Financial insights of CASH

MyFinsight

For the quarter ending 2025-12-31, CASH made $304,082K in revenue. $35,166K in net income. Net profit margin of 11.56%.

Income Overview

Revenue
$304,082K
Net Income
$35,166K
Net Profit Margin
11.56%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases, including fees
Compensation and benefits
Card processing
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Loans and leases, including fees	107,775	124,564	108,766	119,755
Mortgage-backed securities	7,812	8,149	8,337	8,580
Other investments	5,635	5,844	6,489	13,669
Total interest and dividend income	121,222	138,557	123,592	142,004
Deposits	206	282	287	4,086
Fhlb advances and other borrowings	1,678	1,206	992	1,639
Total interest expense	1,884	1,488	1,279	5,725
Net interest income	119,338	137,069	122,313	136,279
Provision for credit loss	3,230	198	9,278	35,266
Net interest income after provision for credit loss	116,108	136,871	113,035	101,013
Noninterest income-Refund Transfer Fees	355	736	9,846	32,663
Noninterest income-Refund Advance Fee Income	131	-93	307	48,585
Noninterest income-Payment Card And Deposit Fees	30,140	28,418	37,342	30,793
Noninterest income-Rental Income	11,620	12,787	12,913	13,200
(loss) on sale of securities	0	-2,185	0	-7,228
Gain on divestitures	0	0	0	-1,360
Gain on sale of trademarks	-	0	-	-
Secondary market revenue	4,157	14,820	7,144	15,378
Gain on sale of other	488	3,143	394	627
Other income	6,872	1,132	5,496	5,866
Total noninterest income	53,763	58,756	73,442	138,524
Compensation and benefits	51,864	50,739	48,559	51,905
Refund transfer product expense	73	2,884	2,818	8,475
Refund advance expense	72	16	-74	1,265
Card processing	30,437	32,693	36,197	36,239
Building and software	12,580	11,449	10,633	10,306
Operating lease equipment depreciation	9,995	10,862	11,569	11,779
Legal and consulting	5,554	14,271	11,094	5,879
Intangible amortization	718	764	798	1,082
Impairment expense	-	1,662	1,077	1,514
Other expense	15,920	24,758	16,651	19,733
Total noninterest expense	127,213	149,009	139,322	148,177
Income before income tax expense	42,658	46,618	47,155	91,360
Income tax expense	7,193	9,011	4,795	16,166
Net income before noncontrolling interest	35,465	37,607	42,360	75,194
Net income attributable to noncontrolling interest	299	266	213	237
Net income attributable to parent	35,166	37,341	42,147	74,957

Basic (in dollars per share)	1.57	1.63	1.83	3.16
Diluted (in dollars per share)	1.57	1.63	1.81	3.14
Total weighted-average basic common shares outstanding (in shares)	22,312,973	-47,487,807	23,006,454	23,657,145
Total weighted-average diluted common shares outstanding (in shares)	22,381,460	-47,673,889	23,140,124	23,776,023

MyFinsight

Income Overview

Revenue
$304,082K
Net Income
$35,166K
Net Profit Margin
11.56%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases, including fees
Compensation and benefits
Card processing
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$304,082K
Net Income
$35,166K
Net Profit Margin
11.56%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases, including fees
Compensation and benefits
Card processing
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$304,082KNet Income$35,166KNet Profit Margin11.56%EPS$1.57Unit: Thousand (K) dollarsRevenue BreakdownLoans and leases, including feesCompensation and benefitsCard processingOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$304,082KNet Income$35,166KNet Profit Margin11.56%EPS$1.57Unit: Thousand (K) dollarsRevenue BreakdownLoans and leases, including feesCompensation and benefitsCard processingOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$304,082K
Net Income
$35,166K
Net Profit Margin
11.56%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases, including fees
Compensation and benefits
Card processing
Others

Revenue
$304,082K
Net Income
$35,166K
Net Profit Margin
11.56%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans and leases, including fees
Compensation and benefits
Card processing
Others