Financial insights of BWB

MyFinsight

For the quarter ending 2025-09-30, BWB made $135,192K in revenue. $10,588K in net income. Net profit margin of 7.83%.

Income Overview

Revenue
$135,192K
Net Income
$10,588K
Net Profit Margin
7.83%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Loans, including fees	60,038	57,888
Investment securities	10,371	9,200
Other	3,224	2,110
Federal funds purchased	-	16
Total interest income	73,633	69,198
Deposits	34,615	32,497
Notes payable	106	260
Fhlb advances	2,933	2,852
Subordinated debentures	1,888	1,121
Total interest expense	39,542	36,746
Net interest income	34,091	32,452
Provision for credit losses	1,100	2,000
Net interest income after provision for credit losses	32,991	30,452
Swap fees	-	938
Customer service fees	501	496
Fhlb prepayment income	-	301
Net gain on sales of available for sale securities	59	474
Letters of credit fees	383	323
Debit card interchange fees	173	152
Bank-owned life insurance	440	387
Investment advisory fees	208	213
Other income	297	343
Total noninterest income	2,061	3,627
Salaries and employee benefits	12,229	11,363
Occupancy and equipment	1,266	1,274
Fdic insurance assessment	775	750
Data processing	637	625
Professional and consulting fees	1,261	1,110
Derivative collateral fees	309	372
Information technology and telecommunications	973	971
Marketing and advertising	658	435
Intangible asset amortization	230	230
Other expense	1,618	1,811
Total noninterest expense	19,956	18,941
Income before income taxes	15,096	15,138
Provision for income taxes	3,495	3,618
Net income	11,601	11,520
Preferred stock dividends	1,013	1,014
Net income available to common shareholders	10,588	10,506

Earnings per share, basic	0.38	0.38
Earnings per share, diluted	0.38	0.38
Weighted average number of shares outstanding, basic	27,504,840	27,460,982
Weighted average number of shares outstanding, diluted	28,190,406	27,998,008

MyFinsight

Income Overview

Revenue
$135,192K
Net Income
$10,588K
Net Profit Margin
7.83%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$135,192K
Net Income
$10,588K
Net Profit Margin
7.83%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$135,192KNet Income$10,588KNet Profit Margin7.83%EPS$0.38Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$135,192KNet Income$10,588KNet Profit Margin7.83%EPS$0.38Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$135,192K
Net Income
$10,588K
Net Profit Margin
7.83%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Revenue
$135,192K
Net Income
$10,588K
Net Profit Margin
7.83%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others