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Balance Sheets Overview

Debt to Asset Ratio
90.09%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net of allowance for cred...
    • Securities-available for sale at...
    • Total cash and cash equivalents
    • Others
Liabilities Breakdown
    • Time deposits
    • Savings, money market and intere...
    • Noninterest-bearing demand depos...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
19,371
15,286
13,622
15,248
Interest-bearing deposits in other banks
42,739
62,141
65,510
80,843
Total cash and cash equivalents
62,110
77,427
79,132
96,091
Securities-available for sale at fair value, amortized cost of 466,683 and 471,036, respectively
458,252
470,619
458,111
439,034
Loans held for sale, at fair value
44,066
56,120
40,911
33,478
Subtotal
2,112,789
2,075,052
2,054,576
2,008,223
Less allowance for credit losses
39,675
39,665
39,677
39,446
Loans, net of allowance for credit losses of 39,675 and 39,677, respectively
2,073,114
2,035,387
2,014,899
1,968,777
Restricted stock, at cost
4,059
3,346
3,680
3,680
Corporate premises and equipment, net
40,329
38,727
39,200
39,259
Other real estate owned, net of valuation allowance of 215 and 215, respectively
-
-
1,316
1,316
Accrued interest receivable
11,769
11,752
11,726
10,965
Goodwill
25,191
25,191
25,191
25,191
Other intangible assets, net
859
884
909
959
Bank-owned life insurance
22,032
21,911
21,808
21,547
Net deferred tax asset
13,046
14,411
14,039
15,047
Other assets
55,141
57,973
57,572
55,948
Total assets
2,809,968
2,813,748
2,768,494
2,711,292
Noninterest-bearing demand deposits
561,160
568,420
543,673
558,013
Savings, money market and interest-bearing demand deposits
884,584
907,732
905,683
870,267
Time deposits
919,614
923,304
896,367
869,755
Total deposits
2,365,358
2,399,456
2,345,723
2,298,035
Short-term borrowings
-
20,000
20,000
20,000
Fhlb advances
45,000
-
-
-
Long-term borrowings
-
57,750
67,842
67,922
Subordinated notes
65,510
-
-
-
Trust preferred capital notes
-
25,501
25,493
25,484
Other borrowings
7,664
-
-
-
Accrued interest payable
3,948
4,642
3,745
4,814
Other liabilities
44,096
40,287
43,343
41,150
Total liabilities
2,531,576
2,547,636
2,506,146
2,457,405
Common stock (1.00 par value, 8,000,000 shares authorized, 3,250,307 and 3,245,972 shares issued and outstanding, respectively, includes 98,973 and 100,578 of unvested shares, respectively)
3,151
3,148
3,145
3,131
Additional paid-in capital
1,237
1,016
1,078
1,071
Retained earnings
280,884
273,883
268,696
263,482
Accumulated other comprehensive loss, net
-7,487
-12,577
-11,166
-14,401
Equity attributable to c&f financial corporation
277,785
265,470
261,753
253,283
Noncontrolling interest
607
642
595
604
Total equity
278,392
266,112
262,348
253,887
Total liabilities and equity
2,809,968
2,813,748
2,768,494
2,711,292
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Subtotal$2,112,789K (6.08%↑ Y/Y)Interest-bearing deposits inother banks$42,739K (-31.39%↓ Y/Y)Cash and due frombanks$19,371K (8.18%↑ Y/Y)Loans, net of allowancefor credit losses of...$2,073,114K (6.20%↑ Y/Y)Securities-available for sale at fairvalue, amortized cost...$458,252K (5.47%↑ Y/Y)Total cash and cashequivalents$62,110K (-22.55%↓ Y/Y)Other assets$55,141K (1.17%↑ Y/Y)Loans held for sale, atfair value$44,066K (-1.54%↓ Y/Y)Corporate premises andequipment, net$40,329K (2.54%↑ Y/Y)Goodwill$25,191K (0.00%↑ Y/Y)Bank-owned life insurance$22,032K (2.83%↑ Y/Y)Net deferred taxasset$13,046K (-22.70%↓ Y/Y)Accrued interestreceivable$11,769K (7.64%↑ Y/Y)Restricted stock, at cost$4,059K (-4.49%↓ Y/Y)Other intangibleassets, net$859K (-15.95%↓ Y/Y)Less allowance forcredit losses$39,675K (200.25%↑ Y/Y)Total assets$2,809,968K (4.60%↑ Y/Y)Total liabilities andequity$2,809,968K (4.60%↑ Y/Y)Total liabilities$2,531,576K (3.52%↑ Y/Y)Total equity$278,392K (15.56%↑ Y/Y)Total deposits$2,365,358K (4.83%↑ Y/Y)Subordinated notes$65,510K Fhlb advances$45,000K Other liabilities$44,096K (13.20%↑ Y/Y)Other borrowings$7,664K Accrued interestpayable$3,948K (-3.05%↓ Y/Y)Equity attributable toc&f financial...$277,785K (15.59%↑ Y/Y)Noncontrolling interest$607K (0.66%↑ Y/Y)Accumulated othercomprehensive loss, net-$7,487K (64.85%↑ Y/Y)Time deposits$919,614K (9.10%↑ Y/Y)Savings, money market andinterest-bearing demand deposits$884,584K (3.14%↑ Y/Y)Noninterest-bearing demand deposits$561,160K (0.97%↑ Y/Y)Retained earnings$280,884K (8.91%↑ Y/Y)Common stock (1.00 parvalue, 8,000,000...$3,151K (0.67%↑ Y/Y)Additional paid-in capital$1,237K (110.37%↑ Y/Y)

C & F FINANCIAL CORP (CFFI)

C & F FINANCIAL CORP (CFFI)