Financial insights of BWB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	61,726	56,303*	60,038	57,888
Investment securities	6,923	9,332*	10,371	9,200
Other	1,316	1,969*	3,224	2,110
Total interest income	69,965	67,603*	73,633	69,198
Deposits	28,793	30,774*	34,615	32,497
Federal funds purchased	238	-27*	-	16
Notes payable	-	75*	106	260
Fhlb advances	2,438	2,788*	2,933	2,852
Subordinated debentures	1,849	1,369*	1,888	1,121
Total interest expense	33,318	34,978*	39,542	36,746
Net interest income	36,647	32,625*	34,091	32,452
Provision for credit losses	1,200	1,400*	1,100	2,000
Net interest income after provision for credit losses	35,447	31,225*	32,991	30,452
Customer service fees	527	518*	501	496
Fhlb prepayment income	-	-602*	-	301
Net loss on sales of available for sale securities	7,251	-185*	59	474
Letter of credit fees	185	770*	383	323
Debit card interchange fees	201	153*	173	152
Swap fees	240	676*	-	938
Bank-owned life insurance	447	421*	440	387
Investment advisory fees	213	342*	208	213
Other income	500	293*	297	343
Total noninterest income	9,564	2,383*	2,061	3,627
Salaries and employee benefits	13,492	12,010*	12,229	11,363
Occupancy and equipment	1,375	1,135*	1,266	1,274
Fdic insurance assessment	780	458*	775	750
Data processing	611	626*	637	625
Professional and consulting fees	1,196	1,213*	1,261	1,110
Derivative collateral fees	168	348*	309	372
Information technology and telecommunications	1,067	975*	973	971
Marketing and advertising	776	499*	658	435
Intangible asset amortization	226	231*	230	230
Fhlb prepayment penalty	982	-	-	-
Other expense	1,497	1,434*	1,618	1,811
Total noninterest expense	22,170	18,926*	19,956	18,941
Income before income taxes	22,841	14,682*	15,096	15,138
Amount of statutory rate	-	2,941*	-	-
State income taxes (net of federal income tax benefit)	-	1,012*	-	-
Low income housing	-	587*	-	-
Rehabilitation	-	204*	-	-
Interest on investment securities and loans exempt from federal income tax	-	-367*	-	-
Other	-	-46*	-	-
Proportional amortization	-	613*	-	-
Other	-	-87*	-	-
Provision for income taxes	5,435	3,275*	3,495	3,618
Net income	17,406	11,407*	11,601	11,520
Preferred stock dividends	1,013	1,014*	1,013	1,014
Net income available to common shareholders	16,393	10,393	10,588	10,506

Basic EPS	0.59	0.376	0.38	0.38
Diluted EPS	0.58	0.367	0.38	0.38
Basic Average Shares	27,800,091	27,666,250	27,504,840	27,460,982
Diluted Average Shares	28,490,176	28,321,157	28,190,406	27,998,008

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$16,393KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$16,393KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars