| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash | 6,908 | 6,061 | 4,987 | |
| Interest-bearing deposits in other banks | 67,669 | 57,485 | 51,336 | |
| Foreclosed real estate | NaN | 0 | 157 | |
| Cash and cash equivalents | 74,577 | 63,546 | 56,323 | |
| Equity investment | 406 | 405 | 406 | |
| Securities available for sale | 32,890 | 34,482 | 35,359 | |
| 2022-Corporate Debt Securities | NaN | 750 | NaN | |
| 2021-Corporate Debt Securities | NaN | 2,448 | NaN | |
| 2022-Mortgage Backed Securities | NaN | 1,791 | NaN | |
| 2021-Mortgage Backed Securities | NaN | 84 | NaN | |
| Prior-Mortgage Backed Securities | NaN | 711 | NaN | |
| Securities held to maturity (fair value of 5,047 and 5,102, acl of 1 and 2) | 5,691 | 5,784 | 5,832 | |
| Total loans | 735,608 | 746,072 | 751,573 | |
| Allowance for credit losses | 6,399 | 8,197 | 9,159 | |
| Net loans | 729,209 | 737,875 | 742,414 | |
| Premises and equipment, net | 12,307 | 12,686 | 13,182 | |
| Federal home loan bank of atlanta stock, at cost | 2,324 | 656 | 656 | |
| Investment in life insurance | 20,526 | 20,347 | 20,259 | |
| Accrued interest receivable | 2,990 | 3,049 | 3,243 | |
| Goodwill | 14,420 | 14,420 | 14,420 | |
| Intangible assets, net | 606 | 696 | 741 | |
| Deferred tax assets, net | 7,404 | 9,267 | 9,309 | |
| Other assets | 7,507 | 6,173 | 6,026 | |
| Total assets | 910,857 | 909,386 | 908,327 | |
| Noninterest-bearing deposits | 139,318 | 134,742 | 134,470 | |
| Interest-bearing deposits | 534,195 | 529,048 | 524,421 | |
| Total deposits | 673,513 | 663,790 | 658,891 | |
| Subordinated debentures | NaN | 35,000 | 34,961 | |
| Fhlb borrowings | 35,000 | NaN | NaN | |
| Other liabilities | 18,707 | 20,386 | 16,484 | |
| Total liabilities | 727,220 | 719,176 | 710,336 | |
| Preferred stock, 0.01 par value 1,000,000 shares authorized none issued or outstanding common stock, 0.01 par value 45,000,000 shares authorized at september 30, 2025 and december 31, 2024 9,536,094 shares issued and outstanding as of september 30, 2025 and 10,645,284 issued and outstanding as of december 31, 2024 | NaN | 95 | 103 | |
| Common stock, 0.01 par value 45,000,000 shares authorized at march 31, 2026 and december 31, 2025 8,750,737 shares issued and outstanding as of march 31, 2026 and 8,852,813 issued and outstanding as of december 31, 2025 | 87 | NaN | NaN | |
| Paid-in capital | 67,564 | 80,151 | 91,854 | |
| Retained earnings | 124,081 | 118,185 | 114,455 | |
| Unearned common stock held by employee stock ownership plan | 6,929 | 7,023 | 7,069 | |
| Accumulated other comprehensive loss | -1,166 | -1,198 | -1,352 | |
| Total stockholders' equity | 183,637 | 190,210 | 197,991 | |
| Total liabilities and stockholders' equity | 910,857 | 909,386 | 908,327 | |
BV Financial, Inc. (BVFL)
BV Financial, Inc. (BVFL)