For the quarter ending 2025-09-30, CATY made $598,543K in revenue. $87,175K in net income. Net profit margin of 14.56%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans receivable | 308,945 | 296,857 | 301,760 | 310,311 |
| Investment securities | 12,690 | 13,666 | 14,269 | 15,125 |
| Federal home loan bank stock | 376 | 373 | 405 | 375 |
| Deposits with banks | 12,184 | 12,022 | 14,879 | 13,680 |
| Total interest and dividend income | 334,195 | 322,918 | 331,312 | 339,491 |
| Time deposits | 93,087 | 94,364 | 110,314 | 119,786 |
| Other deposits | 46,300 | 44,370 | 43,673 | 45,918 |
| Advances from federal home loan bank | 3,075 | 742 | 5,041 | 1,885 |
| Long-term debt | 2,043 | 2,029 | 1,958 | 2,351 |
| Short-term debt | 103 | 192 | 535 | 396 |
| Total interest expense | 144,608 | 141,697 | 161,520 | 170,336 |
| Net interest income before provision for credit losses | 189,587 | 181,221 | 169,792 | 169,155 |
| Provision for credit losses | 28,731 | 11,200 | 8,200 | 14,500 |
| Net interest income after provision for credit losses | 160,856 | 170,021 | 161,592 | 154,655 |
| Net gains/(losses) from equity securities | 3,263 | -1,390 | -5,169 | 4,253 |
| Non-interest income | - | - | 7,528 | 8,117 |
| Net gains from securities available for sale | 0 | 0 | 277 | - |
| Letters of credit commissions | 2,256 | 2,120 | 1,890 | 2,081 |
| Non-interest income-Deposit Account | 2,011 | 1,925 | - | - |
| Non-interest income-Asset Management1 | 6,219 | 4,936 | - | - |
| Other operating income | 7,272 | 7,800 | 6,240 | 5,914 |
| Total non-interest income | 21,021 | 15,391 | 11,042 | 20,365 |
| Salaries and employee benefits | 43,462 | 43,123 | 43,039 | 40,859 |
| Occupancy expense | 6,104 | 5,950 | 5,846 | 5,938 |
| Computer and equipment expense | 5,760 | 5,160 | 4,996 | 4,753 |
| Professional services expense | 7,360 | 8,888 | 7,877 | 7,021 |
| Data processing service expense | 3,991 | 4,631 | 4,082 | 4,330 |
| Fdic and regulatory assessments | 2,783 | 3,177 | 3,644 | 3,250 |
| Marketing expense | 1,494 | 1,113 | 1,716 | 1,614 |
| Other real estate owned (income)/expense | -1,078 | -377 | 311 | 596 |
| Amortization of investments in low-income housing and alternative energy partnerships | 12,149 | 11,179 | 12,580 | 24,077 |
| Amortization of core deposit intangibles | 229 | 250 | 295 | 250 |
| Other operating expense | 5,863 | 6,040 | 4,847 | 4,179 |
| Total non-interest expense | 88,117 | 89,134 | 89,229 | 96,867 |
| Income before income tax expense | 93,760 | 96,278 | 83,405 | 78,153 |
| Income tax expense | 16,109 | 18,828 | 7,587 | 10,639 |
| Net income | 77,651 | 77,450 | 75,818 | 67,514 |
| Net holding gains on securities available-for-sale | 9,524 | 2,525 | -12,788 | 26,607 |
| Net holding losses on cash flow hedge derivatives | 0 | 0 | -147 | - |
| Total other comprehensive income, net of tax | 9,524 | 2,525 | -13,008 | 26,607 |
| Total comprehensive income | 87,175 | 79,975 | 62,810 | 94,121 |
| Basic (in dollars per share) | 1.13 | 1.11 | 1.055 | 0.94 |
| Basic (in shares) | 68,727,390 | 69,989,825 | -36,188,292 | 71,786,624 |
| Diluted (in dollars per share) | 1.13 | 1.1 | 1.045 | 0.94 |
| Diluted (in shares) | 68,990,648 | 70,188,902 | -36,265,397.5 | 72,032,456 |
CATHAY GENERAL BANCORP (CATY)
CATHAY GENERAL BANCORP (CATY)