Financial insights of CBAN

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Non interest revenue from banking services-Mortgage Banking	9,695
Non interest revenue from banking services-Bank Servicing	7,535
Non interest revenue from banking services-Credit Card	8,438
Gain on sales of sba loans	5,372
Loss on sales of securities	-1,039
Boli income	1,792
Insurance commissions	2,864
Other	5,623
Total noninterest income	40,280
Loans, including fees	124,333
Investment securities	19,436
Deposits with other banks and short term investments	6,183
Total interest income	149,952
Deposits	46,710
Federal home loan bank advances	7,618
Other borrowings	3,723
Total interest expense	58,051
Net interest income	91,901
Provision for credit losses	4,500
Net interest income after provision for credit losses	87,401
Salaries and employee benefits	52,417
Occupancy and equipment	6,753
Acquisition related expenses	2,063
Information technology expense	10,652
Professional fees	3,507
Advertising and public relations	4,279
Communications	805
Other	12,070
Total noninterest expense	92,546
Income before income taxes	35,135
Income taxes	6,882
Net income	28,253

Basic EPS	1.59
Diluted EPS	1.59
Basic Average Shares	17,789,688
Diluted Average Shares	17,789,688