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CAMDEN NATIONAL CORP (CAC)

CAMDEN NATIONAL CORP (CAC)

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Cash Flow Overview

Free Cash flow
$29,905K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from the sale of mortga...
    • Proceeds from maturities of avai...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Originations of mortgage loans h...
    • Net increase in loans
    • Net increase (decrease) in depos...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Net income
23,021
-20,718
21,194
21,407
Originations of mortgage loans held for sale
64,873
-106,011
67,356
101,690
Proceeds from the sale of mortgage loans
69,515
-111,289
81,041
91,258
Gain on sale of mortgage loans, net of origination costs
814
-1,273
972
1,005
Provision for credit losses
710
-18,768
2,972
16,349
Depreciation and amortization expense
1,486
-2,761
1,198
2,828
Investment securities amortization and accretion, net
-533
1,102
-480
-884
Stock-based compensation expense
1,295
-2,023
790
1,963
Amortization of core deposit intangible assets
1,354
-3,065
1,473
2,946
Purchase accounting accretion, net
4,010
-10,309
4,673
9,981
Net increase (decrease) in derivative collateral received from counterparties
5,970
9,600
-2,370
-6,870
Net gain on sale of premises and equipment
-
-
675
-
Deferred income tax expense (benefit)
463
1,688
1,773
-1,359
(increase) decrease in other assets
5,948
-3,619
1,814
-1,501
Decrease in other liabilities
2,453
3,395
3,035
-11,165
Net cash provided by operating activities
31,155
-23,156
36,096
7,066
Cash received in acquisition of northway financial, inc
0
-48,261
0
48,261
Proceeds from maturities of available-for-sale debt securities
33,910
-45,279
26,596
48,995
Proceeds from sales of available-for-sale debt securities
0
-56,432
0
56,432
Purchase of available-for-sale debt securities
23,910
-161,792
44,459
120,851
Proceeds from maturities of held-to-maturity securities
11,252
-18,892
15,986
16,298
Purchase of held-to-maturity securities
0
-5,000
0
5,000
Net increase in loans
39,914
-113,180
78,415
30,659
Payment to acquire life insurance policy, investing activities
147
419
-
-
Purchase of federal home loan bank and federal reserve bank stock
3,612
-19,661
6,408
18,265
Proceeds from sale of federal home loan bank stock
3,590
-10,489
2,102
16,485
Purchase of premises and equipment
1,250
-2,160
689
3,247
Proceeds from sale of premises and equipment
-
-
3,186
-
Recoveries of previously charged-off loans
234
-244
109
299
Net cash provided by investing activities
-19,553
119,429
-81,992
8,748
Repayments of federal home loan bank long-term advances
-
-
0
45,000
Proceeds from the bank term funding program
-
-
0
0
Repayment of bank term funding program
-
-
0
0
Net increase (decrease) in deposits
-30,248
249,822
-112,010
-90,241
Net (repayments) proceeds from borrowings less than 90 days
-5,044
-250,722
149,125
33,247
Repayments of federal home loan bank long-term advances
0
-1,000
1,000
-
Common stock repurchases
2,477
1,486
0
0
Issuance of restricted stock, net of repurchase for tax withholdings
-493
175
-10
-513
Cash dividends paid on common stock
7,131
-14,211
7,130
14,212
Finance lease payments
45
-86
46
243
Net cash used in financing activities
-45,438
56,086
30,929
-116,962
Net increase (decrease) in cash and cash equivalents
-33,836
152,359
-14,967
-101,148
Cash and cash equivalents at beginning of period
98,848
98,848
214,963
-
Cash and cash equivalents at end of period
99,900
133,736
98,848
-
Interest paid
52,748
-
-
-
Income taxes paid
11,278
-
-
-
Cash dividends declared, not paid
7,118
-
-
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from the sale ofmortgage loans$69,515K (-23.83%↓ Y/Y)Net income$23,021K (7.54%↑ Y/Y)Net increase(decrease) in derivative...$5,970K (186.90%↑ Y/Y)Decrease in otherliabilities$2,453K (121.97%↑ Y/Y)Depreciation andamortization expense$1,486K (-47.45%↓ Y/Y)Amortization of core depositintangible assets$1,354K (-54.04%↓ Y/Y)Stock-based compensationexpense$1,295K (-34.03%↓ Y/Y)Provision for creditlosses$710K (-95.66%↓ Y/Y)Investment securitiesamortization and accretion,...-$533K (39.71%↑ Y/Y)Deferred income taxexpense (benefit)$463K (134.07%↑ Y/Y)Net cash provided byoperating activities$31,155K (340.91%↑ Y/Y)Canceled cashflow$75,645K Net increase(decrease) in cash and cash...-$33,836K (66.55%↑ Y/Y)Canceled cashflow$31,155K Proceeds from maturitiesof...$33,910K (-30.79%↓ Y/Y)Proceeds from maturitiesof...$11,252K (-30.96%↓ Y/Y)Proceeds from sale offederal home loan bank...$3,590K (-78.22%↓ Y/Y)Recoveries of previouslycharged-off loans$234K (-21.74%↓ Y/Y)Payment to acquire lifeinsurance policy,...$147K Originations of mortgageloans held for sale$64,873K (-36.21%↓ Y/Y)(increase) decrease inother assets$5,948K (496.27%↑ Y/Y)Purchase accountingaccretion, net$4,010K (-59.82%↓ Y/Y)Gain on sale ofmortgage loans, net of...$814K (-19.00%↓ Y/Y)Net cash used infinancing activities-$45,438K (61.15%↑ Y/Y)Net cash provided byinvesting activities-$19,553K (-323.51%↓ Y/Y)Canceled cashflow$49,133K Net increase(decrease) in deposits-$30,248K (66.48%↑ Y/Y)Cash dividends paidon common stock$7,131K (-49.82%↓ Y/Y)Net (repayments)proceeds from borrowings...-$5,044K (-115.17%↓ Y/Y)Common stockrepurchases$2,477K Issuance of restrictedstock, net of...-$493K (3.90%↑ Y/Y)Finance lease payments$45K (-81.48%↓ Y/Y)Net increase inloans$39,914K (30.19%↑ Y/Y)Purchase ofavailable-for-sale debt securities$23,910K (-80.22%↓ Y/Y)Purchase of federal homeloan bank and federal...$3,612K (-80.22%↓ Y/Y)Purchase of premises andequipment$1,250K (-61.50%↓ Y/Y)