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Cash Flow Overview

Free Cash flow
$5,446K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Cash receipts from the sale of l...
    • Net income
    • Proceeds from sale of oil and ga...
    • Others
Negative Cash Flow Breakdown
    • Net change in deposits
    • Cash disbursements for loans ori...
    • Net change in loans
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
8,346
12,006
10,784
10,844
Depreciation and amortization
290
290
289
290
Provision for credit losses
-
-
0
700
Amortization of premiums on securities
-37
-39
-45
-43
Gain on sales of loans held for sale
476
375
326
390
Net loss on sale of available-for-sale debt securities
-
-
0
-10
Stock-based compensation expense
594
659
806
842
Gain on sale of premises and equipment
16
17
0
0
Cash receipts from the sale of loans originated for sale
18,229
20,251
11,932
16,113
Cash disbursements for loans originated for sale
19,044
21,663
11,801
15,065
Deferred income tax expense
-396
497
-369
-359
Loss on disposition of oil and gas assets
-2,084
-
-
-
Interest receivable and other assets
-1,206
-2,911
1,238
-1,362
Interest payable and other liabilities
-3,360
2,051
-1,063
2,239
Net cash provided by operating activities
7,494
16,649
9,059
16,629
Net cash paid for acquisition
0
0
0
0
Proceeds from sale of oil and gas assets
5,164
-
-
-
Maturities of interest-bearing time deposits in other banks
2,241
6,722
4,478
2,241
Purchases of interest-bearing time deposits in other banks
0
0
0
2,988
Maturities, prepayments and calls of available-for-sale debt securities
645
1,644
1,411
3,197
Purchases of available-for-sale debt securities
0
0
-40
0
Net change in loans
3,458
-12,647
72,204
36,392
Purchases of premises and equipment
2,048
2,490
1,084
214
Proceeds from sale of premises and equipment
-
22
0
0
Purchase of nonmarketable equity securities
-
-
194
-13
Proceeds from sale of premises and equipment
40
-
-
-
Proceeds from sale of nonmarketable equity securities
-25
7
158
-
Net cash provided by (used in) investing activities
2,537
18,552
-67,395
-34,143
Net change in deposits
-33,578
-29,452
64,006
42,689
Cash dividends paid
2,570
2,555
2,552
2,268
Shares purchased and retired for restricted stock units
0
1,175
251
9
Net settlement of stock options
1
47
0
30
Common stock issued for restricted stock units
-
-
0
1
Net cash (used in) provided by financing activities
-36,147
-33,135
61,203
40,443
Net decrease in cash and due from banks
-26,116
2,066
2,867
22,929
Cash and due from banks, beginning of period
246,701
244,635
241,768
234,196
Cash and due from banks, end of period
220,585
246,701
244,635
241,768
Interest paid
18,593
-
-
-
Income taxes paid
6,138
-
-
-
Dividends declared and not paid
2,570
-
-
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Cash receipts fromthe sale of loans...$18,229K (-24.63%↓ Y/Y)Proceeds from sale of oiland gas assets$5,164K Net income$8,346K (-61.07%↓ Y/Y)Loss on dispositionof oil and gas...-$2,084K Interest receivable andother assets-$1,206K (-1186.49%↓ Y/Y)Stock-based compensationexpense$594K (-57.99%↓ Y/Y)Depreciation andamortization$290K (-46.30%↓ Y/Y)Amortization of premiums onsecurities-$37K (66.36%↑ Y/Y)Maturities ofinterest-bearing time deposits in...$2,241K (-54.93%↓ Y/Y)Maturities, prepayments andcalls of...$645K (-85.05%↓ Y/Y)Proceeds from sale ofpremises and equipment$40K Net cash provided byoperating activities$7,494K (-63.35%↓ Y/Y)Net cash provided by(used in) investing...$2,537K (102.33%↑ Y/Y)Canceled cashflow$23,292K Canceled cashflow$5,531K Net decrease in cashand due from banks-$26,116K (-70.06%↓ Y/Y)Canceled cashflow$10,031K Net settlement ofstock options$1K (-99.13%↓ Y/Y)Cash disbursementsfor loans...$19,044K (-27.08%↓ Y/Y)Interest payable andother liabilities-$3,360K (-325.86%↓ Y/Y)Gain on sales of loansheld for sale$476K (-21.97%↓ Y/Y)Deferred income taxexpense-$396K (-203.13%↓ Y/Y)Gain on sale ofpremises and equipment$16K Net change in loans$3,458K (-96.54%↓ Y/Y)Purchases of premises andequipment$2,048K (-40.50%↓ Y/Y)Proceeds from sale ofnonmarketable equity...-$25K Net cash (used in)provided by financing...-$36,147K (-149.35%↓ Y/Y)Canceled cashflow$1K Net change indeposits-$33,578K (-142.68%↓ Y/Y)Cash dividends paid$2,570K (-43.17%↓ Y/Y)

Bank7 Corp. (BSVN)

Bank7 Corp. (BSVN)