Financial insights of BSVN

MyFinsight

Income Overview

Net Income
$8,460K
EPS
$0.87
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Loans, including fees	28,980	31,613	27,696*	30,914
Interest-bearing time deposits in other banks	38	112	107*	160
Debt securities, taxable	249	250	269*	266
Debt securities, tax-exempt	59	59	62*	60
Other interest and dividend income	1,601	1,749	2,380*	2,317
Total interest income	30,927	33,783	30,512*	33,717
Deposits	9,022	9,591	9,784	10,691
Total interest expense	9,022	9,591	9,784*	10,691
Net interest income	21,905	24,192	20,728*	23,026
Provision for credit gaines	0	0	-350*	700
Net interest income after provision for credit losses	21,905	24,192	21,078*	22,326
Mortgage lending income	476	375	-40*	391
Gain on sales, prepayments, and calls of available-for-sale debt securities	-	-	20*	-10
Service charges on deposit accounts	215	249	221*	248
Other	311	1,342	937*	1,581
Total noninterest income	1,002	1,966	1,137*	2,210
Salaries and employee benefits	6,196	6,331	5,309*	5,829
Furniture and equipment	422	342	224*	342
Occupancy	724	686	633*	668
Data and item processing	546	543	471*	515
Accounting, marketing and legal fees	437	585	189*	221
Regulatory assessments	259	259	123*	248
Advertising and public relations	98	172	265*	212
Travel, lodging and entertainment	104	71	90*	112
Other	3,106	1,348	1,487*	2,203
Total noninterest expense	11,892	10,337	8,788*	10,350
Income before taxes	11,015	15,821	13,426*	14,186
Income tax expense	2,669	3,815	3,280*	3,342
Net income	8,346	12,006	10,146*	10,844
Unrealized (losses) gains on securities, net of tax expense of 50 and 189 for the three months ended june 30, 2026 and 2025, respectively net of tax (benefit) expense of (5) and 419 for the six months ended june 30, 2026 and 2025, respectively	114	-141	479*	713
Reclassification adjustment for realized gaines included in net income net of tax of 2, 1 and 4 for the years ended december 31, 2025, 2024, and 2023, respectively	-	-	16*	-8
Other comprehensive income (loss)	114	-141	463*	721
Comprehensive income	8,460	11,865	10,609	11,565

Basic EPS	0.88	1.26	1.125	1.15
Diluted EPS	0.87	1.25	1.107	1.13
Basic Average Shares	9,519,335	9,491,075	9,432,179	9,450,984
Diluted Average Shares	9,604,143	9,596,869	9,579,528	9,597,914

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$8,460K
EPS
$0.87
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$8,460K
EPS
$0.87
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$8,460KEPS$0.87Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$8,460KEPS$0.87Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$8,460K
EPS
$0.87
Unit: Thousand (K) dollars

Net Income
$8,460K
EPS
$0.87
Unit: Thousand (K) dollars