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For the year ending 2025-12-31, CFFI has $2,768,494K in assets. $2,506,146K in debts.

Balance Sheets Overview

Debt to Asset Ratio
90.52%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net of allowance for cred...
    • Securities-available for sale at...
    • Total cash and cash equivalents
    • Others
Liabilities Breakdown
    • Savings, money market and intere...
    • Noninterest-bearing demand depos...
    • Retained earnings
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
13,622
Interest-bearing deposits in other banks
65,510
Total cash and cash equivalents
79,132
Securities-available for sale at fair value, amortized cost of 471,036 and 448,616, respectively
458,111
Loans held for sale, at fair value
40,911
Subtotal
2,054,576
Less allowance for credit losses
39,677
Loans, net of allowance for credit losses of 39,677 and 40,087, respectively
2,014,899
Restricted stock, at cost
3,680
Corporate premises and equipment, net
39,200
Other real estate owned, net of valuation allowance of 215 and 215, respectively
1,316
Accrued interest receivable
11,726
Goodwill
25,191
Other intangible assets, net
909
Bank-owned life insurance
21,808
Net deferred tax asset
14,039
Other assets
57,572
Total assets
2,768,494
Noninterest-bearing demand deposits
543,673
Savings, money market and interest-bearing demand deposits
905,683
Time deposits
896,367
Total deposits
2,345,723
Short-term borrowings
20,000
Long-term borrowings
67,842
Trust preferred capital notes
25,493
Accrued interest payable
3,745
Other liabilities
43,343
Total liabilities
2,506,146
Common stock (1.00 par value, 8,000,000 shares authorized, 3,245,972 and 3,233,672 shares issued and outstanding, respectively, includes 100,578 and 119,778 of unvested shares, respectively)
3,145
Additional paid-in capital
1,078
Retained earnings
268,696
Accumulated other comprehensive loss, net
-11,166
Equity attributable to c&f financial corporation
261,753
Noncontrolling interest
595
Total equity
262,348
Total liabilities and equity
2,768,494
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Subtotal$2,054,576K Interest-bearing deposits inother banks$65,510K Cash and due frombanks$13,622K Loans, net of allowancefor credit losses of...$2,014,899K Securities-available for sale at fairvalue, amortized cost...$458,111K Total cash and cashequivalents$79,132K Other assets$57,572K Loans held for sale, atfair value$40,911K Corporate premises andequipment, net$39,200K Goodwill$25,191K Bank-owned life insurance$21,808K Net deferred taxasset$14,039K Accrued interestreceivable$11,726K Restricted stock, at cost$3,680K Other real estateowned, net of valuation...$1,316K Other intangibleassets, net$909K Less allowance forcredit losses$39,677K Total assets$2,768,494K Total liabilities andequity$2,768,494K Total liabilities$2,506,146K Total equity$262,348K Total deposits$2,345,723K Long-term borrowings$67,842K Other liabilities$43,343K Trust preferredcapital notes$25,493K Short-term borrowings$20,000K Accrued interestpayable$3,745K Equity attributable toc&f financial...$261,753K Noncontrolling interest$595K Accumulated othercomprehensive loss, net-$11,166K Savings, money market andinterest-bearing demand deposits$905,683K Time deposits$896,367K Noninterest-bearing demand deposits$543,673K Retained earnings$268,696K Common stock (1.00 parvalue, 8,000,000...$3,145K Additional paid-in capital$1,078K

C & F FINANCIAL CORP (CFFI)

C & F FINANCIAL CORP (CFFI)