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Balance Sheets Overview

Debt to Asset Ratio
91.51%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable
    • Interest earning deposits with o...
    • Allowance for credit losses
    • Others
Liabilities Breakdown
    • Authorized 300,000,000 shares at...
    • Retained earnings
    • Principal amount 45,000 (less un...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
48,088
52,695
34,241
34,928
Interest earning deposits with other banks
960,360
1,442,772
702,729
607,330
Investment securities, available-for-sale, at fair value
27
28
29
31
Investment securities, held-to-maturity, at amortized cost
45,219
46,141
48,218
43,911
Other investments
14,177
14,023
12,837
12,778
Loans held for sale
107,838
124,039
71,216
42,894
Gross loans receivable
4,215,122
3,866,474
3,756,829
3,711,158
Financing receivable, unamortized loan cost (fee) and purchase premium (discount)
-6,852
-7,095
-7,298
-7,310
Loans receivable
4,208,270
3,859,379
3,749,531
3,703,848
Allowance for credit losses
213,724
172,427
169,530
173,813
Total loans receivable, net
3,994,546
3,686,952
3,580,001
3,530,035
Ccbx credit enhancement asset
-
-
177,657
-
Ccbx credit enhancement asset, net
154,346
180,587
-
177,741
Ccbx receivable
28,134
24,926
23,047
16,260
Premises and equipment, net
25,736
29,710
29,325
29,114
Lease right-of-use assets
4,368
4,641
4,821
4,788
Accrued interest receivable
20,937
20,139
18,613
20,493
Bank-owned life insurance, net
14,199
14,044
13,910
13,777
Deferred tax asset, net
16,196
-
0
0
Intangible assets, net
4,207
4,434
4,536
-
Other assets
17,774
18,698
20,257
18,996
Total assets
5,456,152
5,663,829
4,741,437
4,553,076
Deposits
4,861,898
5,041,164
4,144,199
3,972,563
Principal amount 45,000 (less unamortized debt issuance costs of 482 and 557) at june30, 2026 and december31, 2025, respectively
44,518
44,480
44,443
44,406
Principal amount 3,609 (less unamortized debt issuance costs of 15 and 16 at june30, 2026 and december31, 2025, respectively)
3,594
3,594
3,593
3,593
Deferred compensation
236
251
267
281
Accrued interest payable
2,178
2,665
1,435
1,106
Lease liabilities
4,522
4,799
4,984
4,956
Ccbx payable
32,980
28,410
27,492
31,221
Deferred tax liability, net
0
1,656
853
799
Other liabilities
42,779
33,048
23,212
18,874
Total liabilities
4,992,705
5,160,067
4,250,478
4,077,799
Authorized 25,000,000 shares at june30, 2026 and december31, 2025 issued and outstanding zero shares at june30, 2026 and december31, 2025
0
0
0
0
Authorized 300,000,000 shares at june30, 2026 and december31, 2025 15,280,689 shares at june30, 2026 issued and outstanding and 15,140,192 shares at december31, 2025 issued and outstanding
236,012
234,222
233,438
230,399
Retained earnings
227,436
269,541
257,522
244,879
Accumulated other comprehensive loss, net of tax
-1
-1
-1
-1
Total shareholders equity
463,447
503,762
490,959
475,277
Total liabilities and shareholders equity
5,456,152
5,663,829
4,741,437
4,553,076
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Gross loansreceivable$4,215,122K (18.84%↑ Y/Y)Loans receivable$4,208,270K (18.87%↑ Y/Y)Financing receivable,unamortized loan cost (fee)...-$6,852K (-4.59%↓ Y/Y)Total loansreceivable, net$3,994,546K (18.34%↑ Y/Y)Interest earningdeposits with other banks$960,360K (39.14%↑ Y/Y)Ccbx creditenhancement asset, net$154,346K (-8.01%↓ Y/Y)Loans held for sale$107,838K (78.32%↑ Y/Y)Cash and due frombanks$48,088K (62.76%↑ Y/Y)Investment securities,held-to-maturity, at amortized...$45,219K (-0.71%↓ Y/Y)Ccbx receivable$28,134K (116.27%↑ Y/Y)Premises and equipment,net$25,736K (-11.41%↓ Y/Y)Accrued interestreceivable$20,937K (0.42%↑ Y/Y)Other assets$17,774K (30.36%↑ Y/Y)Deferred tax asset, net$16,196K (322.98%↑ Y/Y)Bank-owned life insurance,net$14,199K (4.04%↑ Y/Y)Other investments$14,177K (13.23%↑ Y/Y)Lease right-of-useassets$4,368K (-10.69%↓ Y/Y)Intangible assets, net$4,207K Investment securities,available-for-sale, at fair value$27K (-18.18%↓ Y/Y)Allowance for creditlosses$213,724K (29.69%↑ Y/Y)Total assets$5,456,152K (21.77%↑ Y/Y)Total liabilities andshareholders equity$5,456,152K (21.77%↑ Y/Y)Total liabilities$4,992,705K (24.23%↑ Y/Y)Total shareholdersequity$463,447K (0.38%↑ Y/Y)Accumulated othercomprehensive loss, net of tax-$1K (0.00%↑ Y/Y)Deposits$4,861,898K (24.23%↑ Y/Y)Principal amount 45,000(less unamortized...$44,518K (0.34%↑ Y/Y)Other liabilities$42,779K (136.77%↑ Y/Y)Ccbx payable$32,980K (0.12%↑ Y/Y)Lease liabilities$4,522K (-10.69%↓ Y/Y)Principal amount 3,609(less unamortized...$3,594K (0.06%↑ Y/Y)Accrued interestpayable$2,178K (128.30%↑ Y/Y)Deferred compensation$236K (-20.00%↓ Y/Y)Authorized 300,000,000shares at june30, 2026...$236,012K (2.43%↑ Y/Y)Retained earnings$227,436K (-1.67%↓ Y/Y)

COASTAL FINANCIAL CORP (CCB)

COASTAL FINANCIAL CORP (CCB)