For the quarter ending 2025-09-30, CCNE made $210,884,000 in revenue. $5,969,000 in net income. Net profit margin of 2.83%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | |
|---|---|---|---|---|
| Interest and fees on loans receivable | 98,092,000 | 75,408,000 | - | |
| Taxable | 10,316,000 | 10,118,000 | - | |
| Tax-exempt | 150,000 | 149,000 | - | |
| Dividends | 87,000 | 96,000 | - | |
| Total interest and dividend income | 108,645,000 | 85,771,000 | - | |
| Deposits | 37,941,000 | 32,276,000 | - | |
| Borrowed funds and finance lease liabilities | 2,501,000 | 222,000 | - | |
| Subordinated notes and debentures | 1,074,000 | 1,076,000 | - | |
| Total interest expense | 41,516,000 | 33,574,000 | - | |
| Net interest income | 67,129,000 | 52,197,000 | - | |
| Provision for credit loss expense | 18,456,000 | 4,338,000 | - | |
| Net interest income after provision for credit loss expense | 48,673,000 | 47,859,000 | - | |
| Service charges on deposit accounts | 2,222,000 | 1,656,000 | - | |
| Other service charges and fees | 480,000 | 427,000 | - | |
| Wealth and asset management fees | 2,359,000 | 2,109,000 | - | |
| Net realized gains (losses) on available-for-sale securities (includes 397, , 397, and accumulated other comprehensive income reclassifications for net realized gains (losses) on available-for-sale securities, respectively) | 397,000 | - | - | |
| Net realized and unrealized gains on equity securities | 664,000 | 567,000 | - | |
| Mortgage banking | 196,000 | 172,000 | - | |
| Bank owned life insurance | 975,000 | 976,000 | - | |
| Card processing and interchange income | 2,336,000 | 2,278,000 | - | |
| Other non-interest income | 937,000 | 823,000 | - | |
| Total non-interest income | 10,566,000 | 9,008,000 | - | |
| Compensation and benefits | 23,339,000 | 19,348,000 | - | |
| Net occupancy expense | 4,823,000 | 4,032,000 | - | |
| Amortization of core deposit intangible | 780,000 | - | - | |
| Technology expense | 5,485,000 | 5,462,000 | - | |
| State and local taxes | 1,292,000 | 1,301,000 | - | |
| Legal, professional, and examination fees | 1,637,000 | 997,000 | - | |
| Advertising | 754,000 | 556,000 | - | |
| Fdic insurance premiums | 940,000 | 937,000 | - | |
| Card processing and interchange expenses | 1,300,000 | 1,253,000 | - | |
| Merger and integration costs | 4,155,000 | 357,000 | - | |
| Other non-interest expenses | 5,652,000 | 5,374,000 | - | |
| Total non-interest expenses | 50,157,000 | 39,617,000 | - | |
| Income before income taxes | 9,082,000 | 17,250,000 | - | |
| Income tax expense (includes 83, , 83 and income tax expense from reclassification items, respectively) | 2,037,000 | 3,294,000 | - | |
| Net income | 7,045,000 | 13,956,000 | 13,643,750 | |
| Preferred stock dividends | 1,076,000 | 1,075,000 | 1,075,500 | |
| Net income available to common shareholders | 5,969,000 | 12,881,000 | 12,568,250 | |
| Average common shares outstanding, basic (in share) | 27,178,623 | 20,881,164 | 5,209,500 | |
| Average common shares outstanding, diluted (in shares) | 27,280,298 | 20,953,000 | 5,225,000 | |
| Basic earnings per common share (in dollars per share) | 0.22 | 0.61 | 0.598 | |
| Diluted earnings per common share (in dollars per share) | 0.22 | 0.61 | 0.598 | |
CNB FINANCIAL CORP PA (CCNE)
CNB FINANCIAL CORP PA (CCNE)