MyFinsight

HomeBlogAboutContact

MyFinsight

Making company financials insightful for everyone

Quick Links

  • About
  • Blog
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$230,642K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of loans hel...
    • Net change in loans and leases
    • Net income before noncontrolling...
    • Others
Negative Cash Flow Breakdown
    • Originations of loans held for s...
    • Net change in deposits
    • Repurchases of common stock
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income before noncontrolling interest
73,061 35,465 39,068 42,360
Depreciation and amortization
12,713 13,395 14,302 15,093
Provision for credit loss
45,616 3,230 -6,431 9,278
Provision for deferred taxes
-2,855 -1,456 -543 -4,337
Originations of loans held for sale
757,513 1,038,931 572,349 548,365
Proceeds from sales of loans held for sale
783,717 1,176,324 753,380 867,534
Net change in loans held for sale
-21,623 3,050 -5,411 268,498
Net realized (gain) on loans held for sale
3,574 4,157 10,122 7,145
Net realized loss on securities available for sale
0 0 -2,185 0
Net realized (gain) on divestitures
0 0 0 0
Net realized loss on premise, furniture, and equipment
--0 -
Net realized (gain) on trademarks
--0 -
Net realized (gain) on other
883 488 3,144 393
Change in bank-owned life insurance value
--2,859 -
Impairment on rental equipment
0 -325 1,076
Net change in accrued interest receivable
-47 -2,346 -1,476 2,915
Net change in other assets
-23,465 17,278 50,386 14,045
Net change in accrued expenses and other liabilities
27,901 -62,870 129,981 -70,106
Stock compensation
3,920 2,862 2,284 2,151
Net cash provided by operating activities
232,948 108,304 303,664 30,362
Purchases of securities available for sale
0 0 0 0
Proceeds from sales of securities available for sale
0 0 21,439 0
Proceeds from maturities of and principal collected on securities available for sale
32,011 30,606 36,544 50,174
Proceeds from maturities of and principal collected on securities held to maturity
561 610 918 1,008
Purchases of federal reserve bank and federal home loan bank stock
45,180 90,187 81,701 71,325
Redemption of federal reserve bank and federal home loan bank stock
44,010 90,585 86,445 66,150
Purchases of loans and leases
20,344 32,923 32,433 27,144
Net change in loans and leases
-156,442 284,055 145,449 285,051
Purchases of premises, furniture, and equipment
2,306 4,236 3,339 2,671
Purchases of rental equipment
41,045 45,371 89,329 25,907
Proceeds from sales of rental equipment
4,049 2,394 6,877 12,384
Net change in rental equipment
-164 -11 -352 -21
Proceeds from sales of foreclosed real estate and repossessed assets
--0 -
Proceeds from surrender of bank-owned life insurance
12,844 32,206 0 -
Proceeds from divestitures, net of transaction costs
0 0 0 0
Proceeds from sale of trademarks
--0 -
Proceeds from sale of other assets
0 0 63 1
Proceeds from loans held for sale previously classified as portfolio loans
0 -0 0
Net cash provided by (used in) investing activities
141,206 -300,360 -199,613 -282,360
Net change in deposits
-498,698 463,447 -118,298 186,036
Net change in short-term borrowings
-26,000 9,000 105,999 -114,999
Principal payments on other liabilities
--0 0
Payment of debt issuance costs
--0 -
Dividends paid on common stock
1,093 1,109 1,144 1,150
Issuance of common stock due to restricted stock
0 1 0 0
Repurchases of common stock
72,720 50,895 15,150 45,450
Investment by (distributions to) noncontrolling interest
-113 -531 0 -412
Net cash (used in) financing activities
-546,624 401,913 -240,591 254,023
Effect of exchange rate changes on cash
-1,145 792 -1,235 2,069
Net change in cash and cash equivalents
-173,615 210,649 -137,775 4,094
Cash and cash equivalents at beginning of fiscal year
331,217 120,568 158,337 -
Cash and cash equivalents at end of fiscal period
157,602 331,217 120,568 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales ofloans held for sale$783,717K (-31.65%↓ Y/Y)Net change in loansand leases-$156,442K (-151.71%↓ Y/Y)Net income beforenoncontrolling interest$73,061K (-30.66%↓ Y/Y)Provision for credit loss$45,616K (-15.41%↓ Y/Y)Net change inaccrued expenses and...$27,901K (129.84%↑ Y/Y)Net change in otherassets-$23,465K (-255.02%↓ Y/Y)Net change in loansheld for sale-$21,623K (91.89%↑ Y/Y)Depreciation andamortization$12,713K (-58.08%↓ Y/Y)Stock compensation$3,920K (-22.71%↓ Y/Y)Provision for deferredtaxes-$2,855K (76.05%↑ Y/Y)Net change inaccrued interest...-$47K (-100.83%↓ Y/Y)Redemption of federalreserve bank and federal...$44,010K (-70.77%↓ Y/Y)Proceeds from maturitiesof and principal...$32,011K (-58.47%↓ Y/Y)Proceeds from surrenderof bank-owned life...$12,844K Proceeds from sales ofrental equipment$4,049K (-51.26%↓ Y/Y)Proceeds from maturitiesof and principal...$561K (-66.37%↓ Y/Y)Net change in rentalequipment-$164K (55.43%↑ Y/Y)Net cash provided byoperating activities$232,948K (99.80%↑ Y/Y)Net cash provided by(used in) investing...$141,206K (-72.19%↓ Y/Y)Canceled cashflow$761,970K Canceled cashflow$108,875K Net change in cashand cash...-$173,615K (-281.01%↓ Y/Y)Canceled cashflow$374,154K Net change inshort-term borrowings-$26,000K (-106.90%↓ Y/Y)Originations of loans held forsale$757,513K (-44.99%↓ Y/Y)Net realized (gain)on loans held for...$3,574K (-81.91%↓ Y/Y)Net realized (gain)on other$883K (-45.29%↓ Y/Y)Purchases of federalreserve bank and federal...$45,180K (-67.46%↓ Y/Y)Purchases of rentalequipment$41,045K (-52.88%↓ Y/Y)Purchases of loans andleases$20,344K (-87.79%↓ Y/Y)Purchases of premises,furniture, and equipment$2,306K (-59.32%↓ Y/Y)Net cash (used in)financing activities-$546,624K (-3.83%↓ Y/Y)Canceled cashflow$26,000K Effect of exchange ratechanges on cash-$1,145K (43.85%↑ Y/Y)Net change indeposits-$498,698K (-1038.53%↓ Y/Y)Repurchases of common stock$72,720K (-29.02%↓ Y/Y)Dividends paid on commonstock$1,093K (-54.31%↓ Y/Y)Investment by(distributions to)...-$113K (86.17%↑ Y/Y)

PATHWARD FINANCIAL, INC. (CASH)

PATHWARD FINANCIAL, INC. (CASH)