| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 32,285 | 21,441 |
| Depreciation and amortization | 830 | 540 |
| Provision for credit losses | 700 | - |
| Amortization (accretion) of premiums and discounts on securities | -153 | -110 |
| Gain on sales of loans held for sale | 1,000 | 610 |
| Net loss on sale of available-for-sale debt securities | -10 | - |
| Stock-based compensation expense | 2,256 | 1,414 |
| Gain on sale of premises and equipment | 0 | 0 |
| Cash receipts from the sale of loans originated for sale | 40,298 | 24,185 |
| Cash disbursements for loans originated for sale | 41,181 | 26,116 |
| Deferred income tax expense | 25 | 384 |
| Interest receivable and other assets | -1,251 | 111 |
| Interest payable and other liabilities | 1,450 | -789 |
| Net cash provided by operating activities | 37,077 | 20,448 |
| Net cash paid for acquisition | 2,750 | 2,750 |
| Maturities of interest-bearing time deposits in other banks | 7,213 | 4,972 |
| Purchases of interest-bearing time deposits in other banks | 15,429 | 12,441 |
| Maturities, prepayments and calls of available-for-sale debt securities | 7,512 | 4,315 |
| Purchases of available-for-sale debt securities | 40 | 40 |
| Net change in loans | 136,195 | 99,803 |
| Purchases of premises and equipment | 3,656 | 3,442 |
| Proceeds from sale of premises and equipment | 0 | 0 |
| Change in nonmarketable equity securities | -154 | -141 |
| Net cash (used in) provided by investing activities | -143,191 | -109,048 |
| Net change in deposits | 121,356 | 78,667 |
| Cash dividends paid | 6,790 | 4,522 |
| Shares purchased and retired for restricted stock units | 1,026 | 1,017 |
| Net settlement of stock options | 145 | 115 |
| Common stock issued for restricted stock units | 1 | 0 |
| Net cash provided by (used in) financing activities | 113,686 | 73,243 |
| Net increase in cash and due from banks | 7,572 | -15,357 |
| Cash and cash equivalents at beginning of period | 234,196 | - |
| Cash and cash equivalents at end of period | 241,768 | - |
Bank7 Corp. (BSVN)
Bank7 Corp. (BSVN)