For the year ending 2025-12-31, CCNEP had $84,861K increase in cash & cash equivalents over the period. $58,651K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 66,131 |
| Provision for credit loss expense | 8,855 |
| Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights | 10,906 |
| Net accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income | 12,927 |
| Net amortization of deferred costs on borrowings | 304 |
| Deferred tax (benefit) expense | -5,068 |
| Net realized gains on sales of available-for-sale securities | 1,168 |
| Net realized and unrealized losses (gains) on equity securities | 1,262 |
| Losses (gains) on sale of loans held for sale | -1,254 |
| Net (gains) losses on dispositions of premises and equipment and foreclosed assets | 160 |
| Proceeds from sale of loans receivable | 29,875 |
| Origination of loans held for sale | 31,015 |
| Income on bank owned life insurance | 4,770 |
| Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value) | -1,211 |
| Restricted stock compensation expense | 2,669 |
| Stock-based contribution expense | 0 |
| Accrued interest receivable and other assets | -1,806 |
| Accrued interest payable, lease liabilities, and other liabilities | -11,794 |
| Net cash provided by operating activities | 64,983 |
| Proceeds from maturities, prepayments and calls of available-for-sale securities | 126,236 |
| Proceeds from sales of available-for-sale securities | 340,966 |
| Proceeds from sale of equity securities | 1,164 |
| Purchase of available-for-sale securities | 335,820 |
| Proceeds from maturities, prepayments and calls of held-to-maturity securities | 64,877 |
| Purchase of equity securities | 311 |
| Proceeds from loans held for sale previously classified as portfolio loans | 71,000 |
| Net increase in loans receivable | 275,994 |
| Proceeds from death benefit of bank owned life insurance policies | 2,471 |
| Net cash from business combinations | 27,403 |
| Redemption (purchase) of fhlb, other equity, and restricted equity interests | -6,373 |
| Purchase of premises and equipment | 6,332 |
| Proceeds from the sale of premises and equipment and foreclosed assets | 5,611 |
| Purchase of other intangibles | 0 |
| Net cash used by investing activities | 27,644 |
| Net increase in checking, money market and savings accounts | 317,629 |
| Net (decrease) increase in certificates of deposit | -29,570 |
| Purchase of treasury stock | 333 |
| Cash dividends paid, common stock | 18,190 |
| Cash dividends paid, preferred stock | 4,302 |
| Net decrease in short-term borrowings | -273,000 |
| Net cash provided by financing activities | -7,766 |
| Net increase in cash and cash equivalents | 84,861 |
| Cash and cash equivalents, beginning | 443,035 |
| Cash and cash equivalents, ending | 527,896 |
CNB FINANCIAL CORP PA (CCNEP)
CNB FINANCIAL CORP PA (CCNEP)