For the quarter ending 2025-09-30, CFFI made $83,526K in revenue. $7,075K in net income. Net profit margin of 8.47%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Interest and fees on loans | 34,683 | 33,716 | ||
| Interest on interest-bearing deposits in other banks | 719 | 413 | ||
| U.s. treasury, government agencies and corporations | 273 | 278 | ||
| Mortgage-backed securities | 1,610 | 1,533 | ||
| Tax-exempt obligations of states and political subdivisions | 990 | 953 | ||
| Taxable obligations of states and political subdivisions | 186 | 197 | ||
| Corporate and other | 322 | 317 | ||
| Total interest income | 38,783 | 37,407 | ||
| Savings and interest-bearing deposits | 2,226 | 2,006 | ||
| Time deposits | 7,725 | 7,547 | ||
| Borrowings | 1,296 | 988 | ||
| Trust preferred capital notes | 362 | 358 | ||
| Total interest expense | 11,609 | 10,899 | ||
| Net interest income | 27,174 | 26,508 | ||
| Provision for credit losses | 2,900 | 2,100 | ||
| Net interest income after provision for credit losses | 24,274 | 24,408 | ||
| Gains on sales of loans | 1,896 | 2,458 | ||
| Interchange income | 1,610 | 1,621 | ||
| Service charges on deposit accounts | 1,049 | 1,022 | ||
| Investment income from other equity interests | 197 | 127 | ||
| Mortgage banking fee income | 735 | 888 | ||
| Wealth management services income, net | 795 | 756 | ||
| Mortgage lender services income | 768 | 762 | ||
| Other service charges and fees | 520 | 551 | ||
| Other income, net | 1,274 | 1,663 | ||
| Total noninterest income | 8,844 | 9,848 | ||
| Salaries and employee benefits | 14,420 | 14,846 | ||
| Occupancy | 2,245 | 2,099 | ||
| Data processing | 3,026 | 2,989 | ||
| Professional fees | 901 | 1,001 | ||
| Insurance expense | 399 | 416 | ||
| Marketing and advertising expenses | 660 | 549 | ||
| Loan processing and collection expenses | 831 | 745 | ||
| Other | 1,808 | 1,985 | ||
| Total noninterest expenses | 24,290 | 24,630 | ||
| Income before income taxes | 8,828 | 9,626 | ||
| Income tax expense | 1,715 | 1,859 | ||
| Net income | 7,113 | 7,767 | ||
| Less net income attributable to noncontrolling interest | 38 | 76 | ||
| Net income attributable to c&f financial corporation | 7,075 | 7,691 | ||
| Earnings per share, basic | 2.18 | 2.37 | ||
| Earnings per share, diluted | 2.18 | 2.37 | ||
| Weighted average number of shares outstanding, basic | 3,238,057 | 3,238,765 | ||
| Weighted average number of shares outstanding, diluted | 3,238,057 | 3,238,765 | ||
C & F FINANCIAL CORP (CFFI)
C & F FINANCIAL CORP (CFFI)