Financial insights of BSVN

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$11,865K
EPS
$1.25
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	31,613	27,696*	30,914	28,965
Interest-bearing time deposits in other banks	112	107*	160	145
Debt securities, taxable	250	269*	266	278
Debt securities, tax-exempt	59	62*	60	63
Other interest and dividend income	1,749	2,380*	2,317	2,330
Total interest income	33,783	30,512*	33,717	31,781
Deposits	9,591	9,784	10,691	10,043
Total interest expense	9,591	9,784*	10,691	10,043
Net interest income	24,192	20,728*	23,026	21,738
Provision for credit gaines	0	-350*	700	0
Net interest income after provision for credit losses	24,192	21,078*	22,326	21,738
Mortgage lending income	375	-40*	391	520
Gain on sales, prepayments, and calls of available-for-sale debt securities	-	20*	-10	-
Service charges on deposit accounts	249	221*	248	232
Other	1,342	937*	1,581	1,949
Total noninterest income	1,966	1,137*	2,210	2,701
Salaries and employee benefits	6,331	5,309*	5,829	5,721
Furniture and equipment	342	224*	342	361
Occupancy	686	633*	668	630
Data and item processing	543	471*	515	590
Accounting, marketing and legal fees	585	189*	221	158
Regulatory assessments	259	123*	248	213
Advertising and public relations	172	265*	212	223
Travel, lodging and entertainment	71	90*	112	121
Other	1,348	1,487*	2,203	1,715
Total noninterest expense	10,337	8,788*	10,350	9,732
Income before taxes	15,821	13,426*	14,186	14,707
Income tax expense	3,815	3,280*	3,342	3,602
Net income	12,006	10,146*	10,844	11,105
Unrealized (losses) gains on securities, net of tax (benefit) expense of (55) and 237 for the three months ended march 31, 2026 and 2025, respectively	-141	479*	713	587
Reclassification adjustment for realized gaines included in net income net of tax of 2, 1 and 4 for the years ended december 31, 2025, 2024, and 2023, respectively	-	16*	-8	-
Other comprehensive (loss) income	-141	463*	721	587
Comprehensive income	11,865	10,609	11,565	11,692

Basic EPS	1.26	1.125	1.15	1.18
Diluted EPS	1.25	1.107	1.13	1.16
Basic Average Shares	9,491,075	9,432,179	9,450,984	9,449,152
Diluted Average Shares	9,596,869	9,579,528	9,597,914	9,545,128

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$11,865K
EPS
$1.25
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$11,865K
EPS
$1.25
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$11,865KEPS$1.25Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,865KEPS$1.25Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$11,865K
EPS
$1.25
Unit: Thousand (K) dollars

Net Income
$11,865K
EPS
$1.25
Unit: Thousand (K) dollars