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COLONY BANKCORP INC (CBAN)

COLONY BANKCORP INC (CBAN)

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Balance Sheets Overview

Debt to Asset Ratio
89.25%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Investment securities available-...
    • Investment securities held-to-ma...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Paid-in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
25,257
24,349
27,307
25,291
Interest-bearing deposits in banks and federal funds sold
134,362
271,457
230,333
174,675
Cash and cash equivalents
159,619
295,806
257,640
199,966
Investment securities available-for-sale, at fair value (amortized cost 400,194 and 412,395 respectively)
370,821
375,340
383,817
305,259
Gross unrealized gains-USTreasury Securities
-
-
0
0
Gross unrealized losses-USTreasury Securities
1,244
1,142
958
1,244
Fair value-USTreasury Securities
52,644
52,541
64,450
63,882
Gross unrealized gains-USGovernment Agencies Debt Securities
-
-
0
0
Gross unrealized losses-USGovernment Agencies Debt Securities
741
709
682
736
Fair value-USGovernment Agencies Debt Securities
8,135
8,225
8,309
8,312
Gross unrealized gains-USStates And Political Subdivisions
68
18
76
44
Gross unrealized losses-USStates And Political Subdivisions
12,275
12,763
11,675
13,257
Fair value-USStates And Political Subdivisions
125,580
124,944
125,992
124,278
Gross unrealized gains-Mortgage Backed Securities
-
-
0
0
Gross unrealized losses-Mortgage Backed Securities
19,936
19,344
19,089
20,324
Fair value-Mortgage Backed Securities
144,764
152,268
155,539
157,146
Investment securities held-to-maturity, at amortized cost (fair value 331,123 and 354,290, respectively)
365,251
371,918
386,618
389,135
Other investments
17,864
19,286
19,176
17,999
Loans held for sale
24,218
16,536
78,990
19,286
Loans, net of unearned income
2,464,834
2,413,465
2,381,224
2,037,056
Allowance for credit losses
22,034
21,705
23,014
18,086
Loans, net
2,442,800
2,391,760
2,358,210
2,018,970
Premises and equipment
37,139
36,842
37,045
35,604
Other real estate owned
1,829
1,873
1,048
710
Goodwill
63,047
63,047
63,873
50,871
Other intangible assets
6,971
7,396
7,851
3,544
Bank-owned life insurance
68,693
68,936
68,457
59,207
Deferred income taxes, net
17,986
18,804
19,582
17,230
Other assets
51,345
53,069
53,094
34,965
Total assets
3,627,583
3,720,613
3,735,401
3,152,746
Noninterest-bearing
464,062
495,234
526,803
442,142
Interest-bearing
2,508,114
2,553,185
2,540,718
2,142,187
Total deposits
2,972,176
3,048,419
3,067,521
2,584,329
Federal home loan bank advances
169,989
194,981
194,972
185,000
Other borrowings
63,179
63,156
63,132
63,109
Other liabilities
32,273
33,654
33,856
17,976
Total liabilities
3,237,617
3,340,210
3,359,481
2,850,414
Preferred stock, no par value 10,000,000 shares authorized, none issued or outstandingas of december31, 2025 and 2024, respectively
-
-
0
0
Common stock, par value 1.00 per share 50,000,000 shares authorized, 21,158,353 and 21,251,695 shares issued and outstanding as of june 30, 2026 and december 31, 2025, respectively
21,158
21,162
21,252
17,461
Paid-in capital
227,246
227,071
228,577
167,096
Retained earnings
174,558
166,237
160,584
154,748
Accumulated other comprehensive loss, net of tax
-32,996
-34,067
-34,493
-36,973
Total stockholders' equity
389,966
380,403
375,920
302,332
Total liabilities and stockholders' equity
3,627,583
3,720,613
3,735,401
3,152,746
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans, net of unearnedincome$2,464,834K (23.64%↑ Y/Y)Fair value-MortgageBacked Securities$144,764K (-8.17%↓ Y/Y)Fair value-USStatesAnd Political...$125,580K (2.92%↑ Y/Y)Fairvalue-USTreasury Securities$52,644K (-29.06%↓ Y/Y)Gross unrealizedlosses-Mortgage Backed...$19,936K (-12.37%↓ Y/Y)Gross unrealizedlosses-USStates And Political...$12,275K (-20.18%↓ Y/Y)Fairvalue-USGovernment Agencies Debt...$8,135K (-46.58%↓ Y/Y)Gross unrealizedlosses-USTreasury Securities$1,244K (-19.53%↓ Y/Y)Gross unrealizedlosses-USGovernment Agencies Debt...$741K (-13.43%↓ Y/Y)Interest-bearing deposits inbanks and federal...$134,362K (58.90%↑ Y/Y)Cash and due frombanks$25,257K (-8.46%↓ Y/Y)Loans, net$2,442,800K (23.72%↑ Y/Y)Investment securitiesavailable-for-sale, at fair value...$370,821K (-0.74%↓ Y/Y)Investment securitiesheld-to-maturity, at amortized...$365,251K (-10.83%↓ Y/Y)Cash and cashequivalents$159,619K (42.33%↑ Y/Y)Bank-owned life insurance$68,693K (16.80%↑ Y/Y)Goodwill$63,047K (23.94%↑ Y/Y)Other assets$51,345K (41.65%↑ Y/Y)Premises and equipment$37,139K (3.43%↑ Y/Y)Loans held for sale$24,218K (9.27%↑ Y/Y)Deferred income taxes,net$17,986K (-7.29%↓ Y/Y)Other investments$17,864K (-0.35%↓ Y/Y)Other intangibleassets$6,971K (83.50%↑ Y/Y)Other real estateowned$1,829K (157.61%↑ Y/Y)Allowance for creditlosses$22,034K (15.04%↑ Y/Y)Gross unrealizedgains-USStates And Political...$68K Total assets$3,627,583K (16.43%↑ Y/Y)Total liabilities andstockholders' equity$3,627,583K (16.43%↑ Y/Y)Total liabilities$3,237,617K (14.74%↑ Y/Y)Total stockholders'equity$389,966K (32.71%↑ Y/Y)Accumulated othercomprehensive loss, net of tax-$32,996K (20.79%↑ Y/Y)Total deposits$2,972,176K (16.27%↑ Y/Y)Federal home loan bankadvances$169,989K (-8.11%↓ Y/Y)Other borrowings$63,179K (0.15%↑ Y/Y)Other liabilities$32,273K (85.01%↑ Y/Y)Paid-in capital$227,246K (35.95%↑ Y/Y)Retained earnings$174,558K (15.65%↑ Y/Y)Common stock, par value1.00 per share...$21,158K (21.48%↑ Y/Y)Interest-bearing$2,508,114K (18.23%↑ Y/Y)Noninterest-bearing$464,062K (6.73%↑ Y/Y)