Financial insights of CBAN

MyFinsight

For the quarter ending 2025-09-30, CBAN made $86.827M in revenue. $5.819M in net income. Net profit margin of 6.70%.

Income Overview

Revenue
$86.827M
Net Income
$5.819M
Net Profit Margin
6.70%
EPS
$0.33
Unit: Million (M) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-09-30	2024-06-30
Loans, including fees	31.535	30.361	28.501	27.604
Total interest expense	-	-	-	14.927
Investment securities	4.518	5.148	5.248	5.048
Deposits with other banks and short term investments	0.839	1.326	0.855	0.684
Total interest income	36.892	36.835	34.604	33.336
Deposits	11.332	11.632	13.154	12.106
Federal home loan bank advances	1.909	1.889	1.913	1.821
Other borrowings	0.952	0.929	0.996	1
Total interest expense	14.193	14.45	16.063	-
Net interest income	22.699	22.385	18.541	18.409
Provision for credit losses	0.9	0.45	0.75	0.65
Noninterest income-Bank Servicing	-	1.984	-	-
Net interest income after provision for credit losses	21.799	21.935	17.791	17.759
Noninterest income-Mortgage Banking	2.64	2.219	-	-
Noninterest income-Bank Servicing	1.851	-	-	-
Gain on sales of sba loans	1.411	1.55	2.227	2.347
Loss on sales of securities	-1.039	0	-0.454	-0.425
Noninterest income-Credit Card	2.273	-	-	-
Boli income	0.396	0.423	0.383	0.398
Noninterest income	-	-	6.376	5.808
Noninterest income-Credit Card	-	2.073	-	-
Insurance commissions	0.874	0.766	0.433	0.42
Other	1.685	1.083	1.117	0.949
Total noninterest income	10.091	10.098	10.082	9.497
Salaries and employee benefits	13.532	12.865	12.594	12.277
Occupancy and equipment	1.732	1.683	1.523	1.475
Acquisition related expenses	0.732	-	-	-
Information technology expense	2.68	2.592	2.15	2.227
Professional fees	0.998	0.742	0.748	0.704
Advertising and public relations	1.13	0.942	0.965	0.967
Communications	0.218	0.188	0.21	0.216
Other	3.59	2.992	2.645	2.464
Total noninterest expense	24.612	22.004	20.835	20.33
Income before income taxes	7.278	10.029	7.038	6.926
Income taxes	1.459	2.051	1.409	1.452
Net income	5.819	7.978	5.629	5.474

Basic (in dollars per share)	0.33	0.46	0.32	0.31
Basic (in shares)	17,461,434	17,448,945	17,587,902	17,551,007
Diluted (in dollars per share)	0.33	0.46	0.32	0.31
Diluted (in shares)	17,461,434	17,448,945	17,587,902	17,551,007

MyFinsight

Income Overview

Revenue
$86.827M
Net Income
$5.819M
Net Profit Margin
6.70%
EPS
$0.33
Unit: Million (M) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$86.827M
Net Income
$5.819M
Net Profit Margin
6.70%
EPS
$0.33
Unit: Million (M) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$86.827MNet Income$5.819MNet Profit Margin6.70%EPS$0.33Unit: Million (M) dollarsRevenue BreakdownLoans, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$86.827MNet Income$5.819MNet Profit Margin6.70%EPS$0.33Unit: Million (M) dollarsRevenue BreakdownLoans, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$86.827M
Net Income
$5.819M
Net Profit Margin
6.70%
EPS
$0.33
Unit: Million (M) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Revenue
$86.827M
Net Income
$5.819M
Net Profit Margin
6.70%
EPS
$0.33
Unit: Million (M) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others