| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|
| Loans receivable | 308,945 | 296,857 | 310,311 | 303,336 |
| Investment securities | 12,690 | 13,666 | 15,125 | 15,644 |
| Federal home loan bank stock | 376 | 373 | 375 | 499 |
| Deposits with banks | 12,184 | 12,022 | 13,680 | 13,381 |
| Total interest and dividend income | 334,195 | 322,918 | 339,491 | 332,860 |
| Time deposits | 93,087 | 94,364 | 119,786 | 118,076 |
| Other deposits | 46,300 | 44,370 | 45,918 | 44,512 |
| Advances from federal home loan bank | 3,075 | 742 | 1,885 | 2,316 |
| Long-term debt | 2,043 | 2,029 | 2,351 | 1,863 |
| Short-term debt | 103 | 192 | 396 | 777 |
| Total interest expense | 144,608 | 141,697 | 170,336 | 167,544 |
| Net interest income before provision for credit losses | 189,587 | 181,221 | 169,155 | 165,316 |
| Provision for credit losses | 28,731 | 11,200 | 14,500 | 6,600 |
| Net interest income after provision for credit losses | 160,856 | 170,021 | 154,655 | 158,716 |
| Net gains/(losses) from equity securities | 3,263 | -1,390 | 4,253 | -1,430 |
| Us-gaap_revenuefromcontractwithcustomerexcludingassessedtax | - | - | 8,117 | 7,456 |
| Net gains from securities available for sale | 0 | 0 | - | - |
| Letters of credit commissions | 2,256 | 2,120 | 2,081 | 1,888 |
| Non-interest income-Deposit Account | 2,011 | 1,925 | - | - |
| Non-interest income-Asset Management1 | 6,219 | 4,936 | - | - |
| Other operating income | 7,272 | 7,800 | 5,914 | 5,301 |
| Total non-interest income | 21,021 | 15,391 | 20,365 | 13,215 |
| Salaries and employee benefits | 43,462 | 43,123 | 40,859 | 40,439 |
| Occupancy expense | 6,104 | 5,950 | 5,938 | 5,652 |
| Computer and equipment expense | 5,760 | 5,160 | 4,753 | 5,391 |
| Professional services expense | 7,360 | 8,888 | 7,021 | 8,212 |
| Data processing service expense | 3,991 | 4,631 | 4,330 | 3,877 |
| Fdic and regulatory assessments | 2,783 | 3,177 | 3,250 | 3,742 |
| Marketing expense | 1,494 | 1,113 | 1,614 | 1,474 |
| Other real estate owned (income)/expense | -1,078 | -377 | 596 | 1,482 |
| Amortization of investments in low-income housing and alternative energy partnerships | 12,149 | 11,179 | 24,077 | 23,396 |
| Amortization of core deposit intangibles | 229 | 250 | 250 | 259 |
| Other operating expense | 5,863 | 6,040 | 4,179 | 5,428 |
| Total non-interest expense | 88,117 | 89,134 | 96,867 | 99,352 |
| Income before income tax expense | 93,760 | 96,278 | 78,153 | 72,579 |
| Income tax expense | 16,109 | 18,828 | 10,639 | 5,750 |
| Net income | 77,651 | 77,450 | 67,514 | 66,829 |
| Net holding gains on securities available-for-sale | 9,524 | 2,525 | 26,607 | -448 |
| Net holding losses on cash flow hedge derivatives | 0 | 0 | - | -333 |
| Total other comprehensive income, net of tax | 9,524 | 2,525 | 26,607 | -781 |
| Total comprehensive income | 87,175 | 79,975 | 94,121 | 66,048 |
| Basic (in dollars per share) | 1.13 | 1.11 | 0.94 | 0.92 |
| Basic (in shares) | 68,727,390 | 69,989,825 | 71,786,624 | 72,658,810 |
| Diluted (in dollars per share) | 1.13 | 1.1 | 0.94 | 0.92 |
| Diluted (in shares) | 68,990,648 | 70,188,902 | 72,032,456 | 72,825,356 |
CATHAY GENERAL BANCORP (CATY)
CATHAY GENERAL BANCORP (CATY)