For the quarter ending 2026-03-31, BSVN had $2,066K increase in cash & cash equivalents over the period. $14,159K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 12,006 | 10,784 | 10,844 | 21,441 |
| Depreciation and amortization | 290 | 289 | 290 | 540 |
| Provision for credit losses | - | 0 | 700 | - |
| Amortization of premiums on securities | -39 | -45 | -43 | -110 |
| Gain on sales of loans held for sale | 375 | 326 | 390 | 610 |
| Net loss on sale of available-for-sale debt securities | - | 0 | -10 | - |
| Stock-based compensation expense | 659 | 806 | 842 | 1,414 |
| Gain on sale of premises and equipment | 17 | 0 | 0 | 0 |
| Cash receipts from the sale of loans originated for sale | 20,251 | 11,932 | 16,113 | 24,185 |
| Cash disbursements for loans originated for sale | 21,663 | 11,801 | 15,065 | 26,116 |
| Deferred income tax expense | 497 | -369 | -359 | 384 |
| Interest receivable and other assets | -2,911 | 1,238 | -1,362 | 111 |
| Interest payable and other liabilities | 2,051 | -1,063 | 2,239 | -789 |
| Net cash provided by operating activities | 16,649 | 9,059 | 16,629 | 20,448 |
| Net cash paid for acquisition | 0 | 0 | 0 | 2,750 |
| Maturities of interest-bearing time deposits in other banks | 6,722 | 4,478 | 2,241 | 4,972 |
| Purchases of interest-bearing time deposits in other banks | 0 | 0 | 2,988 | 12,441 |
| Maturities, prepayments and calls of available-for-sale debt securities | 1,644 | 1,411 | 3,197 | 4,315 |
| Purchases of available-for-sale debt securities | 0 | -40 | 0 | 40 |
| Net change in loans | -12,647 | 72,204 | 36,392 | 99,803 |
| Purchases of premises and equipment | 2,490 | 1,084 | 214 | 3,442 |
| Proceeds from sale of premises and equipment | 22 | 0 | 0 | 0 |
| Purchase of nonmarketable equity securities | - | 194 | -13 | -141 |
| Proceeds from sale of nonmarketable equity securities | 7 | 158 | - | - |
| Net cash provided by (used in) investing activities | 18,552 | -67,395 | -34,143 | -109,048 |
| Common stock issued for restricted stock units | - | 0 | 1 | 0 |
| Net change in deposits | -29,452 | 64,006 | 42,689 | 78,667 |
| Cash dividends paid | 2,555 | 2,552 | 2,268 | 4,522 |
| Shares purchased and retired for restricted stock units | 1,175 | 251 | 9 | 1,017 |
| Net settlement of stock options | 47 | 0 | 30 | 115 |
| Net cash (used in) provided by financing activities | -33,135 | 61,203 | 40,443 | 73,243 |
| Net increase in cash and due from banks | 2,066 | 2,867 | 22,929 | -15,357 |
| Cash and due from banks, beginning of period | 244,635 | 241,768 | 234,196 | - |
| Cash and due from banks, end of period | 246,701 | 244,635 | 241,768 | - |
Bank7 Corp. (BSVN)
Bank7 Corp. (BSVN)