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For the year ending 2025-12-31, CACC made $2,317,200K in revenue. $423,900K in net income. Net profit margin of 18.29%.

Income Overview

Revenue
$2,317,200K
Net Income
$423,900K
Net Profit Margin
18.29%
EPS
$36.38
Unit: Thousand (K) dollars
Revenue Breakdown
    • Dealer Loans
    • Purchased Loans
    • Premiums earned
    • Others

Income Statement
2025-12-31
Total revenue
2,317,200
Salaries and wages
337,100
General and administrative
161,400
Sales and marketing
101,400
Operating expenses
599,900
Provision for credit losses on forecast changes
338,300
Provision for credit losses
277,800
Financing receivable, credit loss, expense (reversal)
616,100
Interest
462,900
Provision for claims
71,700
Loss on extinguishment of debt
-1,200
Loss on sale of building
0
Total costs and expenses
1,751,800
Income (loss) from continuing operations before income taxes, noncontrolling interest, total
565,400
Effective tax rate, amount
141,500
Net income
423,900
Basic EPS
37.02
Diluted EPS
36.38
Basic Average Shares
11,451,578
Diluted Average Shares
11,650,773
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Dealer Loans$1,422,800K Purchased Loans$719,000K Ancillary Product ProfitSharing Income$37,800K Interest$27,500K Remarketing Fees$12,700K Other$1,800K Finance charges revenue$2,141,800K Premiums earned$95,600K Other income$79,800K Total revenue$2,317,200K Income (loss) fromcontinuing operations...$565,400K Total costs andexpenses$1,751,800K Net income$423,900K Effective tax rate, amount$141,500K Financing receivable,credit loss, expense...$616,100K Operating expenses$599,900K Interest$462,900K Provision for claims$71,700K Loss onextinguishment of debt-$1,200K Provision for creditlosses on forecast...$338,300K Provision for creditlosses$277,800K Salaries and wages$337,100K General andadministrative$161,400K Sales and marketing$101,400K

CREDIT ACCEPTANCE CORP (CACC)

CREDIT ACCEPTANCE CORP (CACC)