Financial insights of CCNE

MyFinsight

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans receivable	101,327	103,601*	98,092	75,408
Taxable	10,147	9,328*	10,316	10,118
Tax-exempt	148	155*	150	149
Dividends	416	546*	87	96
Total interest and dividend income	112,038	113,629*	108,645	85,771
Deposits	35,967	35,240*	37,941	32,276
Borrowed funds and finance lease liabilities	1,702	1,374*	2,501	222
Subordinated notes and debentures	1,046	1,061*	1,074	1,076
Total interest expense	38,715	37,674*	41,516	33,574
Net interest income	73,323	75,955*	67,129	52,197
Provision for credit gain expense	998	-25,336*	18,456	4,338
Net interest income after provision for credit loss expense	72,325	101,291*	48,673	47,859
Service charges on deposit accounts	2,034	1,984*	2,222	1,656
Other service charges and fees	422	502*	480	427
Wealth and asset management fees	2,357	4,083*	2,359	2,109
Net realized losss on available-for-sale securities (includes 331 and 0 accumulated other comprehensive income reclassifications for net realized losss on available-for-sale securities, respectively)	331	-23*	397	NaN
Net realized and unrealized losss on equity securities	-89	-584*	664	567
Mortgage banking	341	204*	196	172
Bank owned life insurance	986	1,844*	975	976
Card processing and interchange income	2,586	2,304*	2,336	2,278
Other non-interest income	1,030	492*	937	823
Total non-interest income	9,998	10,804*	10,566	9,008
Compensation and benefits	24,983	26,863*	23,339	19,348
Net occupancy expense	5,449	4,940*	4,823	4,032
Amortization of core deposit intangible	1,005	-492*	780	NaN
Technology expense	7,181	7,324*	5,485	5,462
State and local taxes	821	1,404*	1,292	1,301
Legal, professional, and examination fees	772	536*	1,637	997
Advertising	788	855*	754	556
Fdic insurance premiums	807	1,248*	940	937
Card processing and interchange expenses	1,507	1,354*	1,300	1,253
Merger and integration costs	0	7,056*	4,155	357
Other non-interest expenses	5,874	5,135*	5,652	5,374
Total non-interest expenses	49,187	56,220*	50,157	39,617
Income before income taxes	33,136	55,875*	9,082	17,250
Income tax expense (includes 70 and 0 income tax expense from reclassification items, respectively)	6,100	8,338*	2,037	3,294
Net income	27,036	47,537*	7,045	13,956
Net change in unrealized gains on available-for-sale securities, net of reclassification and tax	NaN	3,376*	NaN	NaN
Amortization of unrealized gains from held-to-maturity securities, net of tax	NaN	-119*	NaN	NaN
Change in actuarial gains (losses), for post-employment health care plan, net of amortization and tax	NaN	127*	NaN	NaN
Change in actuarial losses, for pension plan, net of tax	NaN	-141*	NaN	NaN
Change in fair value of interest rate swap agreements designated as a cash flow hedge, net of interest and tax	NaN	0*	NaN	NaN
Total other comprehensive income	NaN	3,227*	NaN	NaN
Preferred stock dividends	1,075	NaN	1,076	1,075
Comprehensive income	NaN	50,764	NaN	NaN
Net income available to common shareholders	25,961	NaN	5,969	12,881

Basic EPS	0.88	1.975	0.22	0.61
Diluted EPS	0.88	1.97	0.22	0.61
Basic Average Shares	29,317,224	25,698,377	27,178,623	20,881,000
Diluted Average Shares	29,439,453	25,773,811	27,280,298	20,952,891

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$25,961KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$25,961KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars