Financial insights of CBNK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$12,018K
EPS
$0.73
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income-Bank Servicing	403	286*	425	262
Noninterest income-Credit Card	4,692	4,156*	4,509	4,298
Noninterest income-Government Lending	-	-	-	3,112
Noninterest income-Mortgage Banking	1,556	1,951*	1,927	1,754
Noninterest income-Government Lending	923	465*	14	-
Noninterest income-Government Loan Servicing	4,345	2,718*	4,265	-
Loan servicing rights (government guaranteed)	497	878*	368	-590
Non-recurring equity and debt investment write-down	-	0*	-	-
Noninterest income-Government Loan Servicing	-	-	-	3,644
Other income	957	2,474*	-440	626
Total noninterest income	13,373	12,926*	11,068	13,106
Loans, including fees	64,186	62,802*	60,838	60,810
Investment securities available-for-sale	1,459	1,896*	1,805	1,582
Federal funds sold and other	2,325	1,960*	2,248	2,194
Total interest income	67,970	66,657*	64,891	64,586
Deposits	18,070	19,591*	12,732	16,722
Borrowed funds	502	573*	139	218
Total interest expense	18,572	20,163*	12,871	16,940
Net interest income	49,398	46,494*	52,020	47,646
Provision for credit losses	3,014	1,869*	4,650	4,081
Provision for credit gaines on unfunded commitments	205	-137*	217	0
Net interest income after provision for credit losses	46,179	44,763*	47,153	43,565
Salaries and employee benefits	20,317	17,735*	17,728	18,460
Occupancy and equipment	3,562	2,626*	2,849	2,995
Professional fees	4,965	4,130*	2,131	2,422
Data processing	7,767	7,027*	7,654	7,520
Advertising	1,466	1,635*	1,714	1,371
Loan processing	1,383	849*	1,114	979
Operational losses	-	-	-923	-933
Foreclosed real estate expenses, net	-	-	0	0
Merger-related expenses	0	219*	697	1,398
Operational and other card fraud related losses	-690	-877*	-	-
Regulatory assessment expenses	941	935*	740	884
Other operating	2,590	2,162*	2,804	2,610
Total noninterest expenses	43,681	38,193*	38,354	39,572
Net income (loss) before taxes	15,871	19,496*	19,867	17,099
Income tax expense	3,853	4,627*	4,802	3,963
Net income	12,018	14,869	15,065	13,136

Basic EPS	0.74	0.897	0.91	0.79
Diluted EPS	0.73	0.893	0.89	0.78
Basic Average Shares	16,345,156	16,575,341	16,585,538	16,583,894
Diluted Average Shares	16,440,911	16,656,758	16,844,035	16,801,902

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$12,018K
EPS
$0.73
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$12,018K
EPS
$0.73
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$12,018KEPS$0.73Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$12,018KEPS$0.73Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$12,018K
EPS
$0.73
Unit: Thousand (K) dollars

Net Income
$12,018K
EPS
$0.73
Unit: Thousand (K) dollars