cban: the income statement

MyFinsight

COLONY BANKCORP INC (CBAN)

For the quarter ending 2025-06-30, CBAN made $46.933M in revenue. $7.978M in net income. Net profit margin of 17.00%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

	2025-06-30	2024-09-30	2024-06-30
Noninterest income-Bank Servicing	1.984	-	-
Noninterest income-Mortgage Banking	2.219	-	-
Noninterest income-Credit Card	2.073	-	-
Other	1.083	1.117	0.949
Insurance commissions	0.766	0.433	0.42
Gain on sales of sba loans	1.55	2.227	2.347
Loss on sales of securities	-	-0.454	-0.425
Boli income	0.423	0.383	0.398
Noninterest income	-	6.376	5.808
Total noninterest income	10.098	10.082	9.497
Professional fees	0.742	0.748	0.704
Other	2.992	2.645	2.464
Occupancy and equipment	1.683	1.523	1.475
Advertising and public relations	0.942	0.965	0.967
Salaries and employee benefits	12.865	12.594	12.277
Information technology expense	2.592	2.15	2.227
Communications	0.188	0.21	0.216
Total noninterest expense	22.004	20.835	20.33
Provision for credit losses	0.45	0.75	0.65
Total interest expense	-	-	14.927
Other borrowings	0.929	0.996	1
Federal home loan bank advances	1.889	1.913	1.821
Deposits	11.632	13.154	12.106
Total interest expense	14.45	16.063	-
Investment securities	5.148	5.248	5.048
Deposits with other banks and short term investments	1.326	0.855	0.684
Loans, including fees	30.361	28.501	27.604
Total interest income	36.835	34.604	33.336
Net interest income	22.385	18.541	18.409
Net interest income after provision for credit losses	21.935	17.791	17.759
Income before income taxes	10.029	7.038	6.926
Income taxes	2.051	1.409	1.452
Net income	7.978	5.629	5.474

Basic (in dollars per share)	0.46	0.32	0.31
Basic (in shares)	17,448,945	17,587,902	17,551,007
Diluted (in dollars per share)	0.46	0.32	0.31
Diluted (in shares)	17,448,945	17,587,902	17,551,007

Unit: Million (M) dollars (except for numbers of shares and EPS)