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Cash Flow Overview

Change in Cash
-$144,021K
Free Cash flow
$35,981K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from maturities, prepay...
    • Net income
    • Proceeds from maturities, prepay...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans receivable
    • Net increase in checking, money ...
    • Redemption of subordinated notes
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
28,304
27,036
33,649
32,482
Provision for credit loss expense
1,777
998
-15,495
24,350
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights
3,862
3,644
3,817
7,089
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income
6,040
4,578
4,716
8,211
Net amortization of deferred costs on borrowings
50
76
76
228
Deferred tax (benefit) expense
-
-
-5,068
-
Net realized gains on sales of available-for-sale securities
0
331
771
397
Net realized and unrealized gains on equity securities
707
-89
280
982
Gain on sale of loans held for sale
248
356
-992
-262
Net losses on dispositions of premises and equipment and foreclosed assets
-185
-16
2
158
Proceeds from sale of loans held for sale
7,650
9,350
12,137
17,738
Origination of loans held for sale
9,575
7,778
13,722
17,293
Income on bank owned life insurance
1,024
986
2,239
2,531
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value)
143
-
-1,391
180
Restricted stock compensation expense
1,036
791
778
1,891
Stock-based contribution expense
-
-
0
-
Accrued interest receivable and other assets
4,130
-3,779
-9,637
7,831
Accrued interest payable, lease liabilities, and other liabilities
15,906
-12,560
-4,216
-7,578
Net cash provided by operating activities
36,903
19,190
26,104
38,879
Proceeds from maturities, prepayments and calls of available-for-sale securities
32,348
27,875
36,192
90,044
Proceeds from sales of available-for-sale securities
0
36,670
82,671
258,295
Proceeds from sale of equity securities
-
-
0
1,164
Purchase of available-for-sale securities
31,994
179,896
167,665
168,155
Proceeds from maturities, prepayments and calls of held-to-maturity securities
22,312
17,129
7,303
57,574
Purchase of equity securities
71
128
80
231
Proceeds from loans held for sale previously classified as portfolio loans
-
-
47,785
23,215
Net increase in loans receivable
76,683
-63,252
48,340
227,654
Proceeds from death benefit of bank owned life insurance policies
618
-
1,587
884
Net cash from business combinations
-
-
0
27,403
Purchase of fhlb, other equity, and restricted equity interests
1,927
16,946
-2,312
-4,061
Purchase of premises and equipment
922
362
129
6,203
Proceeds from the sale of premises and equipment and foreclosed assets
531
57
3,922
1,689
Purchase of other intangibles
-
-
0
-
Net cash used by investing activities
-55,788
-52,349
-34,442
62,086
Net increase in checking, money market and savings accounts
-53,022
57,858
162,605
155,024
Net increase in certificates of deposit
-6,790
55,309
-40,474
10,904
Net decrease in deposits held for sale
-8,620
1,804
-
-
Purchase of treasury stock
0
542
0
333
Cash dividends paid, common stock
5,629
5,631
5,305
12,885
Cash dividends paid, preferred stock
1,075
1,075
1,076
3,226
Net decrease in short-term borrowings
-
-
-17,604
-255,396
Redemption of subordinated notes
50,000
-
-
-
Net cash (used) provided by financing activities
-125,136
107,723
98,146
-105,912
Net decrease in cash and cash equivalents
-144,021
74,564
89,808
-4,947
Cash and cash equivalents, beginning
602,460
527,896
438,088
443,035
Cash and cash equivalents, ending
458,439
602,460
527,896
438,088
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$28,304K Accrued interestpayable, lease...$15,906K Proceeds from sale ofloans held for sale$7,650K Depreciation andamortization of premises and...$3,862K Provision for credit lossexpense$1,777K Restricted stockcompensation expense$1,036K Net losses ondispositions of premises and...-$185K Net amortization ofdeferred costs on...$50K Net cash provided byoperating activities$36,903K Canceled cashflow$21,867K Net decrease in cashand cash...-$144,021K Canceled cashflow$36,903K Proceeds frommaturities, prepayments and...$32,348K Proceeds frommaturities, prepayments and...$22,312K Proceeds from deathbenefit of bank owned...$618K Proceeds from the sale ofpremises and equipment...$531K Origination of loans held forsale$9,575K Accretion of securities,deferred loan fees and...$6,040K Accrued interestreceivable and other assets$4,130K Income on bank ownedlife insurance$1,024K Net realized andunrealized gains on equity...$707K Gain on sale of loansheld for sale$248K Gain on bank ownedlife insurance...$143K Net cash (used)provided by financing...-$125,136K Net cash used byinvesting activities-$55,788K Canceled cashflow$55,809K Net increase inchecking, money market and...-$53,022K Redemption of subordinatednotes$50,000K Net decrease indeposits held for sale-$8,620K Net increase incertificates of deposit-$6,790K Cash dividends paid,common stock$5,629K Cash dividends paid,preferred stock$1,075K Net increase inloans receivable$76,683K Purchase ofavailable-for-sale securities$31,994K Purchase of fhlb, otherequity, and restricted...$1,927K Purchase of premises andequipment$922K Purchase of equitysecurities$71K

CNB FINANCIAL CORP PA (CCNEP)

CNB FINANCIAL CORP PA (CCNEP)