For the quarter ending 2025-09-30, CAC had -$14,967K decrease in cash & cash equivalents over the period. $35,407K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 21,194 | 21,407 |
| Originations of mortgage loans held for sale | 67,356 | 101,690 |
| Proceeds from the sale of mortgage loans | 81,041 | 91,258 |
| Gain on sale of mortgage loans, net of origination costs | 972 | 1,005 |
| Provision (credit) for credit losses | 2,972 | 16,349 |
| Depreciation and amortization expense | 1,198 | 2,828 |
| Investment securities amortization and accretion, net | -480 | -884 |
| Stock-based compensation expense | 790 | 1,963 |
| Amortization of core deposit intangible assets | 1,473 | 2,946 |
| Purchase accounting accretion, net | 4,673 | 9,981 |
| Net decrease in derivative collateral received from counterparties | -2,370 | -6,870 |
| Net gain on sale of premises and equipment | 675 | - |
| Deferred income tax expense | 1,773 | -1,359 |
| Increase in other assets | 1,814 | -1,501 |
| (decrease) increase in other liabilities | 3,035 | -11,165 |
| Net cash provided by operating activities | 36,096 | 7,066 |
| Cash received in northway acquisition | 0 | 48,261 |
| Proceeds from maturities of available-for-sale debt securities | 26,596 | 48,995 |
| Proceeds from sales of available-for-sale debt securities | 0 | 56,432 |
| Purchase of available-for-sale debt securities | 44,459 | 120,851 |
| Proceeds from maturities and recoveries of held-to-maturity securities | 15,986 | 16,298 |
| Purchase of held-to-maturity securities | 0 | 5,000 |
| Net increase in loans | 78,415 | 30,659 |
| Purchase of federal home loan bank and federal reserve bank stock | 6,408 | 18,265 |
| Proceeds from sale of federal home loan bank stock | 2,102 | 16,485 |
| Purchase of premises and equipment | 689 | 3,247 |
| Proceeds from sale of premises and equipment | 3,186 | - |
| Recoveries of previously charged-off loans | 109 | 299 |
| Net cash (used in) provided by investing activities | -81,992 | 8,748 |
| Net decrease in deposits | -112,010 | -90,241 |
| Net proceeds from borrowings less than 90 days | 149,125 | 33,247 |
| Proceeds from the bank term funding program | 0 | 0 |
| Repayment of bank term funding program | 0 | 0 |
| Proceeds from federal home loan bank long-term advances | 1,000 | - |
| Repayments of federal home loan bank long-term advances | 0 | 45,000 |
| Common stock repurchases | 0 | 0 |
| Issuance of restricted stock, net of repurchase for tax withholdings | -10 | -513 |
| Cash dividends paid on common stock | 7,130 | 14,212 |
| Finance lease payments | 46 | 243 |
| Net cash used in financing activities | 30,929 | -116,962 |
| Net (decrease) increase in cash, cash equivalents and restricted cash | -14,967 | -101,148 |
| Cash and cash equivalents at beginning of period | 214,963 | - |
| Cash and cash equivalents at end of period | 98,848 | - |
CAMDEN NATIONAL CORP (CAC)
CAMDEN NATIONAL CORP (CAC)