For the quarter ending 2025-09-30.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Interest and fees on loans | 263,855 | 260,444 | ||
| Interest and fees on loans held for sale | 36 | 40 | ||
| Interest on investment securities | 74,469 | 79,998 | ||
| Interest on federal funds sold and short-term securities purchased under agreements to resell | 0 | 2 | ||
| Interest on long-term securities purchased under agreements to resell | 8,578 | 8,516 | ||
| Interest on deposits with banks | 27,167 | 22,636 | ||
| Total interest income | 374,105 | 371,636 | ||
| Savings, interest checking and money market | 53,357 | 51,835 | ||
| Certificates of deposit of less than 100,000 | 8,337 | 8,445 | ||
| Certificates of deposit of 100,000 and over | 13,258 | 12,914 | ||
| Interest expense, federal funds purchased | 1,428 | 1,416 | ||
| Interest expense, securities sold under agreements to repurchase | 18,260 | 16,853 | ||
| Interest on other borrowings | 8 | 26 | ||
| Total interest expense | 94,648 | 91,489 | ||
| Net interest income | 279,457 | 280,147 | ||
| Provision for credit losses | 20,061 | 5,597 | ||
| Trust fee revenue | 58,412 | 55,571 | ||
| Bank card transaction fees | 45,551 | 46,362 | ||
| Deposit account charges and other fees | 27,427 | 26,248 | ||
| Capital market fees | 5,138 | 6,175 | ||
| Consumer brokerage services | 6,698 | 5,383 | ||
| Loan fees and sales | 3,465 | 3,419 | ||
| Other | 14,820 | 22,455 | ||
| Total non-interest income | 161,511 | 165,613 | ||
| Investment securities gains (losses), net | 7,885 | 437 | ||
| Salaries and employee benefits | 157,461 | 155,025 | ||
| Data processing and software | 33,555 | 32,904 | ||
| Net occupancy | 13,474 | 13,654 | ||
| Professional and other services | 11,284 | 12,973 | ||
| Marketing | 6,670 | 5,974 | ||
| Equipment | 5,421 | 5,157 | ||
| Supplies and communication | 4,837 | 4,962 | ||
| Deposit insurance | 3,074 | 3,312 | ||
| Other | 8,242 | 10,476 | ||
| Total non-interest expense | 244,018 | 244,437 | ||
| Income (loss) from continuing operations before income taxes, noncontrolling interest | 184,774 | 196,163 | ||
| Less income taxes | 41,152 | 42,400 | ||
| Net income | 143,622 | 153,763 | ||
| Less non-controlling interest expense (income) | 2,104 | 1,284 | ||
| Net income attributable to commerce bancshares, inc | 141,518 | 152,479 | ||
| Basic EPS | 1.06 | 1.14 | ||
| Diluted EPS | 1.06 | 1.14 | ||
| Basic Average Shares | 132,338,000 | - | ||
| Diluted Average Shares | 132,463,000 | - | ||
COMMERCE BANCSHARES INC MO (CBSH)
COMMERCE BANCSHARES INC MO (CBSH)