The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net interest income/(expense) after provision for credit losses | -1,446 |
| Total noninterest income | -379 |
| Total noninterest expense | 1,409 |
| Loss before income taxes and undistributed net income of subsidiary | -3,234 |
| Equity in undistributed income of consolidated subsidiaries | 49,262 |
| Income tax (benefit) expense | -965 |
| Net income | 46,993 |
| Provision for credit losses | 192,631 |
| Depreciation and amortization | 6,515 |
| Loss on disposition of fixed assets | -26 |
| Decrease in operating lease right-of-use assets | 899 |
| Decrease in operating lease liabilities | 915 |
| Gain on sales of loans | 0 |
| Net amortization on investment securities | -13 |
| Unrealized holding loss (gain) on equity investment, net | -414 |
| Stock-based compensation | 8,603 |
| Increase in bank-owned life insurance value | 516 |
| Deferred tax expense | 4,453 |
| Net change in ccbx receivable | 10,052 |
| Net change in ccbx credit enhancement asset | -4,233 |
| Net change in ccbx payable | -1,679 |
| Net change in other assets and liabilities | -2,966 |
| Total adjustments | 207,591 |
| Net cash provided by operating activities | 254,584 |
| Purchase of investment securities held-to-maturity | 5,145 |
| Net (increase) decrease in frb and fhlb securities | 1,895 |
| Change in equity investments, net | 556 |
| Principal paydowns of investment securities available-for-sale | 7 |
| Principal paydowns of investment securities held-to-maturity | 4,200 |
| Maturities and calls of investment securities available-for-sale | 0 |
| Purchase of bank owned life insurance | 19 |
| Payments to acquire assets, net of cash acquired | 2,370 |
| Proceeds from sales of loans held for sale | 6,637,989 |
| Investments in loans receivable | -26,330 |
| Increase in loans receivable, net | 7,175,756 |
| Purchases of premises and equipment, net | 8,436 |
| Net cash used by investing activities | -525,651 |
| Net increase in demand deposits, money market, and savings | 564,127 |
| Net decrease in time deposits | -5,260 |
| Proceeds from exercise of stock options, net of shares withheld to cover | 104 |
| Net cash for shares held to cover on restricted stock vesting | 3,529 |
| Proceeds from public offering, expense true-up | 82 |
| Net cash provided by financing activities | 555,524 |
| Net change in cash, due from banks and restricted cash | 284,457 |
| Cash, due from banks and restricted cash, beginning of year | 452,513 |
| Cash, due from banks and restricted cash, end of year | 736,970 |
COASTAL FINANCIAL CORP (CCB)
COASTAL FINANCIAL CORP (CCB)