For the quarter ending 2026-03-31, CCFN has $1,717,328K in assets. $1,525,270K in debts. $60,437K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 13,529 | 13,640 | 15,472 | |
| Interest-bearing deposits in other banks | 46,908 | 31,686 | 25,240 | |
| Total cash and cash equivalents | 60,437 | 45,326 | 40,712 | |
| Available-for-sale debt securities, at fair value | 355,193 | 317,800 | 292,764 | |
| Marketable equity securities, at fair value | 1,490 | 1,383 | 1,335 | |
| Restricted investment in bank stocks, at cost | 5,319 | 5,442 | 5,703 | |
| Loans held for sale | 966 | 1,520 | 2,719 | |
| Financial Asset Not Past Due | 94,219 | 91,760 | - | |
| Financing Receivables30To59Days Past Due | 209 | 263 | - | |
| Financing Receivables60To89Days Past Due | 149 | 171 | - | |
| Financing Receivables Equal To Greater Than90Days Past Due | 129 | 473 | - | |
| Financial Asset Past Due | 487 | 907 | - | |
| Commercial And Industrial | 94,706 | 92,667 | - | |
| Financial Asset Not Past Due | 414,981 | 391,711 | - | |
| Financing Receivables30To59Days Past Due | 1,360 | 1,433 | - | |
| Financing Receivables60To89Days Past Due | 538 | - | - | |
| Financing Receivables Equal To Greater Than90Days Past Due | 791 | 2,220 | - | |
| Financial Asset Past Due | 2,689 | 3,653 | - | |
| Commercial Real Estate | 417,670 | 395,364 | - | |
| Financial Asset Not Past Due | 641,902 | 652,965 | - | |
| Financing Receivables30To59Days Past Due | 5,805 | 3,523 | - | |
| Financing Receivables60To89Days Past Due | 593 | 2,088 | - | |
| Financing Receivables Equal To Greater Than90Days Past Due | 2,603 | 4,609 | - | |
| Financial Asset Past Due | 9,001 | 10,220 | - | |
| Residential Real Estate | 650,903 | 663,185 | - | |
| Financial Asset Not Past Due | 18,009 | 18,411 | - | |
| Financing Receivables30To59Days Past Due | 119 | 66 | - | |
| Financing Receivables60To89Days Past Due | 26 | 82 | - | |
| Financing Receivables Equal To Greater Than90Days Past Due | 86 | 82 | - | |
| Financial Asset Past Due | 231 | 230 | - | |
| Consumer And Other | 18,240 | 18,641 | - | |
| Loans receivable | 1,181,519 | 1,169,857 | 1,157,072 | |
| Individually evaluated | 3,410 | 4,606 | - | |
| Collectively evaluated | 6,558 | 5,942 | - | |
| Allowance for credit losses | 9,968 | 10,548 | 10,167 | |
| Loans, net | 1,171,551 | 1,159,309 | 1,146,905 | |
| Premises and equipment, net | 25,991 | 26,496 | 26,789 | |
| Foreclosed assets held for sale | 265 | 70 | 70 | |
| Accrued interest receivable | 5,331 | 5,132 | 5,063 | |
| Bank-owned life insurance | 41,992 | 41,515 | 41,461 | |
| Investment in limited partnerships | 4,159 | 4,532 | 4,719 | |
| Deferred tax asset, net | 6,328 | 7,032 | 8,208 | |
| Goodwill | 25,609 | 25,609 | 25,609 | |
| Other intangible assets, net | 7,588 | 8,533 | 9,044 | |
| Other assets | 5,109 | 5,251 | 5,114 | |
| Total assets | 1,717,328 | 1,654,950 | 1,616,215 | |
| Interest-bearing deposits | 1,170,358 | 1,124,514 | 1,088,383 | |
| Noninterest-bearing deposits | 283,210 | 272,376 | 272,680 | |
| Total deposits | 1,453,568 | 1,396,890 | 1,361,063 | |
| Short-term borrowings | 10,654 | 16,893 | 18,121 | |
| Long-term borrowings | 40,649 | 40,519 | 45,451 | |
| Dividends payable | 3,537 | - | - | |
| Accrued interest payable | 1,719 | 1,779 | 1,778 | |
| Other liabilities | 15,143 | 14,384 | 13,527 | |
| Total liabilities | 1,525,270 | 1,470,465 | 1,439,940 | |
| Common stock, par value 1.25 per share 15,000,000 shares authorized issued 3,846,134 and outstanding 3,537,409 at march 31, 2026 issued 3,845,479 and outstanding 3,536,754 at december 31, 2025 | 4,808 | 4,806 | 4,805 | |
| Additional paid-in capital | 83,756 | 83,682 | 83,636 | |
| Retained earnings | 121,355 | 113,562 | 108,434 | |
| Accumulated other comprehensive loss | -6,554 | -6,258 | -9,293 | |
| Treasury stock, at cost 308,725 shares at march 31, 2026 and december 31, 2025 | 11,307 | 11,307 | 11,307 | |
| Total stockholders' equity | 192,058 | 184,485 | 176,275 | |
| Total liabilities and stockholders' equity | 1,717,328 | 1,654,950 | 1,616,215 | |
MUNCY COLUMBIA FINANCIAL Corp (CCFN)
MUNCY COLUMBIA FINANCIAL Corp (CCFN)