The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net interest income/(expense) after provision for credit losses | - | -1,446 | - | - |
| Total noninterest income | - | -379 | - | - |
| Total noninterest expense | - | 1,409 | - | - |
| Loss before income taxes and undistributed net income of subsidiary | - | -3,234 | - | - |
| Net income | -22,331 | - | 13,592 | 20,758 |
| Equity in undistributed income of consolidated subsidiaries | - | 49,262 | - | - |
| Income tax (benefit) expense | - | -965 | - | - |
| Net income | - | 46,993 | - | - |
| Provision for credit losses | 51,398 | 48,041 | 56,598 | 87,992 |
| Depreciation and amortization | 1,673 | 1,694 | 1,600 | 3,221 |
| Loss on disposition of fixed assets | -11 | -26 | - | - |
| Decrease in operating lease right-of-use assets | 269 | 252 | 217 | 430 |
| Decrease in operating lease liabilities | 274 | 257 | 221 | 437 |
| Gain on sales of loans | - | 0 | - | - |
| Net amortization on investment securities | -18 | 1 | -1 | -13 |
| Unrealized holding loss (gain) on equity investment, net | 126 | 0 | 9 | -423 |
| Stock-based compensation | 2,000 | 4,019 | 50 | 4,534 |
| Increase in bank-owned life insurance value | 134 | 132 | 129 | 255 |
| Deferred tax expense | 803 | 54 | 4,627 | -228 |
| Net change in ccbx receivable | 1,879 | 7,930 | 3,251 | -1,129 |
| Net change in ccbx credit enhancement asset | 2,930 | -84 | 9,962 | -14,111 |
| Net change in ccbx payable | 918 | -3,729 | -1,718 | 3,768 |
| Net change in other assets and liabilities | -12,208 | -3,057 | 2,352 | -2,261 |
| Total adjustments | 63,955 | 45,178 | 45,451 | 116,962 |
| Net cash provided by operating activities | 75,974 | 57,821 | 59,043 | 137,720 |
| Purchase of investment securities held-to-maturity | - | 5,145 | - | - |
| Purchase of loans | - | - | - | 0 |
| Maturities and calls of investment securities available-for-sale | - | 0 | 0 | 0 |
| Net increase in frb and fhlb securities | 470 | -497 | 248 | 2,144 |
| Purchase of bank owned life insurance | - | 1 | 0 | 18 |
| Change in equity investments, net | 590 | 556 | - | - |
| Proceeds from sales of loans held for sale | - | - | - | 2,044,298 |
| Principal paydowns of investment securities available-for-sale | 1 | 2 | 2 | 3 |
| Principal paydowns of investment securities held-to-maturity | 2,059 | 839 | 1,632 | 1,729 |
| Payments to acquire assets, net of cash acquired | - | 2,370 | - | - |
| Purchase of intangible assets | 125 | - | - | - |
| Proceeds from sales of loans held for sale | 3,278,965 | 2,976,103 | 3,661,886 | - |
| Purchase of loans | -16,080 | -15,131 | -11,199 | - |
| Purchase of loan participations | -9 | - | - | - |
| Increase in loans receivable, net | 3,507,313 | 3,116,335 | 1,823,970 | 2,235,451 |
| Purchases of premises and equipment, net | 1,841 | 1,929 | 1,665 | 4,842 |
| Net cash used by investing activities | -213,225 | -133,764 | -195,462 | -196,425 |
| Net increase in demand deposits, money market, and savings | 897,056 | 172,551 | 59,748 | 331,828 |
| Net decrease in time deposits | -91 | -915 | -756 | -3,589 |
| Proceeds from exercise of stock options, net of shares withheld to cover | -61 | 56 | 27 | 21 |
| Net cash for shares held to cover on restricted stock vesting | 1,156 | 1,047 | 101 | 2,381 |
| Proceeds from public offering, expense true-up | 0 | 10 | 0 | 72 |
| Net cash provided by financing activities | 895,748 | 170,655 | 58,918 | 325,951 |
| Net change in cash, due from banks and restricted cash | 758,497 | 94,712 | -77,501 | 267,246 |
| Cash, due from banks and restricted cash, beginning of year | 736,970 | 642,258 | 452,513 | - |
| Cash, due from banks and restricted cash, end of quarter | 1,495,467 | 736,970 | 642,258 | - |
COASTAL FINANCIAL CORP (CCB)
COASTAL FINANCIAL CORP (CCB)