BV Financial, Inc. (BVFL)
BV Financial, Inc. (BVFL)
| Cash Flow | 2026-03-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|
| Net income | -7,599 | 3,730 | 4,960 |
| Net accretion of discounts and premiums | 126 | -431 | 315 |
| Amortization of debt issuance costs | NaN | 39 | 78 |
| (recovery) provision of credit losses | 528 | -1,014 | 475 |
| Accretion of deferred loan fees/costs | 13 | -9 | 59 |
| Amortization of intangible assets | -90 | 45 | 90 |
| Depreciation of premises and equipment | -411 | 206 | 398 |
| Deferred tax expense (benefit) | 701 | -16 | -512 |
| Increase in cash surrender value of life insurance | -203 | 88 | 201 |
| Stock-based compensation expense | -2,792 | 1,046 | 2,437 |
| Proceeds received on foreclosed real estate | NaN | NaN | 2 |
| Esop compensation expense | -88 | 46 | 91 |
| Decrease in accrued interest and other assets | 309 | -350 | -228 |
| Increase in other liabilities | -1,785 | 3,655 | -524 |
| Net cash provided by operating activities | -11,898 | 8,437 | 7,148 |
| Proceeds from sale of federal home loan bank of atlanta stock | NaN | 0 | 1,014 |
| (increase) decrease in equity trading account | -12 | 29 | -15 |
| Purchase of federal home loan bank of atlanta stock | NaN | 0 | 304 |
| Proceeds from maturities and principal payments of investment securities available for sale | -10,947 | 7,561 | 9,683 |
| Purchases of investment securities available for sale | -8,000 | 6,775 | 7,225 |
| Proceeds from maturities and principal payments of investment securities held to maturity | -150 | 48 | 148 |
| (increase) decrease in loans | 27,435 | 5,454 | -13,495 |
| Purchase of premises and equipment | -362 | 13 | 356 |
| Net cash (used in) provided by investing activities | 24,002 | 6,246 | -10,520 |
| Increase in official checks | NaN | 3,250 | -639 |
| Net (decrease) increase in deposits | -14,880 | 4,899 | 7,400 |
| Decrease in advance payments by borrowers for taxes and insurance | NaN | -2,852 | 2,699 |
| Advances from the federal home loan bank of atlanta | NaN | 0 | 6,000 |
| Repayment of advances from the federal home loan bank of atlanta | NaN | 0 | 21,000 |
| Repurchase of shares | -16,060 | 12,757 | 5,265 |
| Net cash (used in) provided by financing activities | 13,722 | -7,460 | -10,805 |
| Net increase in cash and cash equivalents | 25,826 | 7,223 | -14,177 |
| Cash and cash equivalents at beginning of period | 63,546 | 70,500 | NaN |
| Cash and cash equivalents at end of period | 74,577 | 63,546 | NaN |