CREDIT ACCEPTANCE CORP (CACC)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Total revenue | 583,800 | 571,100 | 550,300 | 538,200 |
| Total provision for credit losses | - | - | - | 320,600 |
| Provision for credit losses on new consumer loan assignments | 71,300 | 85,600 | 78,800 | - |
| Provision for credit losses on forecast changes | 101,300 | 76,300 | 105,900 | - |
| Provision for credit losses | 172,600 | 161,900 | 184,700 | - |
| Provision for claims | 19,800 | 16,100 | 18,500 | 20,300 |
| Sales and marketing | 26,600 | 24,800 | 23,100 | 25,400 |
| Salaries and wages | 83,700 | 88,600 | 77,300 | 75,800 |
| General and administrative | 45,200 | 22,100 | 29,000 | 23,200 |
| Operating expenses | 155,500 | 135,500 | 129,400 | 124,400 |
| Interest | 118,100 | 114,700 | 111,200 | 104,500 |
| Loss on extinguishment of debt | - | -1,200 | - | - |
| Loss on sale of building | - | - | - | -23,700 |
| Total costs and expenses | 466,000 | 429,400 | 443,800 | 593,500 |
| Income (loss) before provision (benefit) for income taxes | 117,800 | 141,700 | 106,500 | -55,300 |
| Provision (benefit) for income taxes | 30,400 | 35,400 | 27,700 | -8,200 |
| Net income (loss) | 87,400 | 106,300 | 78,800 | -47,100 |
| Basic (in shares) | 11,574,018 | 12,091,027 | 12,274,685 | 12,282,174 |
| Basic (in usd per share) | 7.55 | 8.79 | 6.42 | -3.83 |
| Diluted (in shares) | 11,771,525 | 12,279,446 | 12,415,143 | 12,282,174 |
| Diluted (in usd per share) | 7.42 | 8.66 | 6.35 | -3.83 |