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Cash Flow Overview

Change in Cash
$121,613K
Free Cash flow
$233,510K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Advances from federal home loan ...
    • Proceeds from repayments, maturi...
    • Increase in deposits
    • Others
Negative Cash Flow Breakdown
    • Repayment of federal home loan b...
    • Purchase of securities available...
    • Net increase in loans
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
92,209
86,886
90,517
224,607
Provision for credit losses
11,240
18,193
17,200
55,431
Provision for losses on other real estate owned
0
-
862
890
Deferred tax provision
-3,583
-6,662
-2,138
-10,007
Depreciation and amortization
1,610
1,667
1,414
5,184
Amortization of right-of-use asset
2,411
2,377
2,393
7,045
Change in operating lease liabilities
-1,467
479
3,023
2,228
Net gains on sale and transfers of other real estate owned
13
1,277
930
2,968
Net gains on sale of loans
305
0
492
-57
Loss on sales or disposal of premises and equipment
-20
0
0
-63
Amortization on alternative energy partnerships, venture capital and other investments
9,873
6,740
11,232
32,382
Net gain on sales and calls of securities
-
-
0
0
Net loss on sale of investment securities
10,554
15,685
-
-
Amortization/accretion of securities available-for-sale premiums/discounts, net
8,267
7,340
7,322
19,721
Unrealized (gain)/ loss on equity securities
11,652
17,316
9,710
-2,318
Write-off of afs debt securities
-
-
0
-
Stock-based compensation and stock issued to officers as compensation
3,208
1,571
1,899
5,711
Net change in accrued interest receivable and other assets
31,377
-11,415
-3,892
-22,830
Net change in other liabilities
155,554
-27,397
-61,054
-32,557
Net cash provided by operating activities
237,181
98,345
55,062
150,596
Purchase of securities available-for-sale
784,691
515,644
423,503
510,338
Purchase of equity securities
-
-
3,000
-
Proceeds from repayments, maturities and calls of securities available-for-sale
441,703
501,880
423,575
536,186
Proceeds from sale of securities available-for-sale
344,337
-
0
0
Proceeds from sale of other real estate owned
0
2,109
3,722
0
Purchase of federal home loan bank stock
-
-
0
0
Redemption of federal home loan bank stock
-
-
0
0
Proceeds from sale of loans originally classified as held-for-investment
11,292
0
8,195
26,871
Net increase in loans
452,918
40,359
56,566
361,894
Purchase of premises and equipment
3,671
2,319
456
495
Net (increase)/decrease in affordable housing investments and alternative energy partnerships
16,282
6,992
-850
-620
Net cash used for investing activities
-460,230
-61,325
-47,183
-309,050
Increase in deposits
385,977
-218,527
373,079
514,729
Advances from federal home loan bank
4,425,000
4,331,000
1,203,000
5,248,000
Repayment of federal home loan bank borrowings
4,425,000
4,331,000
1,393,000
5,470,000
Cash dividends paid
25,441
25,444
22,856
23,243
Purchase of treasury stock
-
-
180,288
-
Purchases of treasury stock
14,144
-115,311
-
50,585
Proceeds from shares issued under dividend reinvestment plan
666
675
640
634
Taxes paid related to net share settlement of rsus
2,396
38
21
3
Net cash provided for financing activities
344,662
-255,946
108,477
219,532
(decrease)/increase in cash, cash equivalents, and restricted cash
121,613
-218,926
116,356
61,078
Cash, cash equivalents, and restricted cash, beginning of the period
1,205,483
1,424,409
1,308,053
1,039,520
Cash, cash equivalents, and restricted cash, end of the period
1,327,096
1,205,483
1,424,409
1,308,053
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Advances from federalhome loan bank$4,425,000K (-9.64%↓ Y/Y)Net change in otherliabilities$155,554K Net income$92,209K Increase in deposits$385,977K (20.58%↑ Y/Y)Proceeds from sharesissued under dividend...$666K (-50.15%↓ Y/Y)Provision for creditlosses$11,240K Net loss on sale ofinvestment securities$10,554K Amortization on alternativeenergy partnerships,...$9,873K Deferred tax provision-$3,583K Stock-based compensationand stock issued to...$3,208K Amortization of right-of-useasset$2,411K Depreciation andamortization$1,610K Loss on sales ordisposal of premises and...-$20K Net cash providedfor financing...$344,662K (-36.83%↓ Y/Y)Net cash provided byoperating activities$237,181K (45.59%↑ Y/Y)Canceled cashflow$4,466,981K Canceled cashflow$53,081K (decrease)/increase in cash, cashequivalents, and restricted...$121,613K (-41.38%↓ Y/Y)Canceled cashflow$460,230K Repayment of federal homeloan bank borrowings$4,425,000K (-2.64%↓ Y/Y)Cash dividends paid$25,441K (-46.67%↓ Y/Y)Purchases of treasurystock$14,144K (-81.71%↓ Y/Y)Taxes paid related tonet share...$2,396K (-13.03%↓ Y/Y)Proceeds fromrepayments, maturities and...$441,703K (-38.08%↓ Y/Y)Proceeds from sale ofsecurities...$344,337K Proceeds from sale ofloans originally...$11,292K (-26.02%↓ Y/Y)Net change inaccrued interest...$31,377K Unrealized (gain)/ loss onequity securities$11,652K Amortization/accretion of securitiesavailable-for-sale...$8,267K Change in operatinglease liabilities-$1,467K Net gains on sale ofloans$305K Net gains on sale andtransfers of other real...$13K Net cash used forinvesting activities-$460,230K (8.15%↑ Y/Y)Canceled cashflow$797,332K Purchase of securitiesavailable-for-sale$784,691K (0.72%↑ Y/Y)Net increase inloans$452,918K (-1.20%↓ Y/Y)Net(increase)/decrease in affordable...$16,282K (1276.45%↑ Y/Y)Purchase of premises andequipment$3,671K (-7.30%↓ Y/Y)

CATHAY GENERAL BANCORP (CATY)

CATHAY GENERAL BANCORP (CATY)