CHAIN BRIDGE BANCORP INC (CBNA)
2025-06-30 | 2025-03-31 | 2024-09-30 | ||
---|---|---|---|---|
Noninterest income-Account Service Charges Income | 261 | - | - | |
Noninterest income-Trust And Wealth Management Income | 305 | - | - | |
Other income | 89 | 39 | 49 | |
Gain on sale of mortgage loans | 14 | 13 | 13 | |
Deposit placement services | 159 | 133 | 2,464 | |
Noninterest income | - | 510 | 619 | |
Loss on sale of securities | - | - | -65 | |
Total noninterest income | 828 | 695 | 3,080 | |
Marketing and business development costs | - | 81 | 47 | |
Professional services | 801 | 893 | 1,206 | |
Other operating expenses | 389 | 398 | 277 | |
Occupancy and equipment expenses | 258 | 251 | 236 | |
Directors fees | 144 | 146 | 191 | |
Salaries and employee benefits | 4,130 | 4,408 | 4,280 | |
Insurance expenses | 153 | 149 | 61 | |
Fdic and regulatory assessments | 202 | 228 | 212 | |
Data processing and communication expenses | 733 | 666 | 669 | |
State franchise taxes | 349 | 351 | 253 | |
Total noninterest expenses | 7,159 | 7,571 | 7,432 | |
Provision for (recapture of) securities credit losses | -31 | -27 | 13 | |
Provision for (recapture of) loan credit losses | -283 | -38 | -131 | |
Total provision for (recapture of) credit losses | -314 | -65 | -118 | |
Interest on short-term borrowings | - | - | 209 | |
Interest on deposits | 971 | 893 | 813 | |
Total interest expense | 971 | 893 | 1,022 | |
Interest on securities, tax-exempt | 279 | 282 | 284 | |
Interest on interest-bearing deposits in banks | 3,856 | 6,263 | 7,366 | |
Interest and fees on loans | 3,356 | 3,589 | 3,445 | |
Interest and dividends on securities, taxable | 5,274 | 4,607 | 3,573 | |
Total interest and dividend income | 12,765 | 14,741 | 14,668 | |
Net interest income | 11,794 | 13,848 | 13,646 | |
Net interest income after provision for (recapture of) credit losses | 12,108 | 13,913 | 13,764 | |
Net income before taxes | 5,777 | 7,037 | 9,412 | |
Income tax expense | 1,193 | 1,430 | 1,925 | |
Net income | 4,584 | 5,607 | 7,487 | |
Earnings per common share, basic (in dollars per share) | 0.7 | 0.85 | 1.64 | |
Earnings per common share, diluted (in dollars per share) | 0.7 | 0.85 | 1.64 | |
Weighted average shares outstanding dilutive (in shares) | 6,561,817 | 6,561,817 | 4,568,920 | |
Weighted average shares outstanding, basic (in shares) | 6,561,817 | 6,561,817 | 4,568,920 |