For the year ending 2025-12-31, BSVN had $10,439K increase in cash & cash equivalents over the period. $41,396K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 43,069 |
| Depreciation and amortization | 1,119 |
| Provision for credit losses | 700 |
| Amortization (accretion) of premiums and discounts on securities | -198 |
| Gain on sales of loans held for sale | 1,326 |
| Net loss on sale of available-for-sale debt securities | -10 |
| Stock-based compensation expense | 3,062 |
| Gain on sale of premises and equipment | 0 |
| Cash receipts from the sale of loans originated for sale | 52,230 |
| Cash disbursements for loans originated for sale | 52,982 |
| Deferred income tax expense | -344 |
| Interest receivable and other assets | -13 |
| Interest payable and other liabilities | 387 |
| Net cash provided by operating activities | 46,136 |
| Net cash paid for acquisition | 2,750 |
| Maturities of interest-bearing time deposits in other banks | 11,691 |
| Purchases of interest-bearing time deposits in other banks | 15,429 |
| Maturities, prepayments and calls of available-for-sale debt securities | 8,923 |
| Purchases of available-for-sale debt securities | 0 |
| Net change in loans | 208,399 |
| Purchases of premises and equipment | 4,740 |
| Proceeds from sale of premises and equipment | 0 |
| Purchase of nonmarketable equity securities | 40 |
| Proceeds from sale of nonmarketable equity securities | 158 |
| Net cash (used in) provided by investing activities | -210,586 |
| Net change in deposits | 185,362 |
| Cash dividends paid | 9,342 |
| Shares purchased and retired for restricted stock units | 1,277 |
| Net settlement of stock options | 145 |
| Common stock issued for restricted stock units | 1 |
| Net cash provided by (used in) financing activities | 174,889 |
| Net increase in cash and due from banks | 10,439 |
| Cash and due from banks, beginning of period | 234,196 |
| Cash and due from banks, end of period | 244,635 |
Bank7 Corp. (BSVN)
Bank7 Corp. (BSVN)