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Cash Flow Overview

Change in Cash
-$41,001K
Free Cash flow
$14,656K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of loans hel...
    • Net increase in deposits
    • Held To Maturity
    • Others
Negative Cash Flow Breakdown
    • Available For Sale Securities De...
    • Originations of loans held-for-s...
    • Held To Maturity Securities
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income attributable to common shareowners
15,817 13,705 15,950 31,902
Provision for credit losses
712 1,995 1,881 1,388
Depreciation
1,816 1,861 1,872 3,676
Amortization of premiums, discounts and fees, net
-792 -897 -1,131 -2,272
Amortization of intangible asset
0 0 27 80
Gain on securities transactions
-0 --
Gain on sale of subsidiary
-0 773 -
Pension settlement gain
-1,552 --
Originations of loans held-for-sale
95,869 108,259 114,593 218,167
Proceeds from sales of loans held-for-sale
100,722 111,009 118,678 232,204
Mortgage banking revenues
4,252 4,155 4,794 8,010
Net additions for capitalized mortgage servicing rights
-21 39 -4 -44
Stock based compensation
501 951 448 925
Net tax benefit from stock compensation
-154 --
Net tax benefit from stock-based compensation
-22 -0 154
Deferred income taxes (benefit)
-593 840 -1,038 -1,391
Net change in operating leases
6 45 -47 33
Net gain on sales and write-downs of other real estate owned
334 -28 0 4,514
Loss on disposal of premises and equipment
0 ---
Net (increase) decrease in other assets
2,480 -3,712 1,354 -5,124
Net increase in other liabilities
-1,966 -7,770 2,001 6,363
Net cash provided by operating activities
15,935 11,560 21,563 54,491
Held To Maturity Securities
61,632 27,392 18,856 47,841
Held To Maturity
85,722 54,512 76,660 152,124
Available For Sale Securities Debt
192,707 82,407 69,603 155,436
Proceeds from the sale of securities
-0 --
Available For Sale
33,102 18,063 28,428 32,471
Equity Securities Fv Ni
60 60 0 60
Net decrease in equity securities
-46 -136 -1,097 -94
Purchases of loans held for investment
269 225 654 304
Proceeds from sales of loans
12,254 27,055 14,106 25,696
Net decrease (increase) in loans held for investment
-9,793 -11,009 -27,713 4,047
Net cash received for divestitures
-0 2,375 -
Proceeds from sales of other real estate owned
2,139 2 -1 7,341
Purchases of premises and equipment
1,279 1,622 1,745 4,222
Net cash used in investing activities
-112,891 -929 59,520 5,816
Net increase in deposits
89,305 47,400 -89,941 32,876
Net (decrease) increase in short-term borrowings
-16,816 9,848 5,703 6,237
Principal payments of subordinated notes
9,279 0 0 10,305
Repayment of other long-term borrowings
-0 --
Net increase in other long-term borrowings
-0 0 0
Dividends paid
4,628 4,438 4,439 8,186
Payments to repurchase common stock
2,639 0 0 0
Proceeds from issuance of common stock under purchase plans
12 631 91 619
Net cash provided by financing activities
55,955 53,441 -88,586 21,241
Net (decrease) increase in cash and cash equivalents
-41,001 64,072 -7,503 81,548
Cash and cash equivalents at beginning of period
529,971 465,899 391,854 -
Cash and cash equivalents at end of period
488,970 529,971 465,899 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase indeposits$89,305K Proceeds from sales ofloans held-for-sale$100,722K Proceeds from issuance ofcommon stock under...$12K Net incomeattributable to common...$15,817K Depreciation$1,816K Amortization of premiums,discounts and fees, net-$792K Provision for creditlosses$712K Deferred income taxes(benefit)-$593K Stock basedcompensation$501K Net cash provided byfinancing activities$55,955K Net cash provided byoperating activities$15,935K Canceled cashflow$33,362K Canceled cashflow$104,907K Net (decrease)increase in cash and cash...-$41,001K Canceled cashflow$71,890K Held To Maturity$85,722K Available For Sale$33,102K Proceeds from sales ofloans$12,254K Net decrease(increase) in loans held for...-$9,793K Proceeds from sales ofother real estate...$2,139K Net decrease inequity securities-$46K Net (decrease)increase in short-term...-$16,816K Principal payments ofsubordinated notes$9,279K Dividends paid$4,628K Payments to repurchasecommon stock$2,639K Originations of loansheld-for-sale$95,869K Mortgage bankingrevenues$4,252K Net (increase)decrease in other assets$2,480K Net increase inother liabilities-$1,966K Net gain on sales andwrite-downs of other real...$334K Net change inoperating leases$6K Net cash used ininvesting activities-$112,891K Canceled cashflow$143,056K Available For SaleSecurities Debt$192,707K Held To MaturitySecurities$61,632K Purchases of premises andequipment$1,279K Purchases of loans held forinvestment$269K Equity Securities Fv Ni$60K

CAPITAL CITY BANK GROUP INC (CCBG)

CAPITAL CITY BANK GROUP INC (CCBG)