Financial insights of CBC

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Other income revenues-Deposit Account	57,631
Other income revenues-Credit And Debit Card	67,570
Other income revenues-Investment Advisory Management And Administrative Service	28,696
Other income revenues-Fiduciary And Trust	51,954
Mortgage banking revenue	39,571
Investment securities losses, net	-6,811
Other (loss) income	-6,917
Total other income	231,694
Loans	712,377
Investment securities	237,258
Interest-bearing cash and bank deposits	40,313
Total interest income	989,948
Deposits	175,200
Federal funds purchased and customer repurchase agreements	25,083
Total interest expense	200,283
Net interest income	789,665
Provision for credit losses	9,311
Net interest income after provision for credit losses	780,354
Salaries and employee benefits	298,080
Net occupancy and equipment	48,990
Computer software and maintenance	22,556
Marketing and business development	20,670
Legal and professional fees	22,403
Bankcard processing, rewards and related cost	30,747
Other expenses	62,044
Total other expenses	505,490
Income before income taxes	506,558
Income tax expense at federal statutory rate	106,375
Tax-exempt interest	2,517
Other tax-exempt income	143
Dividend exclusion	35
State income taxes, net of federal income tax and the excluding state credits	12,553
Nondeductible expenses	1,433
Partnership amortization	3,993
Tax credits	5,689
Changes in unrecognized tax benefits	0
Other, net	-265
Income taxes	115,705
Net income	390,853

Basic EPS	1.75
Diluted EPS	1.75
Basic Average Shares	222,352,000
Diluted Average Shares	222,352,000