| Cash Flow | 2025-06-30 |
|---|---|
| Stock-based compensation | 300 |
| Provision for credit losses | 226 |
| Proceeds from sales of lhfs | 3,629 |
| Originations of loans receivable held-for-sale ('lhfs') | 1,990 |
| Net income | 49,212 |
| Other assets, net | -2,119 |
| Income taxes receivable, net | -727 |
| Deferred income tax assets, net | -1,595 |
| Other liabilities | -18,751 |
| Unrestricted cash collateral from derivative counterparties, net | -440 |
| Common stock committed to be released for allocation - esop | 738 |
| Fhlb stock dividends | 6,834 |
| Depreciation and amortization of premises and equipment | 5,440 |
| Net loss from securities transactions | 0 |
| Amortization of intangible assets | 411 |
| Amortization and accretion of premiums and discounts on securities | 2,491 |
| Amortization of deferred amounts related to fhlb advances, net | 1,080 |
| Net cash provided by operating activities | 33,517 |
| Proceeds from sale of premises and equipment | 43 |
| Proceeds from sale of assets held-for-sale | 0 |
| Proceeds from sale of other real estate owned ('oreo') | 110 |
| Proceeds from the redemption of fhlb stock | 11,515 |
| Proceeds from sale of afs securities | 0 |
| Proceeds from calls, maturities and principal reductions of afs securities | 147,190 |
| Proceeds from bank-owned life insurance ('boli') death benefit | 667 |
| Purchase of premises and equipment | 3,550 |
| Purchase of fhlb stock | 1,731 |
| Purchase of afs securities | 248,207 |
| Net change in loans receivable | 117,839 |
| Net cash (used in) provided by investing activities | -211,802 |
| Proceeds from borrowings | 650,100 |
| Cash dividends paid | 33,186 |
| Payment of fhlb prepayment penalties | 547 |
| Repurchase of common stock | 0 |
| Net change in deposits | 301,155 |
| Change in advances by borrowers | -22,944 |
| Repayments on borrowings | 758,635 |
| Net cash provided by (used in) financing activities | 135,943 |
| Net (decrease) / increase in cash and cash equivalents | -42,342 |
Capitol Federal Financial, Inc. (CFFN)
Capitol Federal Financial, Inc. (CFFN)