Financial insights of CAC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$21,883K
EPS
$1.29
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2025-03-31
Revenue-Debit Card	-	-	3,646	-
Revenue-Fiduciary And Trust	-	-	1,981	-
Revenue-Debit Card	3,422	3,704	-	-
Revenue-Deposit Account	2,158	2,570	2,405	-
Revenue-Fiduciary And Trust	2,014	1,884	-	-
Brokerage and insurance commissions	1,735	1,850	1,794	1,697
Mortgage banking income, net	828	1,092	1,060	508
Revenue	-	-	-	7,389
Bank-owned life insurance	791	957	1,003	660
Other income	1,032	2,068	1,178	942
Total non-interest income	11,980	14,125	13,067	11,196
Interest and fees on loans	66,679	69,070	67,477	66,549
Taxable interest on investments	10,296	10,314	10,257	9,772
Nontaxable interest on investments	455	456	455	468
Dividend income	413	470	493	520
Other interest income	528	584	641	1,086
Total interest income	78,371	80,894	79,323	78,395
Interest on deposits	21,648	24,719	24,594	24,621
Interest on borrowings	3,476	4,039	4,620	4,018
Interest on junior subordinated debentures	889	864	900	898
Total interest expense	26,013	29,622	30,114	29,537
Net interest income	52,358	51,272	49,209	48,858
Provision for credit losses	553	2,972	6,920	9,429
Net interest income after provision for credit losses	51,805	48,300	42,289	39,429
Salaries and employee benefits	19,615	20,089	19,392	20,243
Furniture, equipment and data processing	4,644	4,173	4,294	4,731
Net occupancy costs	3,059	2,666	2,693	3,033
Debit card expense	1,616	1,745	1,725	1,690
Amortization of core deposit intangible assets	1,354	1,473	1,473	1,473
Consulting and professional fees	921	810	1,310	1,498
Regulatory assessments	907	1,020	1,127	986
Other real estate owned and collection costs, net	6	46	91	90
Merger and acquisition costs	0	315	1,405	7,525
Other expenses	3,586	3,590	4,086	3,182
Total non-interest expense	35,708	35,927	37,596	44,451
Income before income tax expense (benefit)	28,077	26,498	17,760	6,174
Income tax expense (benefit)	6,194	5,304	3,679	-1,152
Net income	21,883	21,194	14,081	7,326

Basic EPS	1.29	1.25	0.84	0.43
Diluted EPS	1.29	1.25	0.83	0.43
Basic Average Shares	16,924,182	16,921,014	16,905,159	16,844,827
Diluted Average Shares	17,023,959	17,006,311	16,972,395	16,929,815

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$21,883K
EPS
$1.29
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$21,883K
EPS
$1.29
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$21,883KEPS$1.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$21,883KEPS$1.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$21,883K
EPS
$1.29
Unit: Thousand (K) dollars

Net Income
$21,883K
EPS
$1.29
Unit: Thousand (K) dollars