Financial insights of CCNEP

MyFinsight

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Interest and fees on loans receivable	101,327	56,667*	98,092
Taxable	10,147	9,031*	10,316
Tax-exempt	148	153*	150
Dividends	416	559*	87
Total interest and dividend income	112,038	66,410*	108,645
Deposits	35,967	26,742*	37,941
Borrowed funds and finance lease liabilities	1,702	-2,045*	2,501
Subordinated notes and debentures	1,046	1,064*	1,074
Total interest expense	38,715	25,761*	41,516
Net interest income	73,323	40,649*	67,129
Provision for credit gain expense	998	-59,422*	18,456
Net interest income after provision for credit loss expense	72,325	100,071*	48,673
Service charges on deposit accounts	2,034	1,135*	2,222
Other service charges and fees	422	422*	480
Wealth and asset management fees	2,357	3,112*	2,359
Net realized losss on available-for-sale securities (includes 331 and 0 accumulated other comprehensive income reclassifications for net realized losss on available-for-sale securities, respectively)	331	-23*	397
Net realized and unrealized losss on equity securities	-89	-730*	664
Mortgage banking	341	168*	196
Bank owned life insurance	986	1,845*	975
Card processing and interchange income	2,586	2,217*	2,336
Other non-interest income	1,030	321*	937
Total non-interest income	9,998	8,467*	10,566
Compensation and benefits	24,983	19,706*	23,339
Net occupancy expense	5,449	3,753*	4,823
Amortization of core deposit intangible	1,005	-492*	780
Technology expense	7,181	7,289*	5,485
State and local taxes	821	1,417*	1,292
Legal, professional, and examination fees	772	-424*	1,637
Advertising	788	558*	754
Fdic insurance premiums	807	1,243*	940
Card processing and interchange expenses	1,507	1,283*	1,300
Merger and integration costs	0	1,359*	4,155
Other non-interest expenses	5,874	4,718*	5,652
Total non-interest expenses	49,187	40,410*	50,157
Income before income taxes	33,136	68,128*	9,082
Income tax expense (includes 70 and 0 income tax expense from reclassification items, respectively)	6,100	10,223*	2,037
Net income	27,036	57,905*	7,045
Net change in unrealized gains on available-for-sale securities, net of reclassification and tax	NaN	3,376*	NaN
Amortization of unrealized gains from held-to-maturity securities, net of tax	NaN	-119*	NaN
Change in actuarial gains (losses), for post-employment health care plan, net of amortization and tax	NaN	127*	NaN
Change in actuarial losses, for pension plan, net of tax	NaN	-141*	NaN
Change in fair value of interest rate swap agreements designated as a cash flow hedge, net of interest and tax	NaN	0*	NaN
Total other comprehensive income	NaN	3,227*	NaN
Preferred stock dividends	1,075	NaN	1,076
Comprehensive income	NaN	61,132	NaN
Net income available to common shareholders	25,961	NaN	5,969

Basic EPS	0.88	2.78	0.22
Diluted EPS	0.88	2.771	0.22
Basic Average Shares	29,317,224	21,993,377	27,178,623
Diluted Average Shares	29,439,453	22,057,702	27,280,298

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$25,961KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$25,961KEPS$0.88Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars

Net Income
$25,961K
EPS
$0.88
Unit: Thousand (K) dollars