cffi: the income statement

MyFinsight

C & F FINANCIAL CORP (CFFI)

For the quarter ending 2025-06-30, CFFI made $47,255K in revenue. $7,691K in net income. Net profit margin of 16.28%.

Overview

Revenue
$47,255K
Net Income
$7,691K
Net Profit Margin
16.28%
EPS
$2.37
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Gains on sales of loans
Other income (loss), net
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	1,859
Gains on sales of loans	2,458
Mortgage banking fee income	888
Other income (loss), net	1,663
Investment income from other equity interests	127
Wealth management services income, net	756
Service charges on deposit accounts	1,022
Other service charges and fees	551
Mortgage lender services income	762
Interchange income	1,621
Total noninterest income	9,848
Professional fees	1,001
Other	1,985
Occupancy	2,099
Marketing and advertising expenses	549
Loan processing and collection expenses	745
Salaries and employee benefits	14,846
Data processing	2,989
Insurance expense	416
Total noninterest expenses	24,630
Trust preferred capital notes	358
Time deposits	7,547
Savings and interest-bearing deposits	2,006
Borrowings	988
Total interest expense	10,899
Corporate and other	317
U.s. treasury, government agencies and corporations	278
Mortgage-backed securities	1,533
Interest on interest-bearing deposits in other banks	413
Interest and fees on loans	33,716
Tax-exempt obligations of states and political subdivisions	953
Taxable obligations of states and political subdivisions	197
Total interest income	37,407
Net interest income	26,508
Provision for credit losses	2,100
Net interest income after provision for credit losses	24,408
Income before income taxes	9,626
Net income	7,767
Less net income attributable to noncontrolling interest	76
Net income attributable to c&f financial corporation	7,691

Earnings per share, basic	2.37
Earnings per share, diluted	2.37
Weighted average number of shares outstanding, basic	3,238,765
Weighted average number of shares outstanding, diluted	3,238,765

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$47,255K
Net Income
$7,691K
Net Profit Margin
16.28%
EPS
$2.37
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Gains on sales of loans
Other income (loss), net
Others

Income Statement

DownloadDownload image

Overview

Revenue
$47,255K
Net Income
$7,691K
Net Profit Margin
16.28%
EPS
$2.37
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Gains on sales of loans
Other income (loss), net
Others

Income Statement

DownloadDownload image

Overview

Revenue$47,255KNet Income$7,691KNet Profit Margin16.28%EPS$2.37Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansGains on sales of loansOther income (loss), netOthers

Income Statement

Overview

Revenue$47,255KNet Income$7,691KNet Profit Margin16.28%EPS$2.37Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansGains on sales of loansOther income (loss), netOthers

Income Statement

Revenue
$47,255K
Net Income
$7,691K
Net Profit Margin
16.28%
EPS
$2.37
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Gains on sales of loans
Other income (loss), net
Others

Revenue
$47,255K
Net Income
$7,691K
Net Profit Margin
16.28%
EPS
$2.37
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Gains on sales of loans
Other income (loss), net
Others