Financial insights of CCNE

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans receivable	101,327	103,601*	98,092	75,408
Taxable	10,147	9,328*	10,316	10,118
Tax-exempt	148	155*	150	149
Dividends	416	546*	87	96
Total interest and dividend income	112,038	113,629*	108,645	85,771
Deposits	35,967	35,240*	37,941	32,276
Borrowed funds and finance lease liabilities	1,702	1,374*	2,501	222
Subordinated notes and debentures	1,046	1,061*	1,074	1,076
Total interest expense	38,715	37,674*	41,516	33,574
Net interest income	73,323	75,955*	67,129	52,197
Provision for credit gain expense	998	-25,336*	18,456	4,338
Net interest income after provision for credit loss expense	72,325	101,291*	48,673	47,859
Service charges on deposit accounts	2,034	1,984*	2,222	1,656
Other service charges and fees	422	502*	480	427
Wealth and asset management fees	2,357	4,083*	2,359	2,109
Net realized losss on available-for-sale securities (includes 331 and 0 accumulated other comprehensive income reclassifications for net realized losss on available-for-sale securities, respectively)	331	-23*	397	-
Net realized and unrealized losss on equity securities	-89	-584*	664	567
Mortgage banking	341	204*	196	172
Bank owned life insurance	986	1,844*	975	976
Card processing and interchange income	2,586	2,304*	2,336	2,278
Other non-interest income	1,030	492*	937	823
Total non-interest income	9,998	10,804*	10,566	9,008
Compensation and benefits	24,983	26,863*	23,339	19,348
Net occupancy expense	5,449	4,940*	4,823	4,032
Amortization of core deposit intangible	1,005	-492*	780	-
Technology expense	7,181	7,324*	5,485	5,462
State and local taxes	821	1,404*	1,292	1,301
Legal, professional, and examination fees	772	536*	1,637	997
Advertising	788	855*	754	556
Fdic insurance premiums	807	1,248*	940	937
Card processing and interchange expenses	1,507	1,354*	1,300	1,253
Merger and integration costs	0	7,056*	4,155	357
Other non-interest expenses	5,874	5,135*	5,652	5,374
Total non-interest expenses	49,187	56,220*	50,157	39,617
Income before income taxes	33,136	55,875*	9,082	17,250
Income tax expense (includes 70 and 0 income tax expense from reclassification items, respectively)	6,100	8,338*	2,037	3,294
Net income	27,036	47,537*	7,045	13,956
Net change in unrealized gains on available-for-sale securities, net of reclassification and tax	-	3,376*	-	-
Amortization of unrealized gains from held-to-maturity securities, net of tax	-	-119*	-	-
Change in actuarial gains (losses), for post-employment health care plan, net of amortization and tax	-	127*	-	-
Change in actuarial losses, for pension plan, net of tax	-	-141*	-	-
Change in fair value of interest rate swap agreements designated as a cash flow hedge, net of interest and tax	-	0*	-	-
Total other comprehensive income	-	3,227*	-	-
Preferred stock dividends	1,075	-	1,076	1,075
Comprehensive income	-	50,764	-	-
Net income available to common shareholders	25,961	-	5,969	12,881

Basic EPS	0.88	1.975	0.22	0.61
Diluted EPS	0.88	1.97	0.22	0.61
Basic Average Shares	29,317,224	25,698,377	27,178,623	20,881,000
Diluted Average Shares	29,439,453	25,773,811	27,280,298	20,952,891

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$25,961KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$25,961KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars