For the quarter ending 2026-03-31, CFFI has $2,813,748K in assets. $2,547,636K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 15,286 | 13,622 | 15,248 | 17,906 |
| Interest-bearing deposits in other banks | 62,141 | 65,510 | 80,843 | 62,289 |
| Total cash and cash equivalents | 77,427 | 79,132 | 96,091 | 80,195 |
| Securities-available for sale at fair value, amortized cost of 485,390 and 471,036, respectively | 470,619 | 458,111 | 439,034 | 434,506 |
| Loans held for sale, at fair value | 56,120 | 40,911 | 33,478 | 44,757 |
| Subtotal | 2,075,052 | 2,054,576 | 2,008,223 | - |
| Less allowance for credit losses | 39,665 | 39,677 | 39,446 | - |
| Loans, net of allowance for credit losses of 39,665 and 39,677, respectively | 2,035,387 | 2,014,899 | 1,968,777 | 1,952,087 |
| Restricted stock, at cost | 3,346 | 3,680 | 3,680 | 4,250 |
| Corporate premises and equipment, net | 38,727 | 39,200 | 39,259 | 39,329 |
| Other real estate owned, net of valuation allowance of 215 and 215, respectively | - | 1,316 | 1,316 | 1,316 |
| Accrued interest receivable | 11,752 | 11,726 | 10,965 | 10,934 |
| Goodwill | 25,191 | 25,191 | 25,191 | 25,191 |
| Other intangible assets, net | 884 | 909 | 959 | 1,022 |
| Bank-owned life insurance | 21,911 | 21,808 | 21,547 | 21,426 |
| Net deferred tax asset | 14,411 | 14,039 | 15,047 | 16,877 |
| Other assets | 57,973 | 57,572 | 55,948 | 54,502 |
| Total assets | 2,813,748 | 2,768,494 | 2,711,292 | 2,686,392 |
| Noninterest-bearing demand deposits | 568,420 | 543,673 | 558,013 | 555,759 |
| Savings, money market and interest-bearing demand deposits | 907,732 | 905,683 | 870,267 | 857,613 |
| Time deposits | 923,304 | 896,367 | 869,755 | 842,942 |
| Total deposits | 2,399,456 | 2,345,723 | 2,298,035 | 2,256,314 |
| Short-term borrowings | 20,000 | 20,000 | 20,000 | 42,642 |
| Long-term borrowings | 57,750 | 67,842 | 67,922 | 78,018 |
| Trust preferred capital notes | 25,501 | 25,493 | 25,484 | 25,475 |
| Accrued interest payable | 4,642 | 3,745 | 4,814 | 4,072 |
| Other liabilities | 40,287 | 43,343 | 41,150 | 38,955 |
| Total liabilities | 2,547,636 | 2,506,146 | 2,457,405 | 2,445,476 |
| Common stock (1.00 par value, 8,000,000 shares authorized, 3,248,129 and 3,245,972 shares issued and outstanding, respectively, includes 100,480 and 100,578 of unvested shares, respectively) | 3,148 | 3,145 | 3,131 | 3,130 |
| Additional paid-in capital | 1,016 | 1,078 | 1,071 | 588 |
| Retained earnings | 273,883 | 268,696 | 263,482 | 257,896 |
| Accumulated other comprehensive loss, net | -12,577 | -11,166 | -14,401 | -21,301 |
| Equity attributable to c&f financial corporation | 265,470 | 261,753 | 253,283 | 240,313 |
| Noncontrolling interest | 642 | 595 | 604 | 603 |
| Total equity | 266,112 | 262,348 | 253,887 | 240,916 |
| Total liabilities and equity | 2,813,748 | 2,768,494 | 2,711,292 | 2,686,392 |
C & F FINANCIAL CORP (CFFI)
C & F FINANCIAL CORP (CFFI)