MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Income Overview

Net Income
$8,460K
EPS
$0.87
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans, including fees
28,980
31,613
27,696*
30,914
Interest-bearing time deposits in other banks
38
112
107*
160
Debt securities, taxable
249
250
269*
266
Debt securities, tax-exempt
59
59
62*
60
Other interest and dividend income
1,601
1,749
2,380*
2,317
Total interest income
30,927
33,783
30,512*
33,717
Deposits
9,022
9,591
9,784
10,691
Total interest expense
9,022
9,591
9,784*
10,691
Net interest income
21,905
24,192
20,728*
23,026
Provision for credit gaines
0
0
-350*
700
Net interest income after provision for credit losses
21,905
24,192
21,078*
22,326
Mortgage lending income
476
375
-40*
391
Gain on sales, prepayments, and calls of available-for-sale debt securities
-
-
20*
-10
Service charges on deposit accounts
215
249
221*
248
Other
311
1,342
937*
1,581
Total noninterest income
1,002
1,966
1,137*
2,210
Salaries and employee benefits
6,196
6,331
5,309*
5,829
Furniture and equipment
422
342
224*
342
Occupancy
724
686
633*
668
Data and item processing
546
543
471*
515
Accounting, marketing and legal fees
437
585
189*
221
Regulatory assessments
259
259
123*
248
Advertising and public relations
98
172
265*
212
Travel, lodging and entertainment
104
71
90*
112
Other
3,106
1,348
1,487*
2,203
Total noninterest expense
11,892
10,337
8,788*
10,350
Income before taxes
11,015
15,821
13,426*
14,186
Income tax expense
2,669
3,815
3,280*
3,342
Net income
8,346
12,006
10,146*
10,844
Unrealized (losses) gains on securities, net of tax expense of 50 and 189 for the three months ended june 30, 2026 and 2025, respectively net of tax (benefit) expense of (5) and 419 for the six months ended june 30, 2026 and 2025, respectively
114
-141
479*
713
Reclassification adjustment for realized gaines included in net income net of tax of 2, 1 and 4 for the years ended december 31, 2025, 2024, and 2023, respectively
-
-
16*
-8
Other comprehensive income (loss)
114
-141
463*
721
Comprehensive income
8,460
11,865
10,609
11,565
Basic EPS
0.88
1.26
1.125
1.15
Diluted EPS
0.87
1.25
1.107
1.13
Basic Average Shares
9,519,335
9,491,075
9,432,179
9,450,984
Diluted Average Shares
9,604,143
9,596,869
9,579,528
9,597,914
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$28,980K (0.05%↑ Y/Y)Other interest anddividend income$1,601K (-31.29%↓ Y/Y)Debt securities,taxable$249K (-10.43%↓ Y/Y)Debt securities,tax-exempt$59K (-6.35%↓ Y/Y)Interest-bearing time deposits inother banks$38K (-73.79%↓ Y/Y)Total interest income$30,927K (-2.69%↓ Y/Y)Net interest income$21,905K (0.77%↑ Y/Y)Mortgage lending income$476K (-8.46%↓ Y/Y)Other$311K (-84.04%↓ Y/Y)Service charges ondeposit accounts$215K (-7.33%↓ Y/Y)Total interestexpense$9,022K (-10.17%↓ Y/Y)Net interest incomeafter provision for...$21,905K (0.77%↑ Y/Y)Total noninterestincome$1,002K (-62.90%↓ Y/Y)Deposits$9,022K (-10.17%↓ Y/Y)Income before taxes$11,015K (-25.10%↓ Y/Y)Unrealized (losses) gainson securities, net...$114K (-80.58%↓ Y/Y)Total noninterestexpense$11,892K (22.19%↑ Y/Y)Net income$8,346K (-24.84%↓ Y/Y)Other comprehensiveincome (loss)$114K (-80.58%↓ Y/Y)Income tax expense$2,669K (-25.90%↓ Y/Y)Salaries and employeebenefits$6,196K (8.30%↑ Y/Y)Other$3,106K (81.11%↑ Y/Y)Occupancy$724K (14.92%↑ Y/Y)Data and itemprocessing$546K (-7.46%↓ Y/Y)Accounting, marketing andlegal fees$437K (176.58%↑ Y/Y)Furniture and equipment$422K (16.90%↑ Y/Y)Regulatory assessments$259K (21.60%↑ Y/Y)Travel, lodging andentertainment$104K (-14.05%↓ Y/Y)Advertising and publicrelations$98K (-56.05%↓ Y/Y)Comprehensive income$8,460K (-27.64%↓ Y/Y)

Bank7 Corp. (BSVN)

Bank7 Corp. (BSVN)