For the quarter ending 2026-03-31, CATY had -$218,926K decrease in cash & cash equivalents over the period. $96,026K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 86,886 | 90,517 | 224,607 | - |
| Provision for credit losses | 18,193 | 17,200 | 55,431 | - |
| Provision for losses on other real estate owned | - | 862 | 890 | - |
| Deferred tax provision | -6,662 | -2,138 | -10,007 | - |
| Depreciation and amortization | 1,667 | 1,414 | 5,184 | - |
| Amortization of right-of-use asset | 2,377 | 2,393 | 7,045 | - |
| Change in operating lease liabilities | 479 | 3,023 | 2,228 | - |
| Net gains on sale and transfers of other real estate owned | 1,277 | 930 | 2,968 | - |
| Net gains on sale of loans | 0 | 492 | -57 | - |
| Loss on sales or disposal of premises and equipment | 0 | 0 | -63 | - |
| Amortization on alternative energy partnerships, venture capital and other investments | 6,740 | 11,232 | 32,382 | - |
| Net gain on sales and calls of securities | - | 0 | 0 | - |
| Impairment loss on investment securities | 15,685 | - | - | - |
| Amortization/accretion of securities available-for-sale premiums/discounts, net | 7,340 | 7,322 | 19,721 | - |
| Unrealized (gain)/ loss on equity securities | 17,316 | 9,710 | -2,318 | - |
| Write-off of afs debt securities | - | 0 | - | - |
| Stock-based compensation and stock issued to officers as compensation | 1,571 | 1,899 | 5,711 | - |
| Redemption of federal home loan bank stock | - | 0 | 0 | 0 |
| Net change in accrued interest receivable and other assets | -11,415 | -3,892 | -22,830 | - |
| Proceeds from sale of investment securities available-for-sale | - | 0 | 0 | 0 |
| Net change in other liabilities | -27,397 | -61,054 | -32,557 | - |
| Purchase of federal home loan bank stock | - | 0 | 0 | 0 |
| Net cash provided by operating activities | 98,345 | 55,062 | 150,596 | 162,911 |
| Purchase of securities available-for-sale | 515,644 | 423,503 | 510,338 | 779,062 |
| Purchase of equity securities | - | 3,000 | - | - |
| Proceeds from repayments, maturities and calls of securities available-for-sale | 501,880 | 423,575 | 536,186 | 713,395 |
| Proceeds from sale of other real estate owned | 2,109 | 3,722 | 0 | 10,316 |
| Proceeds from sale of loans originally classified as held-for-investment | 0 | 8,195 | 26,871 | 15,263 |
| Net increase in loans | 40,359 | 56,566 | 361,894 | 458,424 |
| Purchase of premises and equipment | 2,319 | 456 | 495 | 3,960 |
| Net (increase)/decrease in affordable housing investments and alternative energy partnerships | 6,992 | -850 | -620 | -1,384 |
| Net cash (used)/provided for investing activities | -61,325 | -47,183 | -309,050 | -501,088 |
| (decrease)/increase in deposits | -218,527 | 373,079 | 514,729 | 320,090 |
| Advances from federal home loan bank | 4,331,000 | 1,203,000 | 5,248,000 | 4,897,000 |
| Repayment of federal home loan bank borrowings | 4,331,000 | 1,393,000 | 5,470,000 | 4,545,000 |
| Cash dividends paid | 25,444 | 22,856 | 23,243 | 47,701 |
| Purchase of treasury stock | - | 180,288 | - | - |
| Purchases of treasury stock | -115,311 | - | 50,585 | 77,338 |
| Proceeds from shares issued under dividend reinvestment plan | 675 | 640 | 634 | 1,336 |
| Taxes paid related to net share settlement of rsus | 38 | 21 | 3 | 2,755 |
| Net cash (used)/provided for financing activities | -255,946 | 108,477 | 219,532 | 545,632 |
| (decrease)/increase in cash, cash equivalents, and restricted cash | -218,926 | 116,356 | 61,078 | 207,455 |
| Cash, cash equivalents, and restricted cash, beginning of the period | 1,424,409 | 1,308,053 | 1,039,520 | - |
| Cash, cash equivalents, and restricted cash, end of the period | 1,205,483 | 1,424,409 | 1,308,053 | - |
CATHAY GENERAL BANCORP (CATY)
CATHAY GENERAL BANCORP (CATY)