Financial insights of CACC

MyFinsight

For the quarter ending 2025-09-30, CACC made $582,400K in revenue. $108,200K in net income. Net profit margin of 18.58%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenue	582,400	583,800	571,100	550,300
Salaries and wages	85,500	83,700	88,600	77,300
General and administrative	36,300	45,200	22,100	29,000
Sales and marketing	24,800	26,600	24,800	23,100
Operating expenses	146,600	155,500	135,500	129,400
Provision for credit losses on forecast changes	88,100	101,300	76,300	105,900
Provision for credit losses on new consumer loan assignments	63,900	71,300	85,600	78,800
Provision for credit losses	152,000	172,600	161,900	184,700
Interest	116,300	118,100	114,700	111,200
Provision for claims	18,600	19,800	16,100	18,500
Loss on extinguishment of debt	0	0	-1,200	-
Loss on sale of building	0	0	-	-
Total costs and expenses	433,500	466,000	429,400	443,800
Income before provision for income taxes	148,900	117,800	141,700	106,500
Provision for income taxes	40,700	30,400	35,400	27,700
Net income	108,200	87,400	106,300	78,800

Basic (in shares)	11,248,227	11,574,018	12,091,027	12,274,685
Basic (in usd per share)	9.62	7.55	8.79	6.42
Diluted (in shares)	11,472,729	11,771,525	12,279,446	12,415,143
Diluted (in usd per share)	9.43	7.42	8.66	6.35