Financial insights of CBNK

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Noninterest income-Bank Servicing	1,316
Noninterest income-Credit Card	17,366
Noninterest income-Mortgage Banking	7,472
Noninterest income-Government Lending	4,222
Noninterest income-Government Loan Servicing	15,513
Loan servicing rights	545
Non-recurring equity and debt investment write-down	0
Other income	2,753
Noninterest loss	49,187
Loans, including fees	245,272
Investment securities available-for-sale	6,976
Federal funds sold and other	8,623
Total interest income	260,871
Deposits	63,771
Borrowed funds	1,108
Total interest expense	64,879
Net interest income	195,992
Provision for credit losses	14,965
Provision for credit losses on unfunded commitments	188
Net interest income after provision for credit losses	180,839
Salaries and employee benefits	72,169
Occupancy and equipment	11,392
Professional fees	10,959
Data processing	29,788
Advertising	6,262
Loan processing	3,988
Merger-related expenses	3,361
Operational and other card fraud related losses	-3,509
Regulatory assessment expenses	3,371
Other operating	10,283
Total noninterest expenses	155,082
Income before income taxes	74,944
Income tax expense	17,774
Net income	57,170

Basic EPS	3.45
Diluted EPS	3.41
Basic Average Shares	16,581,591
Diluted Average Shares	16,767,565