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Cash Flow Overview

Change in Cash
$18,948K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of loans hel...
    • Interest-bearing deposits
    • Proceeds from calls and maturiti...
    • Others
Negative Cash Flow Breakdown
    • Originations of loans held for s...
    • Net increase in portfolio loans ...
    • Purchases of securities availabl...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
14,250
12,018
15,037
15,065
Provision for credit losses
3,585
3,014
3,988
4,650
Provision for credit losses on unfunded commitments
65
205
-29
217
Provision for mortgage put-back reserve, net
26
16
26
19
Net amortization (accretion) on investment securities available-for-sale
84
92
111
91
Premises and equipment depreciation
765
724
524
376
Lease asset amortization
433
433
128
431
Amortization of intangible assets
261
260
262
262
Extinguishment of leases
-
-
0
-
Increase in cash surrender value of boli
389
383
383
384
Net decrease (increase) in loan servicing assets
-110
141
-254
-1,334
Executive long-term incentive plan expense
138
207
207
206
Stock-based compensation expense
985
512
378
823
Director and employee compensation paid in company stock
293
255
196
433
Deferred income tax expense (benefit)
-913
-436
-450
1,655
Valuation allowance on derivatives
-
-
-
35
Fair value changes in derivative assets and liabilities
559
-
-
-
Decrease (increase) in valuation of loans held for sale carried at fair value
0
-30
17
-30
Proceeds from sales of loans held for sale
103,331
88,430
85,271
68,462
Originations of loans held for sale
110,755
75,448
95,610
67,232
Government lending revenue
1,207
923
0
4,222
Accrued interest receivable
2,634
100
-2,316
3,862
Taxes payable
-2,639
3,461
1,961
8,565
Other assets
243
-306
3,058
-627
Accrued interest payable
-2,338
199
700
-113
Other liabilities
-7,513
-10,771
7,558
4,766
Net cash provided by operating activities
-5,032
21,776
18,453
32,900
Purchases of securities available-for-sale
41,455
9,490
19,716
3,320
Proceeds from calls and maturities of securities available-for-sale
52,291
8,326
23,748
1,434
Net purchases of restricted investments
16
294
1,340
2,578
Net increase in portfolio loans receivable
63,353
69,968
143,703
84,939
Net purchases of premises and equipment
552
643
421
1,248
Cash received from acquisitions, net
-
-
0
-
Net cash used in investing activities
-53,085
-72,069
-141,432
-88,087
Noninterest-bearing deposits
25,686
18,936
-4,802
20,564
Interest-bearing deposits
53,370
179,911
185,949
-49,249
Federal home loan bank advances
-
-
28,000
0
Other borrowed funds
-
-
-10,000
0
Dividends paid
1,955
1,959
1,981
1,991
Repurchase of common stock
36
3,557
8,556
-312
Net proceeds from exercise of stock
0
708
1,073
85
Net cash provided by financing activities
77,065
194,039
189,683
-30,558
Net increase in cash and cash equivalents
18,948
143,746
66,704
-85,745
Cash and cash equivalents, beginning of year
399,311
255,565
188,861
205,332
Cash and cash equivalents, end of period
418,259
399,311
255,565
188,861
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Interest-bearing deposits$53,370K (-65.06%↓ Y/Y)Noninterest-bearing deposits$25,686K (-1.40%↓ Y/Y)Net cash provided byfinancing activities$77,065K (-55.26%↓ Y/Y)Canceled cashflow$1,991K Net increase in cashand cash...$18,948K (-72.65%↓ Y/Y)Canceled cashflow$58,117K Dividends paid$1,955K (-41.19%↓ Y/Y)Repurchase of common stock$36K (-98.97%↓ Y/Y)Proceeds from calls andmaturities of securities...$52,291K (69.09%↑ Y/Y)Proceeds from sales ofloans held for sale$103,331K (-48.10%↓ Y/Y)Net income$14,250K (-47.35%↓ Y/Y)Provision for creditlosses$3,585K (-43.34%↓ Y/Y)Stock-based compensationexpense$985K (142.01%↑ Y/Y)Premises and equipmentdepreciation$765K (45.99%↑ Y/Y)Lease assetamortization$433K (-48.64%↓ Y/Y)Director and employeecompensation paid in company...$293K (-50.84%↓ Y/Y)Amortization of intangibleassets$261K (-50.00%↓ Y/Y)Executive long-termincentive plan expense$138K (-71.01%↓ Y/Y)Net decrease(increase) in loan...-$110K Provision for creditlosses on unfunded...$65K Provision for mortgageput-back reserve, net$26K (-23.53%↓ Y/Y)Net cash used ininvesting activities-$53,085K (56.26%↑ Y/Y)Net cash provided byoperating activities-$5,032K (-127.40%↓ Y/Y)Canceled cashflow$52,291K Canceled cashflow$124,242K Net increase inportfolio loans...$63,353K (-45.93%↓ Y/Y)Originations of loans held forsale$110,755K (-43.05%↓ Y/Y)Purchases of securitiesavailable-for-sale$41,455K (30.20%↑ Y/Y)Net purchases ofpremises and equipment$552K (-21.70%↓ Y/Y)Net purchases ofrestricted investments$16K (-99.38%↓ Y/Y)Other liabilities-$7,513K (2.39%↑ Y/Y)Taxes payable-$2,639K (80.52%↑ Y/Y)Accrued interestreceivable$2,634K (273.86%↑ Y/Y)Accrued interestpayable-$2,338K (-89.31%↓ Y/Y)Government lending revenue$1,207K (-71.32%↓ Y/Y)Deferred income taxexpense (benefit)-$913K (-745.37%↓ Y/Y)Fair value changes inderivative assets and...$559K Increase in cashsurrender value of boli$389K (-49.15%↓ Y/Y)Other assets$243K (-75.84%↓ Y/Y)Net amortization(accretion) on investment...$84K (261.54%↑ Y/Y)

Capital Bancorp Inc (CBNK)

Capital Bancorp Inc (CBNK)