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Cash Flow Overview

Change in Cash
-$40,293K
Free Cash flow
$4,770K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from paydowns, calls an...
    • Net increase (decrease) in short...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Repayment of long-term borrowing...
    • Net increase in loans
    • Net increase in deposits
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Net income
7,155
-9,676
6,719
10,113
Provision for credit losses
394
-774
479
364
Depreciation and amortization of premises and equipment
373
-742
381
739
Accretion of loan fair value adjustments, net
-2,197
5,028
-2,349
-4,936
Amortization of deposit fair value adjustments, net
41
-182
56
169
(gains) losses on marketable equity securities
126
51
48
-20
Realized losses on available-for-sale debt securities, net
-1,019
-
0
-426
Accretion of investment securities, net
569
-373
393
500
(gains) losses on disposal of premises and equipment, net
0
128
-64
-59
Gain on sale of foreclosed assets held for sale, net
-4
84
0
10
Deferred income taxes
237
-618
369
581
Earnings on bank-owned life insurance
257
-467
235
464
Loss (gain) on sale of loans
155
-977
186
154
Proceeds from sale of mortgage loans
6,662
-3,872
9,848
6,322
Originations of mortgage loans held for resale
6,895
-12,461
8,463
7,196
Amortization of intangibles
454
-1,078
511
1,021
Amortization ofinvestment in limited partnerships
186
-373
187
373
Gain on settlement of bank-owned life insurance claims
485
-
120
-
(increase) decrease in accrued interest receivable and other assets
-204
1,394
-98
-666
Increase in accrued interest payable and other liabilities
-1,088
-702
587
2,110
Other, net
-334
143
-66
-141
Net cash provided by operating activities
5,597
-817
7,571
9,844
Purchases
15,540
-30,958
32,357
37,240
Proceeds from sales
-18,308
-
0
29,574
Proceeds from maturities of interest-bearing time deposits
-
-
-
0
Proceeds from paydowns, calls and maturities
31,708
-47,845
11,827
44,050
Purchase of bank-owned life insurance
24
-27
3
44
Proceeds from settlement of bank-owned life insurance claims
1,708
-
-
-
Proceeds from redemption of restricted investment in bank stocks
2,304
-4,424
282
4,268
Acquisition of customer relationship intangibles
-
-
0
18
Purchase of restricted investment in bank stocks
1,675
-2,864
21
2,876
Net increase in loans
22,569
-25,046
10,534
26,324
Proceeds from sale of premises and equipment
0
5
-
-
Proceeds from sale of foreclosed assets held for sale
261
284
0
80
Acquisition of premises and equipment
827
-1,140
147
1,094
Net cash (used for) provided by investing activities
6,612
-21,501
-30,953
10,376
Net increase in deposits
20,014
63,463
-35,771
-68,465
Net increase (decrease) in short-term borrowings
13,642
49,694
-1,228
-50,267
Repayment of long-term borrowings
25,760
-
4,999
10,225
Proceeds from issuance of common stock
35
-96
43
86
Cash dividends paid
5,181
-4,910
1,591
4,947
Net cash (used for) provided by financing activities
-52,502
6,269
27,996
3,112
Net (decrease) increase in cash and cash equivalents
-40,293
-16,049
4,614
23,332
Cash and cash equivalents, beginning of period
45,326
45,326
17,380
-
Cash and cash equivalents, end of period
20,144
60,437
45,326
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from paydowns,calls and maturities$31,708K (-28.02%↓ Y/Y)Net income$7,155K (-29.25%↓ Y/Y)something is missing$29,574K Proceeds from redemptionof restricted...$2,304K (-46.02%↓ Y/Y)Proceeds from settlementof bank-owned life...$1,708K Proceeds from sale offoreclosed assets held for...$261K (226.25%↑ Y/Y)Proceeds from sale ofmortgage loans$6,662K (5.38%↑ Y/Y)Realized losses onavailable-for-sale debt...-$1,019K (-139.20%↓ Y/Y)Amortization of intangibles$454K (-55.53%↓ Y/Y)Provision for creditlosses$394K (8.24%↑ Y/Y)Depreciation andamortization of premises and...$373K (-49.53%↓ Y/Y)Other, net-$334K (-136.88%↓ Y/Y)something is missing$306K Deferred income taxes$237K (-59.21%↓ Y/Y)(increase) decrease inaccrued interest...-$204K (69.37%↑ Y/Y)Amortization ofinvestment inlimited partnerships$186K (-50.13%↓ Y/Y)Amortization of deposit fairvalue adjustments,...$41K (-75.74%↓ Y/Y)Gain on sale offoreclosed assets held for...-$4K (-140.00%↓ Y/Y)Net cash (used for)provided by investing...$6,612K (-36.28%↓ Y/Y)Net cash provided byoperating activities$5,597K (-43.14%↓ Y/Y)Canceled cashflow$58,943K Canceled cashflow$11,772K Net (decrease)increase in cash and cash...-$40,293K (-272.69%↓ Y/Y)Canceled cashflow$12,209K Net increase(decrease) in short-term...$13,642K (127.14%↑ Y/Y)Proceeds from issuance ofcommon stock$35K (-59.30%↓ Y/Y)Net increase inloans$22,569K (-14.26%↓ Y/Y)Proceeds from sales-$18,308K (-161.91%↓ Y/Y)Purchases$15,540K (-58.27%↓ Y/Y)Purchase of restrictedinvestment in bank stocks$1,675K (-41.76%↓ Y/Y)Acquisition of premises andequipment$827K (-24.41%↓ Y/Y)Purchase of bank-ownedlife insurance$24K (-45.45%↓ Y/Y)Originations of mortgageloans held for resale$6,895K (-4.18%↓ Y/Y)Accretion of loan fairvalue adjustments,...-$2,197K (55.49%↑ Y/Y)Increase in accruedinterest payable and...-$1,088K (-151.56%↓ Y/Y)Accretion of investmentsecurities, net$569K (13.80%↑ Y/Y)Gain on settlement ofbank-owned life insurance...$485K Earnings on bank-ownedlife insurance$257K (-44.61%↓ Y/Y)Loss (gain) on sale ofloans$155K (0.65%↑ Y/Y)(gains) losses onmarketable equity...$126K (730.00%↑ Y/Y)Net cash (used for)provided by financing...-$52,502K (-1787.08%↓ Y/Y)Canceled cashflow$13,677K Repayment of long-termborrowings$25,760K (151.93%↑ Y/Y)Net increase indeposits$20,014K (129.23%↑ Y/Y)something is missing-$15,224K Cash dividends paid$5,181K (4.73%↑ Y/Y)

MUNCY COLUMBIA FINANCIAL Corp (CCFN)

MUNCY COLUMBIA FINANCIAL Corp (CCFN)