| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 15,900 | 70,000 | ||
| Restricted cash and cash equivalents | 482,900 | 493,800 | ||
| Debt securities, available-for-sale, restricted | 108,900 | 107,100 | ||
| Loans receivable | 11,563,700 | 11,563,000 | ||
| Allowance for credit losses | 3,588,200 | 3,561,100 | ||
| Loans receivable, net | 7,975,500 | 8,001,900 | ||
| Property and equipment, net | 12,900 | 13,200 | ||
| Income taxes receivable | 9,700 | 9,400 | ||
| Other assets | 34,800 | 29,200 | ||
| Total assets | 8,640,600 | 8,724,600 | ||
| Accounts payable and accrued liabilities | 382,900 | 378,800 | ||
| Revolving secured lines of credit | 148,700 | 1,500 | ||
| Secured financing | 5,133,100 | 5,383,300 | ||
| Senior notes | 1,087,200 | 1,086,400 | ||
| Deferred income taxes, net | 298,200 | 306,100 | ||
| Income taxes payable | 11,900 | 13,800 | ||
| Total liabilities | 7,062,000 | 7,169,900 | ||
| Preferred stock, .01 par value, 1,000,000 shares authorized, none issued | 0 | 0 | ||
| Common stock, .01 par value, 80,000,000 shares authorized, 11,041,431 and 12,048,151 shares issued and outstanding as of september 30, 2025 and december 31, 2024, respectively | 100 | 100 | ||
| Paid-in capital | 392,100 | 369,300 | ||
| Retained earnings | 1,185,300 | 1,184,300 | ||
| Accumulated other comprehensive income (loss) | 1,100 | 1,000 | ||
| Total shareholders equity | 1,578,600 | 1,554,700 | ||
| Total liabilities and shareholders equity | 8,640,600 | 8,724,600 | ||
CREDIT ACCEPTANCE CORP (CACC)
CREDIT ACCEPTANCE CORP (CACC)