For the quarter ending 2025-09-30, CCNE had $12,677K increase in cash & cash equivalents over the period. $4,934K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 7,045 | 25,437 |
| Provision for credit loss expense | 18,456 | 5,894 |
| Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights | 3,189 | 3,900 |
| Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income | 4,797 | 3,414 |
| Net amortization of deferred costs on borrowings | 76 | 152 |
| Net realized (gains) losses on sales of available-for-sale securities | 397 | - |
| Net realized and unrealized gains on equity securities | 664 | 318 |
| (gain) loss on sale of loans held for sale | -381 | 119 |
| Net (gains) losses on dispositions of premises and equipment and foreclosed assets | 298 | -140 |
| Proceeds from sale of loans receivable | 8,963 | 8,775 |
| Origination of loans held for sale | 8,130 | 9,163 |
| Income on bank owned life insurance | 975 | 1,556 |
| Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value) | 0 | 180 |
| Restricted stock compensation expense | 791 | 1,100 |
| Accrued interest receivable and other assets | 7,837 | -6 |
| Accrued interest payable, lease liabilities, and other liabilities | -8,753 | 1,175 |
| Net cash provided by operating activities | 7,050 | 31,829 |
| Proceeds from maturities, prepayments and calls of available-for-sale securities | 39,196 | 50,848 |
| Proceeds from sales of available-for-sale securities | 258,295 | - |
| Purchase of available-for-sale securities | 74,944 | 93,211 |
| Proceeds from maturities, prepayments and calls of held-to-maturity securities | 21,034 | 36,540 |
| Proceeds from sale of equity securities | 1,164 | - |
| Purchase of equity securities | 68 | 163 |
| Proceeds from sales of loans classified as portfolio loans | 23,215 | 0 |
| Net increase in loans receivable | 101,772 | 125,882 |
| Proceeds from death benefit of bank owned life insurance policies | 0 | 884 |
| Net cash from business combinations | 27,403 | - |
| Purchase of fhlb, other equity, and restricted equity interests | -5,551 | 1,490 |
| Purchase of premises and equipment | 2,116 | 4,087 |
| Proceeds from the sale of premises and equipment and foreclosed assets | 238 | 1,451 |
| Net cash provided (used) by investing activities | 197,196 | -135,110 |
| Net increase in checking, money market and savings accounts | 86,323 | 68,701 |
| Net increase (decrease) in certificates of deposit | -16,113 | 27,017 |
| Purchase of treasury stock | 1 | 332 |
| Cash dividends paid, common stock | 5,306 | 7,579 |
| Cash dividends paid, preferred stock | 1,076 | 2,150 |
| Net change in short-term borrowings | -255,396 | - |
| Net cash provided (used) by financing activities | -191,569 | 85,657 |
| Net increase (decrease) in cash and cash equivalents | 12,677 | -17,624 |
| Cash and cash equivalents at beginning of period | 443,035 | - |
| Cash and cash equivalents at end of period | 438,088 | - |
CNB FINANCIAL CORP PA (CCNE)
CNB FINANCIAL CORP PA (CCNE)