For the quarter ending 2025-09-30, CBSH had -$192,114K decrease in cash & cash equivalents over the period. $113,276K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 143,622 | 284,396 |
| Provision for credit losses | 20,061 | 20,084 |
| Provision for depreciation and amortization | 14,054 | 27,702 |
| Amortization (accretion) of investment security premiums (discounts), net | 3,720 | 9,393 |
| Investment securities (gains) losses, net | 7,885 | -7,154 |
| Net (gains) losses on sales of loans held for sale | 1,029 | 1,053 |
| Originations of loans held for sale | 38,634 | 51,798 |
| Proceeds from sales of loans held for sale | 40,375 | 52,203 |
| Net (increase) decrease in trading debt securities, excluding unsettled transactions | 24,565 | 2,023 |
| Stock-based compensation | 4,393 | 8,465 |
| (increase) decrease in interest receivable | 5,006 | -117 |
| Increase (decrease) in interest payable | -391 | 6,540 |
| Increase (decrease) in income taxes payable | 1,634 | -23,039 |
| Other changes, net | 13,889 | 69,559 |
| Net cash provided by (used in) operating activities | 129,020 | 249,796 |
| Proceeds from sales of investment securities | 534 | 46,094 |
| Proceeds from maturities/pay downs of investment securities | 458,968 | 958,189 |
| Purchases of investment securities | 460,886 | 540,370 |
| Net (increase) decrease in loans | 132,419 | 466,478 |
| Securities purchased under agreements to resell | 0 | 350,000 |
| Repayments of securities purchased under agreements to resell | 0 | 125,000 |
| Purchases of premises and equipment | 15,744 | 23,267 |
| Sales of premises and equipment | 0 | 100 |
| Net cash provided by (used in) investing activities | -149,547 | -250,732 |
| Net increase (decrease) in non-interest bearing, savings, interest checking and money market deposits | -23,877 | 246,122 |
| Net increase (decrease) in certificates of deposit | 43,685 | -15,484 |
| Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase | -123,396 | -330,297 |
| Net increase (decrease) in other borrowings | -5,779 | 14,993 |
| Purchases of treasury stock | 25,223 | 67,047 |
| Payments of dividends | 36,997 | 77,004 |
| Proceeds from (payment for) other financing activity | 0 | -4 |
| Net cash provided by (used in) financing activities | -171,587 | -228,721 |
| Increase (decrease) in cash, cash equivalents and restricted cash | -192,114 | -229,657 |
| Cash and cash equivalents at beginning of period | 3,375,992 | - |
| Cash and cash equivalents at end of period | 2,954,221 | - |
COMMERCE BANCSHARES INC MO (CBSH)
COMMERCE BANCSHARES INC MO (CBSH)