For the quarter ending 2025-09-30, CCFN has $1,654,950K in assets. $1,470,465K in debts. $45,326K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 13,640 | 15,472 | ||
| Interest-bearing deposits in other banks | 31,686 | 25,240 | ||
| Total cash and cash equivalents | 45,326 | 40,712 | ||
| Available-for-sale debt securities, at fair value | 317,800 | 292,764 | ||
| Marketable equity securities, at fair value | 1,383 | 1,335 | ||
| Restricted investment in bank stocks, at cost | 5,442 | 5,703 | ||
| Loans held for sale | 1,520 | 2,719 | ||
| Financial Asset Not Past Due | 91,760 | - | ||
| Financing Receivables30To59Days Past Due | 263 | - | ||
| Financing Receivables60To89Days Past Due | 171 | - | ||
| Financing Receivables Equal To Greater Than90Days Past Due | 473 | - | ||
| Financial Asset Past Due | 907 | - | ||
| Commercial And Industrial | 92,667 | - | ||
| Financial Asset Not Past Due | 391,711 | - | ||
| Financing Receivables30To59Days Past Due | 1,433 | - | ||
| Financing Receivables Equal To Greater Than90Days Past Due | 2,220 | - | ||
| Financial Asset Past Due | 3,653 | - | ||
| Commercial Real Estate | 395,364 | - | ||
| Financial Asset Not Past Due | 652,965 | - | ||
| Financing Receivables30To59Days Past Due | 3,523 | - | ||
| Financing Receivables60To89Days Past Due | 2,088 | - | ||
| Financing Receivables Equal To Greater Than90Days Past Due | 4,609 | - | ||
| Financial Asset Past Due | 10,220 | - | ||
| Residential Real Estate | 663,185 | - | ||
| Financial Asset Not Past Due | 18,411 | - | ||
| Financing Receivables30To59Days Past Due | 66 | - | ||
| Financing Receivables60To89Days Past Due | 82 | - | ||
| Financing Receivables Equal To Greater Than90Days Past Due | 82 | - | ||
| Financial Asset Past Due | 230 | - | ||
| Consumer And Other | 18,641 | - | ||
| Loans receivable | 1,169,857 | 1,157,072 | ||
| Individually evaluated | 4,606 | - | ||
| Collectively evaluated | 5,942 | - | ||
| Allowance for credit losses | 10,548 | 10,167 | ||
| Loans, net | 1,159,309 | 1,146,905 | ||
| Premises and equipment, net | 26,496 | 26,789 | ||
| Foreclosed assets held for sale | 70 | 70 | ||
| Accrued interest receivable | 5,132 | 5,063 | ||
| Bank-owned life insurance | 41,515 | 41,461 | ||
| Investment in limited partnerships | 4,532 | 4,719 | ||
| Deferred tax asset, net | 7,032 | 8,208 | ||
| Goodwill | 25,609 | 25,609 | ||
| Other intangible assets, net | 8,533 | 9,044 | ||
| Other assets | 5,251 | 5,114 | ||
| Total assets | 1,654,950 | 1,616,215 | ||
| Interest-bearing deposits | 1,124,514 | 1,088,383 | ||
| Noninterest-bearing deposits | 272,376 | 272,680 | ||
| Total deposits | 1,396,890 | 1,361,063 | ||
| Short-term borrowings | 16,893 | 18,121 | ||
| Long-term borrowings | 40,519 | 45,451 | ||
| Accrued interest payable | 1,779 | 1,778 | ||
| Other liabilities | 14,384 | 13,527 | ||
| Total liabilities | 1,470,465 | 1,439,940 | ||
| Common stock, par value 1.25 per share 15,000,000 shares authorized issued 3,844,702 and outstanding 3,535,977 at september 30, 2025 issued 3,841,438 and outstanding 3,532,713 at december 31, 2024 | 4,806 | 4,805 | ||
| Additional paid-in capital | 83,682 | 83,636 | ||
| Retained earnings | 113,562 | 108,434 | ||
| Accumulated other comprehensive loss | -6,258 | -9,293 | ||
| Treasury stock, at cost 308,725 shares at september 30, 2025 and december 31, 2024 | 11,307 | 11,307 | ||
| Total stockholders' equity | 184,485 | 176,275 | ||
| Total liabilities and stockholders' equity | 1,654,950 | 1,616,215 | ||
MUNCY COLUMBIA FINANCIAL Corp (CCFN)
MUNCY COLUMBIA FINANCIAL Corp (CCFN)