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COMMERCE BANCSHARES INC MO (CBSH)

For the quarter ending 2025-06-30, CBSH made $537,686K in revenue. $152,479K in net income. Net profit margin of 28.36%.

Overview

Revenue
$537,686K
Net Income
$152,479K
Net Profit Margin
28.36%
EPS
$1.14
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans
    • Interest on investment securitie...
    • Trust fee revenue
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Less income taxes42,400
Provision for credit losses5,597
Other22,455
Capital market fees6,175
Consumer brokerage services5,383
Trust fee revenue55,571
Loan fees and sales3,419
Deposit account charges and other fees26,248
Bank card transaction fees46,362
Total non-interest income165,613
Professional and other services12,973
Other10,476
Net occupancy13,654
Marketing5,974
Salaries and employee benefits155,025
Data processing and software32,904
Deposit insurance3,312
Equipment5,157
Supplies and communication4,962
Total non-interest expense244,437
Certificates of deposit of less than 100,0008,445
Certificates of deposit of 100,000 and over12,914
Interest expense, securities sold under agreements to repurchase16,853
Savings, interest checking and money market51,835
Interest expense, federal funds purchased1,416
Interest on other borrowings26
Total interest expense91,489
Interest on long-term securities purchased under agreements to resell8,516
Interest on federal funds sold and short-term securities purchased under agreements to resell2
Interest on deposits with banks22,636
Interest and fees on loans260,444
Interest and fees on loans held for sale40
Interest on investment securities79,998
Total interest income371,636
Net interest income280,147
Investment securities gains (losses), net437
Income (loss) from continuing operations before income taxes, noncontrolling interest196,163
Net income153,763
Less non-controlling interest expense (income)1,284
Net income attributable to commerce bancshares, inc152,479
Net income per common share basic1.14
Net income per common share diluted1.14
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Interest on investmentsecurities$79,998K Interest and fees on loansheld for sale$40K Interest and fees on loans$260,444K Interest on deposits withbanks$22,636K Interest on federal fundssold and short-term...$2K Interest on long-termsecurities purchased under...$8,516K Total interest income$371,636K Bank cardtransaction fees$46,362K Deposit account chargesand other fees$26,248K Loan fees and sales$3,419K Trust fee revenue$55,571K Consumer brokerageservices$5,383K Capital market fees$6,175K Other$22,455K Investment securitiesgains (losses), net$437K Net interest income$280,147K Total non-interestincome$165,613K Total interestexpense$91,489K Income (loss) fromcontinuing operations...$196,163K Total non-interestexpense$244,437K Provision for creditlosses$5,597K Interest on otherborrowings$26K Interest expense,federal funds purchased$1,416K Savings, interestchecking and money market$51,835K Interest expense,securities sold under...$16,853K Certificates of deposit of100,000 and over$12,914K Certificates of deposit ofless than 100,000$8,445K Net income$153,763K Less income taxes$42,400K Supplies andcommunication$4,962K Equipment$5,157K Deposit insurance$3,312K Data processing andsoftware$32,904K Salaries and employeebenefits$155,025K Marketing$5,974K Net occupancy$13,654K Other$10,476K Professional and otherservices$12,973K Net incomeattributable to commerce...$152,479K Lessnon-controlling interest...$1,284K