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Balance Sheets Overview

Debt to Asset Ratio
81.57%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable
    • Allowance for credit losses
    • Restricted cash and cash equival...
    • Others
Liabilities Breakdown
    • Secured financing
    • Senior notes
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
1,400
25,700
22,800
15,900
Restricted cash and cash equivalents
490,700
525,700
477,900
482,900
Debt securities, available-for-sale, restricted
116,600
109,400
106,200
108,900
Loans receivable
11,608,700
11,578,500
11,511,500
11,563,700
Allowance for credit losses
3,649,500
3,622,100
3,602,300
3,588,200
Loans receivable, net
7,959,200
7,956,400
7,909,200
7,975,500
Property and equipment, net
14,100
13,200
12,600
12,900
Income taxes receivable
8,400
29,400
67,200
9,700
Other assets
32,200
34,800
35,800
34,800
Total assets
8,622,600
8,694,600
8,631,700
8,640,600
Accounts payable and accrued liabilities
394,000
415,300
400,200
382,900
Revolving secured lines of credit
177,800
219,600
107,300
148,700
Secured financing
5,019,000
5,100,300
5,158,800
5,133,100
Senior notes
1,089,400
1,088,700
1,087,800
1,087,200
Deferred income taxes, net
349,200
356,600
354,000
298,200
Income taxes payable
4,300
-
0
11,900
Total liabilities
7,033,700
7,180,500
7,108,100
7,062,000
Preferred stock, .01 par value, 1,000,000 shares authorized, none issued
0
0
-
0
Common stock, .01 par value, 80,000,000 shares authorized, 10,376,049 and 10,680,143 shares issued and outstanding as of june 30, 2026 and december 31, 2025, respectively
100
100
100
100
Paid-in capital
507,900
430,100
403,300
392,100
Retained earnings
1,081,100
1,083,600
1,119,200
1,185,300
Accumulated other comprehensive income (loss)
-200
300
1,000
1,100
Total shareholders equity
1,588,900
1,514,100
1,523,600
1,578,600
Total liabilities and shareholders equity
8,622,600
8,694,600
8,631,700
8,640,600
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans receivable$11,608,700K (0.40%↑ Y/Y)Loans receivable, net$7,959,200K (-0.53%↓ Y/Y)Restricted cash and cashequivalents$490,700K (-0.63%↓ Y/Y)Debt securities,available-for-sale, restricted$116,600K (8.87%↑ Y/Y)Other assets$32,200K (10.27%↑ Y/Y)Property and equipment,net$14,100K (6.82%↑ Y/Y)Income taxesreceivable$8,400K (-10.64%↓ Y/Y)Cash and cashequivalents$1,400K (-98.00%↓ Y/Y)Allowance for creditlosses$3,649,500K (2.48%↑ Y/Y)Total assets$8,622,600K (-1.17%↓ Y/Y)Total liabilities andshareholders equity$8,622,600K (-1.17%↓ Y/Y)Total liabilities$7,033,700K (-1.90%↓ Y/Y)Total shareholdersequity$1,588,900K (2.20%↑ Y/Y)Accumulated othercomprehensive income (loss)-$200K (-120.00%↓ Y/Y)Secured financing$5,019,000K (-6.77%↓ Y/Y)Senior notes$1,089,400K (0.28%↑ Y/Y)Accounts payable andaccrued liabilities$394,000K (4.01%↑ Y/Y)Deferred income taxes,net$349,200K (14.08%↑ Y/Y)Revolving secured lines ofcredit$177,800K (11753.33%↑ Y/Y)Income taxes payable$4,300K (-68.84%↓ Y/Y)Retained earnings$1,081,100K (-8.71%↓ Y/Y)Paid-in capital$507,900K (37.53%↑ Y/Y)Common stock, .01 parvalue, 80,000,000...$100K (0.00%↑ Y/Y)

CREDIT ACCEPTANCE CORP (CACC)

CREDIT ACCEPTANCE CORP (CACC)