For the quarter ending 2025-09-30, BSVN had $22,929K increase in cash & cash equivalents over the period. $16,415K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 10,844 | 21,441 |
| Depreciation and amortization | 290 | 540 |
| Provision for credit losses | 700 | - |
| Amortization (accretion) of premiums and discounts on securities | -43 | -110 |
| Gain on sales of loans held for sale | 390 | 610 |
| Net loss on sale of available-for-sale debt securities | -10 | - |
| Stock-based compensation expense | 842 | 1,414 |
| Gain on sale of premises and equipment | 0 | 0 |
| Cash receipts from the sale of loans originated for sale | 16,113 | 24,185 |
| Cash disbursements for loans originated for sale | 15,065 | 26,116 |
| Deferred income tax expense | -359 | 384 |
| Interest receivable and other assets | -1,362 | 111 |
| Interest payable and other liabilities | 2,239 | -789 |
| Net cash provided by operating activities | 16,629 | 20,448 |
| Net cash paid for acquisition | 0 | 2,750 |
| Maturities of interest-bearing time deposits in other banks | 2,241 | 4,972 |
| Purchases of interest-bearing time deposits in other banks | 2,988 | 12,441 |
| Maturities, prepayments and calls of available-for-sale debt securities | 3,197 | 4,315 |
| Purchases of available-for-sale debt securities | 0 | 40 |
| Net change in loans | 36,392 | 99,803 |
| Purchases of premises and equipment | 214 | 3,442 |
| Proceeds from sale of premises and equipment | 0 | 0 |
| Change in nonmarketable equity securities | -13 | -141 |
| Net cash (used in) provided by investing activities | -34,143 | -109,048 |
| Net change in deposits | 42,689 | 78,667 |
| Cash dividends paid | 2,268 | 4,522 |
| Shares purchased and retired for restricted stock units | 9 | 1,017 |
| Net settlement of stock options | 30 | 115 |
| Common stock issued for restricted stock units | 1 | 0 |
| Net cash provided by (used in) financing activities | 40,443 | 73,243 |
| Net increase in cash and due from banks | 22,929 | -15,357 |
| Cash and cash equivalents at beginning of period | 234,196 | - |
| Cash and cash equivalents at end of period | 241,768 | - |
Bank7 Corp. (BSVN)
Bank7 Corp. (BSVN)