Financial insights of CFFN

MyFinsight

For the quarter ending 2025-12-31, CFFN made $196,616K in revenue. $20,304K in net income. Net profit margin of 10.33%.

Income Overview

Revenue
$196,616K
Net Income
$20,304K
Net Profit Margin
10.33%
EPS
$0.16
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Deposits
Borrowings
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31	2025-09-30	2025-06-30	2024-06-30
Loans receivable	89,792	83,201	82,914	76,803
Mortgage-backed securities ('mbs')	11,341	11,365	12,163	9,585
Cash and cash equivalents	2,773	2,249	1,620	3,875
Total interest expense	-	-	-	54,671
Fhlb stock	2,032	2,267	2,197	2,477
Investment securities	51	864	784	2,255
Total interest and dividend income	105,989	99,947	99,678	94,995
Deposits	37,500	36,801	35,860	36,233
Borrowings	17,172	18,195	18,360	18,438
Total interest expense	54,672	54,996	54,220	-
Net interest income	51,317	44,951	45,458	40,324
Provision for credit losses	1,106	399	-451	1,472
Net interest income after provision for credit losses	50,211	44,552	45,909	38,852
Revenue from contracts with customers-Deposit Account	2,872	2,725	2,867	-
Revenue from contracts with customers-Insurance Services	789	907	884	-
Revenue from contracts with customers	-	-	-	3,611
Net loss from securities transactions	-	0	0	-
Other non-interest income	1,818	1,513	1,537	1,098
Total non-interest income	5,479	5,146	5,288	4,709
Salaries and employee benefits	15,747	15,035	15,277	13,307
Information technology and related expense	5,134	4,842	5,163	5,364
Occupancy, net	3,450	3,376	3,270	3,263
Regulatory and outside services	1,789	1,391	1,261	1,322
Federal insurance premium	1,111	1,082	1,072	1,352
Advertising and promotional	1,056	1,166	1,453	951
Deposit and loan transaction costs	716	709	715	726
Office supplies and related expense	481	442	370	405
Other non-interest expense	992	1,192	983	1,260
Total non-interest expense	30,476	29,235	29,564	27,950
Income before income tax expense	25,214	20,463	21,633	15,611
Income tax expense	4,910	3,915	3,251	5,963
Net income	20,304	16,548	18,382	9,648

Basic earnings per share ('eps')	0.16	0.127	0.14	0.07
Diluted eps	0.16	0.127	0.14	0.07
Weighted average number of shares outstanding, basic	128,953,166	-31,011.333	130,081,065	129,866,397
Weighted average number of shares outstanding, diluted	128,953,166	-31,011.333	130,081,065	129,866,397

MyFinsight

Income Overview

Revenue
$196,616K
Net Income
$20,304K
Net Profit Margin
10.33%
EPS
$0.16
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Deposits
Borrowings
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$196,616K
Net Income
$20,304K
Net Profit Margin
10.33%
EPS
$0.16
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Deposits
Borrowings
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$196,616KNet Income$20,304KNet Profit Margin10.33%EPS$0.16Unit: Thousand (K) dollarsRevenue BreakdownLoans receivableDepositsBorrowingsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$196,616KNet Income$20,304KNet Profit Margin10.33%EPS$0.16Unit: Thousand (K) dollarsRevenue BreakdownLoans receivableDepositsBorrowingsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$196,616K
Net Income
$20,304K
Net Profit Margin
10.33%
EPS
$0.16
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Deposits
Borrowings
Others

Revenue
$196,616K
Net Income
$20,304K
Net Profit Margin
10.33%
EPS
$0.16
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Deposits
Borrowings
Others