For the quarter ending 2025-09-30, BWB made $135,192K in revenue. $10,588K in net income. Net profit margin of 7.83%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans, including fees | 60,038 | 57,888 | ||
| Investment securities | 10,371 | 9,200 | ||
| Other | 3,224 | 2,110 | ||
| Federal funds purchased | - | 16 | ||
| Total interest income | 73,633 | 69,198 | ||
| Deposits | 34,615 | 32,497 | ||
| Notes payable | 106 | 260 | ||
| Fhlb advances | 2,933 | 2,852 | ||
| Subordinated debentures | 1,888 | 1,121 | ||
| Total interest expense | 39,542 | 36,746 | ||
| Net interest income | 34,091 | 32,452 | ||
| Provision for credit losses | 1,100 | 2,000 | ||
| Net interest income after provision for credit losses | 32,991 | 30,452 | ||
| Swap fees | - | 938 | ||
| Customer service fees | 501 | 496 | ||
| Fhlb prepayment income | - | 301 | ||
| Net gain on sales of available for sale securities | 59 | 474 | ||
| Letters of credit fees | 383 | 323 | ||
| Debit card interchange fees | 173 | 152 | ||
| Bank-owned life insurance | 440 | 387 | ||
| Investment advisory fees | 208 | 213 | ||
| Other income | 297 | 343 | ||
| Total noninterest income | 2,061 | 3,627 | ||
| Salaries and employee benefits | 12,229 | 11,363 | ||
| Occupancy and equipment | 1,266 | 1,274 | ||
| Fdic insurance assessment | 775 | 750 | ||
| Data processing | 637 | 625 | ||
| Professional and consulting fees | 1,261 | 1,110 | ||
| Derivative collateral fees | 309 | 372 | ||
| Information technology and telecommunications | 973 | 971 | ||
| Marketing and advertising | 658 | 435 | ||
| Intangible asset amortization | 230 | 230 | ||
| Other expense | 1,618 | 1,811 | ||
| Total noninterest expense | 19,956 | 18,941 | ||
| Income before income taxes | 15,096 | 15,138 | ||
| Provision for income taxes | 3,495 | 3,618 | ||
| Net income | 11,601 | 11,520 | ||
| Preferred stock dividends | 1,013 | 1,014 | ||
| Net income available to common shareholders | 10,588 | 10,506 | ||
| Earnings per share, basic | 0.38 | 0.38 | ||
| Earnings per share, diluted | 0.38 | 0.38 | ||
| Weighted average number of shares outstanding, basic | 27,504,840 | 27,460,982 | ||
| Weighted average number of shares outstanding, diluted | 28,190,406 | 27,998,008 | ||
Bridgewater Bancshares Inc (BWB)
Bridgewater Bancshares Inc (BWB)