The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 46,088 |
| Net amortization on securities available for sale | 3,639 |
| Net (gain) loss on sales of securities available for sale | 614 |
| Provision for credit losses on loans and leases | 5,650 |
| Provision (credit) for off-balance sheet exposures | 400 |
| Loan discount accretion | 1,693 |
| Depreciation of premises and equipment | 2,468 |
| Loss on disposal of premises and equipment | -6 |
| Amortization of other intangible assets | 921 |
| Amortization of right-of use asset | 558 |
| Cash surrender value of bank-owned life insurance | 1,661 |
| Amortization of subordinated debt issuance costs | 402 |
| Stock-based compensation | 4,199 |
| Deferred income taxes | -2,004 |
| Remeasurement of interest rate swap | -30 |
| Accrued interest receivable and other assets | 13,947 |
| Accrued interest payable and other liabilities | -9,292 |
| Net cash provided by operating activities | 27,812 |
| Decrease in bank-owned certificates of deposit | 4,377 |
| Proceeds from sales of securities available for sale | 76,953 |
| Proceeds from maturities, paydowns, payups and calls of securities available for sale | 153,875 |
| Purchases of securities available for sale | 206,101 |
| Net increase in loans | 438,814 |
| Purchase of fhlb stock | 59,690 |
| Redemption of fhlb stock | 57,865 |
| Purchases of premises and equipment | 5,847 |
| Proceeds from sales of foreclosed assets | 185 |
| Purchase of bank-owned life insurance | 4,630 |
| Redemption of bank-owned life insurance | 4,361 |
| Net cash used in investing activities | -417,466 |
| Net increase in deposits | 233,602 |
| Principal payments on notes payable | 13,750 |
| Proceeds from fhlb advances | 1,234,500 |
| Principal payments on fhlb advances | 1,194,500 |
| Issuance of subordinated debt, net of issuance costs | 78,605 |
| Redemption of subordinated debt | 50,000 |
| Preferred stock dividends paid | 4,054 |
| Stock options exercised | 1,939 |
| Stock repurchases | 2,191 |
| Shares repurchased for tax withholdings upon vesting of restricted stock-based awards | 713 |
| Shares repurchased for tax withholdings upon exercise of stock options | 33 |
| Net cash provided by financing activities | 283,405 |
| Net change in cash and cash equivalents | -106,249 |
| Cash and cash equivalents beginning | 229,760 |
| Cash and cash equivalents ending | 123,511 |
Bridgewater Bancshares Inc (BWB)
Bridgewater Bancshares Inc (BWB)