PATHWARD FINANCIAL, INC. (CASH)
2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-06-30 | |
|---|---|---|---|---|
| Rental Income | 12,913 | 13,200 | - | - |
| Refund Transfer Fees | 9,846 | 32,663 | - | - |
| Refund Advance Fee Income | 307 | 48,585 | - | - |
| Payment Card And Deposit Fees | 37,342 | 30,793 | - | - |
| Other income | 5,496 | 5,866 | 14,131 | 4,965 |
| Gain on sale of other | 394 | 627 | 987 | 4,675 |
| Gain (loss) on divestitures | - | -1,360 | 16,404 | - |
| (loss) on sale of securities | - | -7,228 | -15,671 | - |
| Secondary market revenue | 7,144 | 15,378 | - | - |
| Gain (loss) on sale of loans and leases | - | - | 8,756 | - |
| Noninterest income | - | - | 29,935 | 56,231 |
| Noninterest income | 73,442 | 138,524 | 57,378 | 65,871 |
| Other expense | 16,651 | 19,733 | 13,642 | 11,806 |
| Operating lease equipment depreciation | 11,569 | 11,779 | 11,426 | 10,465 |
| Occupancy and equipment expense | 10,633 | 10,306 | 9,706 | 9,070 |
| Legal and consulting | 11,094 | 5,879 | 5,225 | 5,410 |
| Compensation and benefits | 48,559 | 51,905 | 49,292 | 48,449 |
| Impairment expense | 1,077 | 1,514 | - | 999 |
| Intangible amortization | 798 | 1,082 | 812 | 983 |
| Refund advance expense | -74 | 1,265 | 34 | 47 |
| Refund transfer product expense | 2,818 | 8,475 | 108 | 2,136 |
| Card processing | 36,197 | 36,239 | 33,314 | 34,314 |
| Total noninterest expense | 139,322 | 148,177 | 123,559 | 123,679 |
| Provision for credit loss | 9,278 | 35,266 | 12,032 | 5,881 |
| Fhlb advances and other borrowings | 992 | 1,639 | 2,331 | 1,394 |
| Deposits | 287 | 4,086 | 775 | 1,689 |
| Total interest expense | 1,279 | 5,725 | 3,106 | 3,083 |
| Other investments | 6,489 | 13,669 | 7,522 | 8,323 |
| Mortgage-backed securities | 8,337 | 8,580 | 8,986 | 9,748 |
| Loans and leases, including fees | 108,766 | 119,755 | 102,731 | 95,871 |
| Total interest and dividend income | 123,592 | 142,004 | 119,239 | 113,942 |
| Net interest income | 122,313 | 136,279 | 116,133 | 110,859 |
| Net interest income after provision for credit loss | 113,035 | 101,013 | 104,101 | 104,978 |
| Income before income tax expense | 47,155 | 91,360 | 37,920 | 47,170 |
| Income tax expense | 4,795 | 16,166 | 6,294 | 5,123 |
| Net income before noncontrolling interest | 42,360 | 75,194 | 31,626 | 42,047 |
| Net income attributable to noncontrolling interest | 213 | 237 | 199 | 212 |
| Net income attributable to parent | 42,147 | 74,957 | 31,427 | 41,835 |
| Basic (in dollars per share) | 1.83 | 3.16 | 1.29 | 1.66 |
| Diluted (in dollars per share) | 1.81 | 3.14 | 1.29 | 1.66 |
| Total weighted-average basic common shares outstanding (in shares) | 23,006,454 | 23,657,145 | 24,221,697 | 24,946,085 |
| Total weighted-average diluted common shares outstanding (in shares) | 23,140,124 | 23,776,023 | 24,280,371 | 24,979,818 |