For the quarter ending 2025-09-30, CCBG had -$7,503K decrease in cash & cash equivalents over the period. $19,818K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income attributable to common shareowners | 15,950 | 31,902 |
| Provision for credit losses | 1,881 | 1,388 |
| Depreciation | 1,872 | 3,676 |
| Amortization of premiums, discounts and fees, net | -1,131 | -2,272 |
| Amortization of intangible asset | 27 | 80 |
| Gain on sale of subsidiary | 773 | - |
| Originations of loans held-for-sale | 114,593 | 218,167 |
| Proceeds from sales of loans held-for-sale | 118,678 | 232,204 |
| Mortgage banking revenues | 4,794 | 8,010 |
| Net additions for capitalized mortgage servicing rights | -4 | -44 |
| Stock compensation | 448 | 925 |
| Net tax benefit from stock-based compensation | 0 | 154 |
| Deferred income taxes | -1,038 | -1,391 |
| Net change in operating leases | -47 | 33 |
| Net (gain) loss on sales and write-downs of other real estate owned | 0 | 4,514 |
| Net decrease in other assets | 1,354 | -5,124 |
| Net increase in other liabilities | 2,001 | 6,363 |
| Net cash provided by operating activities | 21,563 | 54,491 |
| Purchases | 18,856 | 47,841 |
| Proceeds from payments, maturities, and calls | 76,660 | 152,124 |
| Purchases | 69,603 | 155,436 |
| Proceeds from payments, maturities, and calls | 28,428 | 32,471 |
| Purchases | 0 | 60 |
| Net decrease in equity securities | -1,097 | -94 |
| Purchases of loans held for investment | 654 | 304 |
| Proceeds from sales of loans | 14,106 | 25,696 |
| Net decrease in loans held for investment | -27,713 | 4,047 |
| Net cash received for divestitures | 2,375 | - |
| Proceeds from sales of other real estate owned | -1 | 7,341 |
| Purchases of premises and equipment | 1,745 | 4,222 |
| Net cash provided by investing activities | 59,520 | 5,816 |
| Net decrease in deposits | -89,941 | 32,876 |
| Net increase in short-term borrowings | 5,703 | 6,237 |
| Redemption of subordinated notes | 0 | 10,305 |
| Net increase in other long-term borrowings | 0 | 0 |
| Dividends paid | 4,439 | 8,186 |
| Payments to repurchase common stock | 0 | 0 |
| Proceeds from issuance of common stock under purchase plans | 91 | 619 |
| Net cash used in financing activities | -88,586 | 21,241 |
| Net increase in cash and cash equivalents | -7,503 | 81,548 |
| Cash and cash equivalents at beginning of period | 391,854 | - |
| Cash and cash equivalents at end of period | 465,899 | - |
CAPITAL CITY BANK GROUP INC (CCBG)
CAPITAL CITY BANK GROUP INC (CCBG)