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Balance Sheets Overview

Debt to Asset Ratio
88.12%
Unit: Thousand (K) dollars
Assets Breakdown
    • Bank-owned life insurance
    • Premises and equipment, net
    • Goodwill
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Noninterest-bearing deposits
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
16,327
13,529
13,640
15,472
Interest-bearing deposits in other banks
3,817
46,908
31,686
25,240
Total cash and cash equivalents
20,144
60,437
45,326
40,712
Foreclosed assets held for sale
-
265
70
70
Available-for-sale debt securities, at fair value
328,225
355,193
317,800
292,764
Marketable equity securities, at fair value
1,616
1,490
1,383
1,335
Restricted investment in bank stocks, at cost
4,690
5,319
5,442
5,703
Loans held for sale
1,354
966
1,520
2,719
Loans receivable
1,206,184
1,181,519
1,169,857
1,157,072
Allowance for credit losses
10,261
9,968
10,548
10,167
Loans, net
1,195,923
1,171,551
1,159,309
1,146,905
Premises and equipment, net
26,449
25,991
26,496
26,789
Accrued interest receivable
5,567
5,331
5,132
5,063
Bank-owned life insurance
41,170
41,992
41,515
41,461
Investment in limited partnerships
3,973
4,159
4,532
4,719
Deferred tax asset, net
5,809
6,328
7,032
8,208
Goodwill
25,609
25,609
25,609
25,609
Other intangible assets, net
7,134
7,588
8,533
9,044
Other assets
4,669
5,109
5,251
5,114
Total assets
1,672,332
1,717,328
1,654,950
1,616,215
Interest-bearing deposits
1,156,203
1,170,358
1,124,514
1,088,383
Noninterest-bearing deposits
277,392
283,210
272,376
272,680
Total deposits
1,433,595
1,453,568
1,396,890
1,361,063
Short-term borrowings
24,296
10,654
16,893
18,121
Long-term borrowings
-
40,649
40,519
45,451
Dividends payable
-
3,537
-
-
Accrued interest payable
1,539
1,719
1,779
1,778
Other liabilities
14,235
15,143
14,384
13,527
Total liabilities
1,473,665
1,525,270
1,470,465
1,439,940
Common stock, par value 1.25 per share 15,000,000 shares authorized issued 10,922,772 and outstanding 10,614,047 at june 30, 2026 issued 10,918,987 and outstanding 10,610,262 at december 31, 2025
13,653
4,808
4,806
4,805
Additional paid-in capital
74,949
83,756
83,682
83,636
Retained earnings
126,866
121,355
113,562
108,434
Accumulated other comprehensive loss
-5,494
-6,554
-6,258
-9,293
Treasury stock, at cost 308,725 shares at june 30, 2026 and december 31, 2025
11,307
11,307
11,307
11,307
Total stockholders' equity
198,667
192,058
184,485
176,275
Total liabilities and stockholders' equity
1,672,332
1,717,328
1,654,950
1,616,215
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans receivable$1,206,184K (4.24%↑ Y/Y)Cash and due frombanks$16,327K (5.53%↑ Y/Y)Interest-bearing deposits inother banks$3,817K (-84.88%↓ Y/Y)Loans, net$1,195,923K (4.27%↑ Y/Y)Available-for-sale debtsecurities, at fair value$328,225K (12.11%↑ Y/Y)Bank-owned life insurance$41,170K (-0.70%↓ Y/Y)Premises and equipment,net$26,449K (-1.27%↓ Y/Y)Goodwill$25,609K (0.00%↑ Y/Y)Total cash and cashequivalents$20,144K (-50.52%↓ Y/Y)Other intangibleassets, net$7,134K (-21.12%↓ Y/Y)Deferred tax asset, net$5,809K (-29.23%↓ Y/Y)Accrued interestreceivable$5,567K (9.95%↑ Y/Y)Restricted investment inbank stocks, at cost$4,690K (-17.76%↓ Y/Y)Other assets$4,669K (-8.70%↓ Y/Y)Investment in limitedpartnerships$3,973K (-15.81%↓ Y/Y)Marketable equitysecurities, at fair value$1,616K (21.05%↑ Y/Y)Loans held for sale$1,354K (-50.20%↓ Y/Y)Allowance for creditlosses$10,261K (0.92%↑ Y/Y)Total assets$1,672,332K (3.47%↑ Y/Y)Total liabilities andstockholders' equity$1,672,332K (3.47%↑ Y/Y)Total liabilities$1,473,665K (2.34%↑ Y/Y)Total stockholders'equity$198,667K (12.70%↑ Y/Y)Treasury stock, at cost308,725 shares at june...$11,307K (0.00%↑ Y/Y)Accumulated othercomprehensive loss-$5,494K (40.88%↑ Y/Y)Total deposits$1,433,595K (5.33%↑ Y/Y)Short-term borrowings$24,296K (34.08%↑ Y/Y)Other liabilities$14,235K (5.23%↑ Y/Y)Accrued interestpayable$1,539K (-13.44%↓ Y/Y)Retained earnings$126,866K (17.00%↑ Y/Y)Additional paid-in capital$74,949K (-10.39%↓ Y/Y)Common stock, par value1.25 per share...$13,653K (184.14%↑ Y/Y)Interest-bearing deposits$1,156,203K (6.23%↑ Y/Y)Noninterest-bearing deposits$277,392K (1.73%↑ Y/Y)

MUNCY COLUMBIA FINANCIAL Corp (CCFN)

MUNCY COLUMBIA FINANCIAL Corp (CCFN)