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Income Overview

Revenue
$587,400K
Net Income
$135,900K
Net Profit Margin
23.14%
EPS
$12.66
Unit: Thousand (K) dollars
Revenue Breakdown
    • finance charges
    • premiums earned
    • Ancillaryproductprofitsharing
    • Others
Revenue Breakdown
    • Loans Receivable
    • Total revenue
    • Ancillaryproductprofitsharing
    • Others
Revenue Breakdown
    • Dealer Loans
    • Purchased Loans
    • premiums earned
    • Others
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total revenue
587,400
580,000
579,900
582,400
Salaries and wages
78,100
88,600
79,300
85,500
General and administrative expense
26,100
24,800
57,800
36,300
Selling and marketing expense
29,900
27,800
25,200
24,800
Operating expenses
134,100
141,200
162,300
146,600
Provision for credit losses on forecast changes
81,600
54,400
72,600
88,100
Provision for credit losses on new consumer loan assignments
77,600
85,200
57,000
63,900
Provision for credit losses
159,200
139,600
129,600
152,000
Interest
107,400
108,400
113,800
116,300
Provision for claims
18,100
15,800
17,200
18,600
Loss on extinguishment of debt
0
0
0
0
Loss on sale of building
-
-
0
0
Costs and expenses, total
418,800
405,000
422,900
433,500
Income before provision for income taxes
168,600
175,000
157,000
148,900
Provision for income taxes
32,700
39,200
35,000
40,700
Net income
135,900
135,800
122,000
108,200
Basic EPS
12.97
12.64
11.2
9.62
Diluted EPS
12.66
12.4
11.011
9.43
Basic Average Shares
10,481,009
10,739,981
10,893,040
11,248,227
Diluted Average Shares
10,734,652
10,954,097
11,079,392
11,472,729
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

finance charges$546,200K (1.02%↑ Y/Y)finance charges$546,200K (1.02%↑ Y/Y)Ancillaryproductprofitsharing$7,900K (5.33%↑ Y/Y)Interest$5,000K (-35.90%↓ Y/Y)Remarketing Fees$3,500K (6.06%↑ Y/Y)Other$200K (-50.00%↓ Y/Y)finance charges$546,200K (1.02%↑ Y/Y)premiums earned$24,600K (2.07%↑ Y/Y)other income$16,600K (-12.63%↓ Y/Y)Total revenue$587,400K (0.62%↑ Y/Y)Income beforeprovision for income taxes$168,600K (43.12%↑ Y/Y)Costs and expenses,total$418,800K (-10.13%↓ Y/Y)Net income$135,900K (55.49%↑ Y/Y)Provision for income taxes$32,700K (7.57%↑ Y/Y)Provision for creditlosses$159,200K (-7.76%↓ Y/Y)Operating expenses$134,100K (-13.76%↓ Y/Y)Interest$107,400K (-9.06%↓ Y/Y)Provision for claims$18,100K (-8.59%↓ Y/Y)Provision for creditlosses on forecast...$81,600K (-19.45%↓ Y/Y)Provision for creditlosses on new consumer...$77,600K (8.84%↑ Y/Y)Salaries and wages$78,100K (-6.69%↓ Y/Y)Selling and marketingexpense$29,900K (12.41%↑ Y/Y)General andadministrative expense$26,100K (-42.26%↓ Y/Y)

CREDIT ACCEPTANCE CORP (CACC)

CREDIT ACCEPTANCE CORP (CACC)