| Cash Flow | 2025-09-30 |
|---|---|
| Net income (loss) | 68,025 |
| Fhlb stock dividends | 8,997 |
| Provision for credit losses | 745 |
| Originations of loans receivable held-for-sale ('lhfs') | 2,998 |
| Proceeds from sales of lhfs | 4,859 |
| Amortization and accretion of premiums and discounts on securities | 3,296 |
| Depreciation and amortization of premises and equipment | 7,196 |
| Amortization of intangible assets | 523 |
| Amortization of deferred amounts related to fhlb advances, net | 1,444 |
| Common stock committed to be released for allocation - esop | 996 |
| Stock-based compensation | 400 |
| Provision for deferred income taxes | 2,080 |
| Net loss from securities transactions | 0 |
| Unrestricted cash collateral from derivative counterparties, net | -1,220 |
| Other assets, net | -6,321 |
| Income taxes receivable, net | 114 |
| Other liabilities | -21,151 |
| Net cash provided by operating activities | 55,041 |
| Purchase of afs securities | 248,207 |
| Proceeds from calls, maturities and principal reductions of afs securities | 233,986 |
| Proceeds from sale of afs securities | 0 |
| Proceeds from the redemption of fhlb stock | 21,241 |
| Purchase of fhlb stock | 1,731 |
| Net change in loans receivable | 207,622 |
| Proceeds from sale of participating interest in loans receivable | 0 |
| Purchase of premises and equipment | 5,202 |
| Proceeds from sale of other real estate owned ('oreo') | 239 |
| Proceeds from sale of premises and equipment | 43 |
| Proceeds from sale of assets held-for-sale | 0 |
| Proceeds from bank-owned life insurance ('boli') death benefit | 667 |
| Net cash (used in) provided by investing activities | -206,586 |
| Cash dividends paid | 44,252 |
| Net change in deposits | 461,466 |
| Proceeds from borrowings | 650,100 |
| Repayments on borrowings | 879,814 |
| Change in advances by borrowers | 3,615 |
| Payment of fhlb prepayment penalties | 547 |
| Repurchase of common stock | 3,887 |
| Net cash provided by (used in) financing activities | 186,681 |
| Net increase / (decrease) in cash and cash equivalents | 35,136 |
| Cash and cash equivalents at beginning of period | 217,307 |
| Cash and cash equivalents at end of period | 252,443 |
Capitol Federal Financial, Inc. (CFFN)
Capitol Federal Financial, Inc. (CFFN)