For the year ending 2025-12-31, CBC had $822,335K increase in cash & cash equivalents over the period. $231,393K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 390,853 |
| Depreciation and amortization | 20,008 |
| Net (accretion) amortization of discounts and premiums | 20,705 |
| Deferred income taxes | 3,441 |
| Provision for credit losses | 9,311 |
| Net gain on sale of loans | 29,742 |
| Net change in trading debt securities | -666 |
| Net investment securities losses | -6,811 |
| Originations of mortgage loans held for sale | 1,278,712 |
| Proceeds from sales of mortgage loans held for sale | 1,302,110 |
| Stock-based compensation | 3,117 |
| (increase) decrease in other assets | 112,820 |
| (decrease) in other liabilities | -39,292 |
| Net cash provided by operating activities | 248,164 |
| Purchase of available-for-sale securities | 2,566,281 |
| Purchase of equity securities | 234 |
| Proceeds from sales of available-for-sale securities | 315,180 |
| Proceeds from sales of equity securities | 913 |
| Proceeds from maturities of available-for-sale securities | 1,639,896 |
| Proceeds from maturities of held-to-maturity securities | 1,548 |
| Net change in interest-bearing deposits | -340 |
| Net decrease (increase) in loans | -161,913 |
| Purchase of land, buildings, and equipment | 16,771 |
| Proceeds from sale of land, buildings, and equipment | 433 |
| Net cash (used in) investing activities | -463,743 |
| Increase (decrease) in deposits | 938,598 |
| (decrease) increase in time deposits | -61,821 |
| Increase (decrease) in federal funds purchased and customer repurchase agreements | 4,556 |
| Dividends paid | 246,531 |
| Purchase of treasury stock | 0 |
| Proceeds from stock issuance, net | 403,112 |
| Net cash provided by (used in) financing activities | 1,037,914 |
| Net increase (decrease) in cash and cash equivalents | 822,335 |
| Cash and cash equivalents at beginning of year | 1,241,808 |
| Cash and cash equivalents at end of year | 2,064,143 |
Central Bancompany, Inc. (CBC)
Central Bancompany, Inc. (CBC)