The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 17,406 | 13,334 | 11,601 | 21,153 |
| Net amortization on securities available for sale | 882 | 1,004 | 1,241 | 1,394 |
| Net gain on sales of securities available for sale | 7,251 | 80 | 59 | 475 |
| Provision for credit losses on loans | 1,350 | 1,250 | 900 | 3,500 |
| Recovery of off-balance sheet exposures | -150 | 200 | 200 | - |
| Loan discount accretion | 324 | 1,693 | - | - |
| Depreciation of premises and equipment | 618 | 587 | 625 | 1,256 |
| Loss on disposal of premises and equipment | - | -6 | - | - |
| Amortization of other intangible assets | 226 | 231 | 230 | 460 |
| Amortization of right-of use asset | 140 | 139 | 139 | 280 |
| Cash surrender value of bank-owned life insurance | 446 | 455 | 439 | 767 |
| Amortization of subordinated debt issuance costs | 105 | 194 | 37 | 171 |
| Stock-based compensation | 1,270 | 1,081 | 1,079 | 2,039 |
| Deferred income taxes | -239 | 697 | -1,140 | -1,561 |
| Remeasurement of interest rate swap | 139 | -30 | - | - |
| Accrued interest receivable and other assets | -6,900 | 12,715 | 2,065 | -833 |
| Accrued interest payable and other liabilities | -2,869 | 5,235 | -491 | -14,036 |
| Net cash provided by operating activities | 15,993 | 6,977 | 9,376 | 11,459 |
| Decrease in bank-owned certificates of deposit | - | 3,658 | 239 | 480 |
| Proceeds from sales of securities available for sale | 208,501 | 12,246 | 5,112 | 59,595 |
| Proceeds from unwind of interest rate swaps | 10,403 | - | - | - |
| Proceeds from maturities, paydowns, payups and calls of securities available for sale | 29,033 | 45,285 | 58,059 | 50,531 |
| Purchases of securities available for sale | 29,574 | 1,990 | 130,469 | 73,642 |
| Net increase in loans | 59,050 | 93,968 | 68,193 | 276,653 |
| Purchase of fhlb stock | 37,974 | 59,690 | - | - |
| Net decrease (increase) in fhlb stock | - | - | -99 | 2,175 |
| Redemption of fhlb stock | 40,698 | 57,865 | - | - |
| Purchases of premises and equipment | 1,826 | 2,544 | 1,601 | 1,702 |
| Proceeds from sales of foreclosed assets | - | 185 | - | - |
| Purchase of bank-owned life insurance | - | 0 | 4,630 | - |
| Redemption of bank-owned life insurance | 1,803 | 0 | 4,361 | - |
| Stock repurchases | - | 0 | 0 | 2,191 |
| Net cash used in investing activities | 162,014 | -36,877 | -137,023 | -243,566 |
| Net increase (decrease) in deposits | -14,858 | 27,605 | 56,022 | 149,975 |
| Issuance of subordinated debt, net of issuance costs | - | -85 | -138 | 78,828 |
| Principal payments on notes payable | - | 0 | 13,750 | - |
| Redemption of subordinated debt | - | 20 | 0 | 49,980 |
| Proceeds from fhlb advances | 332,000 | 298,000 | 303,000 | 633,500 |
| Principal payments on fhlb advances | 395,500 | 303,000 | 303,000 | 588,500 |
| Preferred stock dividends paid | 1,013 | 1,014 | 1,013 | 2,027 |
| Stock options exercised | 325 | 692 | 882 | 365 |
| Shares repurchased for tax withholdings upon vesting of restricted stock-based awards | 218 | 582 | 3 | 128 |
| Shares repurchased for tax withholdings upon exercise stock options | 100 | 3 | 30 | - |
| Net cash provided by financing activities | -79,364 | 21,593 | 41,970 | 219,842 |
| Net change in cash and cash equivalents | 98,643 | -8,307 | -85,677 | -12,265 |
| Cash and cash equivalents beginning | 123,511 | 97,942 | 229,760 | - |
| Cash and cash equivalents ending | 222,154 | -8,307 | 131,818 | - |
Bridgewater Bancshares Inc (BWB)
Bridgewater Bancshares Inc (BWB)