bwb: the income statement

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Bridgewater Bancshares Inc (BWB)

For the quarter ending 2025-06-30, BWB made $72,825K in revenue. $10,506K in net income. Net profit margin of 14.43%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Preferred stock dividends	1,014
Provision for income taxes	3,618
Other income	343
Customer service fees	496
Net gain on sales of available for sale securities	474
Bank-owned life insurance	387
Swap fees	938
Fhlb prepayment income	301
Letters of credit fees	323
Investment advisory fees	213
Debit card interchange fees	152
Total noninterest income	3,627
Professional and consulting fees	1,110
Other expense	1,811
Occupancy and equipment	1,274
Marketing and advertising	435
Salaries and employee benefits	11,363
Data processing	625
Fdic insurance assessment	750
Information technology and telecommunications	971
Intangible asset amortization	230
Derivative collateral fees	372
Total noninterest expense	18,941
Provision for credit losses	2,000
Subordinated debentures	1,121
Fhlb advances	2,852
Federal funds purchased	16
Deposits	32,497
Notes payable	260
Total interest expense	36,746
Other	2,110
Loans, including fees	57,888
Investment securities	9,200
Total interest income	69,198
Net interest income	32,452
Net interest income after provision for credit losses	30,452
Income before income taxes	15,138
Net income	11,520
Net income available to common shareholders	10,506

Earnings per share, basic	0.38
Earnings per share, diluted	0.38
Weighted average number of shares outstanding, basic	27,460,982
Weighted average number of shares outstanding, diluted	27,998,008

Unit: Thousand (K) dollars (except for numbers of shares and EPS)