For the quarter ending 2025-09-30, CCBG made $124,552K in revenue. $15,950K in net income. Net profit margin of 12.81%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans, including fees | 40,279 | 40,872 | 40,478 | 41,659 |
| Taxable | 7,175 | 6,666 | 5,802 | 4,149 |
| Tax exempt | 13 | 12 | 6 | 6 |
| Funds sold and interest bearing deposits | 3,964 | 3,909 | 3,496 | 3,514 |
| Total interest income | 51,431 | 51,459 | 49,782 | 49,328 |
| Deposits | 7,265 | 7,405 | 7,383 | 8,223 |
| Short-term borrowings | 216 | 335 | 281 | 273 |
| Subordinated notes payable | 383 | 530 | 560 | 610 |
| Other long-term borrowings | 10 | 5 | 11 | 11 |
| Total interest expense | 7,874 | 8,275 | 8,235 | 9,117 |
| Net interest income | 43,557 | 43,184 | 41,547 | 40,211 |
| Provision for credit losses | 1,881 | 620 | 768 | 1,206 |
| Net interest income after provision for credit losses | 41,676 | 42,564 | 40,779 | 39,005 |
| Noninterest income-Mortgage Banking | - | 4,190 | - | - |
| Noninterest income-Deposit Account | 5,877 | 5,320 | - | - |
| Noninterest income-Credit And Debit Card | 3,733 | 3,774 | - | - |
| Noninterest income-Investment Advisory Management And Administrative Service | 5,173 | 5,206 | - | - |
| Noninterest income | - | - | 18,158 | 17,872 |
| Noninterest income-Mortgage Banking | 4,794 | - | - | - |
| Other | 2,754 | 1,524 | 1,749 | 1,641 |
| Total noninterest income | 22,331 | 20,014 | 19,907 | 19,513 |
| Compensation | 26,056 | 26,490 | 26,248 | 25,800 |
| Occupancy, net | 7,037 | 7,071 | 6,793 | 7,098 |
| Total | - | - | 0 | - |
| Other | 9,823 | 8,977 | 5,660 | 10,023 |
| Total noninterest expense | 42,916 | 42,538 | 38,701 | 42,921 |
| Income before income taxes | 21,091 | 20,040 | 21,985 | 15,597 |
| Income tax expense | 5,141 | 4,996 | 5,127 | 2,980 |
| Net income | 15,950 | 15,044 | 16,858 | 12,617 |
| Loss attributable to noncontrolling interests | 0 | 0 | - | -501 |
| Net income attributable to common shareowners | 15,950 | 15,044 | 16,858 | 13,118 |
| Average common basic shares outstanding | 17,068,000 | 17,056,000 | 17,027 | 16,943,000 |
| Average common diluted shares outstanding | 17,114,000 | 17,088,000 | 17,044 | 16,979,000 |
| Basic net income per share (in dollars per shares) | 0.93 | 0.88 | 0.99 | 0.77 |
| Diluted net income per share (in dollars per shares) | 0.93 | 0.88 | 0.99 | 0.77 |
CAPITAL CITY BANK GROUP INC (CCBG)
CAPITAL CITY BANK GROUP INC (CCBG)