For the quarter ending 2025-09-30, BSVN made $57,683K in revenue. $11,565K in net income. Net profit margin of 20.05%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans, including fees | 30,914 | 28,965 | ||
| Interest-bearing time deposits in other banks | 160 | 145 | ||
| Debt securities, taxable | 266 | 278 | ||
| Debt securities, tax-exempt | 60 | 63 | ||
| Other interest and dividend income | 2,317 | 2,330 | ||
| Total interest income | 33,717 | 31,781 | ||
| Deposits | 10,691 | 10,043 | ||
| Total interest expense | 10,691 | 10,043 | ||
| Net interest income | 23,026 | 21,738 | ||
| Provision for credit losses | 700 | 0 | ||
| Net interest income after provision for credit losses | 22,326 | 21,738 | ||
| Mortgage lending income | 391 | 520 | ||
| Loss on sales, prepayments, and calls of available-for-sale debt securities | -10 | - | ||
| Service charges on deposit accounts | 248 | 232 | ||
| Other | 1,581 | 1,949 | ||
| Total noninterest income | 2,210 | 2,701 | ||
| Salaries and employee benefits | 5,829 | 5,721 | ||
| Furniture and equipment | 342 | 361 | ||
| Occupancy | 668 | 630 | ||
| Data and item processing | 515 | 590 | ||
| Accounting, marketing and legal fees | 221 | 158 | ||
| Regulatory assessments | 248 | 213 | ||
| Advertising and public relations | 212 | 223 | ||
| Travel, lodging and entertainment | 112 | 121 | ||
| Other | 2,203 | 1,715 | ||
| Total noninterest expense | 10,350 | 9,732 | ||
| Income before taxes | 14,186 | 14,707 | ||
| Income tax expense | 3,342 | 3,602 | ||
| Net income | 10,844 | 11,105 | ||
| Unrealized gains on securities, net of tax expense of 223 and 515 for the three months ended september 30, 2025 and 2024, respectively net of tax expense of 642 and 638 for the nine months ended september 30, 2025 and 2024, respectively | 713 | 587 | ||
| Reclassification adjustment for realized losses included in net income net of tax of 2 and 1 for the three months ended september 30, 2025, and 2024, respectively 2 and 1 for the nine months ended september 30, 2025 and 2024, respectively | -8 | - | ||
| Other comprehensive income | 721 | 587 | ||
| Comprehensive income | 11,565 | 11,692 | ||
| Earnings per common share - basic (in dollars per share) | 1.15 | 1.18 | ||
| Earnings per common share - diluted (in dollars per share) | 1.13 | 1.16 | ||
| Weighted average common shares outstanding - basic (in shares) | 9,450,984 | 9,449,152 | ||
| Weighted average common shares outstanding - diluted (in shares) | 9,597,914 | 9,545,128 | ||
Bank7 Corp. (BSVN)
Bank7 Corp. (BSVN)