For the quarter ending 2025-09-30, CBNA made $22,761K in revenue. $4,702K in net income. Net profit margin of 20.66%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Interest and fees on loans | 3,251 | 3,356 | 3,589 | 3,445 |
| Interest and dividends on securities, taxable | 5,637 | 5,274 | 4,607 | 3,573 |
| Interest on securities, tax-exempt | 275 | 279 | 282 | 284 |
| Interest on interest-bearing deposits in banks | 4,271 | 3,856 | 6,263 | 7,366 |
| Total interest and dividend income | 13,434 | 12,765 | 14,741 | 14,668 |
| Interest on deposits | 1,158 | 971 | 893 | 813 |
| Interest on short-term borrowings | 0 | 0 | - | 209 |
| Total interest expense | 1,158 | 971 | 893 | 1,022 |
| Net interest income | 12,276 | 11,794 | 13,848 | 13,646 |
| Recapture of loan credit losses | -83 | -283 | -38 | -131 |
| Provision for (recapture of) securities credit losses | -11 | -31 | -27 | 13 |
| Total recapture of credit losses | -94 | -314 | -65 | -118 |
| Net interest income after provision for (recapture of) credit losses | 12,370 | 12,108 | 13,913 | 13,764 |
| Noninterest income-Trust And Wealth Management Income | 355 | 305 | - | - |
| Noninterest income | - | - | 510 | 619 |
| Noninterest income-Account Service Charges Income | 250 | 261 | - | - |
| Deposit placement services | 174 | 159 | 133 | 2,464 |
| Gain on sale of mortgage loans | 28 | 14 | 13 | 13 |
| Loss on sale of securities | 0 | - | - | -65 |
| Other income | 40 | 89 | 39 | 49 |
| Total noninterest income | 847 | 828 | 695 | 3,080 |
| Salaries and employee benefits | 4,524 | 4,130 | 4,408 | 4,280 |
| Data processing and communication expenses | 767 | 733 | 666 | 669 |
| Professional services | 555 | 801 | 893 | 1,206 |
| Marketing and business development costs | - | - | 81 | 47 |
| Occupancy and equipment expenses | 267 | 258 | 251 | 236 |
| State franchise taxes | 251 | 349 | 351 | 253 |
| Fdic and regulatory assessments | 198 | 202 | 228 | 212 |
| Insurance expenses | 151 | 153 | 149 | 61 |
| Directors fees | 142 | 144 | 146 | 191 |
| Other operating expenses | 467 | 389 | 398 | 277 |
| Total noninterest expenses | 7,322 | 7,159 | 7,571 | 7,432 |
| Net income before taxes | 5,895 | 5,777 | 7,037 | 9,412 |
| Income tax expense | 1,193 | 1,193 | 1,430 | 1,925 |
| Net income | 4,702 | 4,584 | 5,607 | 7,487 |
| Weighted average shares outstanding dilutive (in shares) | - | 6,561,817 | 6,561,817 | 4,568,920 |
| Weighted average shares outstanding, basic (in shares) | - | 6,561,817 | 6,561,817 | 4,568,920 |
| Earnings per common share, basic (in dollars per share) | 0.72 | 0.7 | 0.85 | 1.64 |
| Earnings per common share, diluted (in dollars per share) | 0.72 | 0.7 | 0.85 | 1.64 |
| Weighted average shares outstanding dilutive (in shares) | 3,165,689 | - | - | - |
| Weighted average shares outstanding, basic (in shares) | 3,165,689 | - | - | - |
CHAIN BRIDGE BANCORP INC (CBNA)
CHAIN BRIDGE BANCORP INC (CBNA)