| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 428,018 | 284,396 |
| Provision for credit losses | 40,145 | 20,084 |
| Provision for depreciation and amortization | 41,756 | 27,702 |
| Amortization (accretion) of investment security premiums (discounts), net | 13,113 | 9,393 |
| Investment securities (gains) losses, net | 731 | -7,154 |
| Net (gains) losses on sales of loans held for sale | 2,082 | 1,053 |
| Originations of loans held for sale | 90,432 | 51,798 |
| Proceeds from sales of loans held for sale | 92,578 | 52,203 |
| Net (increase) decrease in trading debt securities, excluding unsettled transactions | 26,588 | 2,023 |
| Stock-based compensation | 12,858 | 8,465 |
| (increase) decrease in interest receivable | 4,889 | -117 |
| Increase (decrease) in interest payable | 6,149 | 6,540 |
| Increase (decrease) in income taxes payable | -21,405 | -23,039 |
| Other changes, net | 83,448 | 69,559 |
| Net cash provided by (used in) operating activities | 378,816 | 249,796 |
| Proceeds from sales of investment securities | 46,628 | 46,094 |
| Proceeds from maturities/pay downs of investment securities | 1,417,157 | 958,189 |
| Purchases of investment securities | 1,001,256 | 540,370 |
| Net (increase) decrease in loans | 598,897 | 466,478 |
| Securities purchased under agreements to resell | 350,000 | 350,000 |
| Repayments of securities purchased under agreements to resell | 125,000 | 125,000 |
| Purchases of premises and equipment | 39,011 | 23,267 |
| Sales of premises and equipment | 100 | 100 |
| Net cash provided by (used in) investing activities | -400,279 | -250,732 |
| Net increase (decrease) in non-interest bearing, savings, interest checking and money market deposits | 222,245 | 246,122 |
| Net increase (decrease) in certificates of deposit | 28,201 | -15,484 |
| Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase | -453,693 | -330,297 |
| Net increase (decrease) in other borrowings | 9,214 | 14,993 |
| Purchases of treasury stock | 92,270 | 67,047 |
| Payments of dividends | 114,001 | 77,004 |
| Proceeds from (payment for) other financing activity | -4 | -4 |
| Net cash provided by (used in) financing activities | -400,308 | -228,721 |
| Increase (decrease) in cash, cash equivalents and restricted cash | -421,771 | -229,657 |
| Cash and cash equivalents at beginning of period | 3,375,992 | - |
| Cash and cash equivalents at end of period | 2,954,221 | - |
COMMERCE BANCSHARES INC MO (CBSH)
COMMERCE BANCSHARES INC MO (CBSH)