For the quarter ending 2025-09-30, CFFI has $2,711,292K in assets. $2,457,405K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 15,248 | 17,906 | ||
| Interest-bearing deposits in other banks | 80,843 | 62,289 | ||
| Total cash and cash equivalents | 96,091 | 80,195 | ||
| Securities-available for sale at fair value, amortized cost of 455,402 and 448,616, respectively | 439,034 | 434,506 | ||
| Loans held for sale, at fair value | 33,478 | 44,757 | ||
| Subtotal | 2,008,223 | - | ||
| Less allowance for credit losses | 39,446 | - | ||
| Loans, net of allowance for credit losses of 39,446 and 40,087, respectively | 1,968,777 | 1,952,087 | ||
| Restricted stock, at cost | 3,680 | 4,250 | ||
| Corporate premises and equipment, net | 39,259 | 39,329 | ||
| Other real estate owned, net of valuation allowance of 215 and 215, respectively | 1,316 | 1,316 | ||
| Accrued interest receivable | 10,965 | 10,934 | ||
| Goodwill | 25,191 | 25,191 | ||
| Other intangible assets, net | 959 | 1,022 | ||
| Bank-owned life insurance | 21,547 | 21,426 | ||
| Net deferred tax asset | 15,047 | 16,877 | ||
| Other assets | 55,948 | 54,502 | ||
| Total assets | 2,711,292 | 2,686,392 | ||
| Noninterest-bearing demand deposits | 558,013 | 555,759 | ||
| Savings, money market and interest-bearing demand deposits | 870,267 | 857,613 | ||
| Time deposits | 869,755 | 842,942 | ||
| Total deposits | 2,298,035 | 2,256,314 | ||
| Short-term borrowings | 20,000 | 42,642 | ||
| Long-term borrowings | 67,922 | 78,018 | ||
| Trust preferred capital notes | 25,484 | 25,475 | ||
| Accrued interest payable | 4,814 | 4,072 | ||
| Other liabilities | 41,150 | 38,955 | ||
| Total liabilities | 2,457,405 | 2,445,476 | ||
| Common stock (1.00 par value, 8,000,000 shares authorized, 3,237,634 and 3,233,672 shares issued and outstanding, respectively, includes 106,363 and 119,778 of unvested shares, respectively) | 3,131 | 3,130 | ||
| Additional paid-in capital | 1,071 | 588 | ||
| Retained earnings | 263,482 | 257,896 | ||
| Accumulated other comprehensive loss, net | -14,401 | -21,301 | ||
| Equity attributable to c&f financial corporation | 253,283 | 240,313 | ||
| Noncontrolling interest | 604 | 603 | ||
| Total equity | 253,887 | 240,916 | ||
| Total liabilities and equity | 2,711,292 | 2,686,392 | ||
C & F FINANCIAL CORP (CFFI)
C & F FINANCIAL CORP (CFFI)