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For the quarter ending 2026-03-31, CFFN made $2,690K in revenue. $20,148K in net income. Net profit margin of 749.00%.

Income Overview

Revenue
$2,690K
Net Income
$20,148K
Net Profit Margin
749.00%
EPS
$0.16
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Revenue from contracts with customers-Deposit Account
2,690 2,872 2,442* 2,867
Revenue from contracts with customers-Insurance Services
512 789 953* 884
Net loss from securities transactions
--0* 0
Income from bank-owned life insurance ('boli')
1,151 ---
Other non-interest income
1,106 1,818 1,466* 1,537
Total non-interest income
5,459 5,479 4,861* 5,288
Loans receivable
89,323 89,792 83,776* 82,914
Mortgage-backed securities ('mbs')
10,853 11,341 9,770* 12,163
Cash and cash equivalents
2,474 2,773 3,508* 1,620
Fhlb stock
1,858 2,032 2,406* 2,197
Investment securities
52 51 1,025* 784
Total interest and dividend income
104,560 105,989 100,485* 99,678
Deposits
36,299 37,500 38,682* 35,860
Borrowings
15,995 17,172 17,866* 18,360
Total interest expense
52,294 54,672 56,548* 54,220
Net interest income
52,266 51,317 43,937* 45,458
Provision for credit losses
2,372 1,106 2,098* -451
Net interest income after provision for credit losses
49,894 50,211 41,839* 45,909
Salaries and employee benefits
15,828 15,747 14,552* 15,277
Information technology and related expense
5,425 5,134 4,201* 5,163
Occupancy, net
3,265 3,450 3,587* 3,270
Regulatory and outside services
-1,789 1,650* 1,261
Professional and other services
1,579 ---
Federal insurance premium
1,110 1,111 1,103* 1,072
Advertising and promotional
645 1,056 591* 1,453
Deposit and loan transaction costs
768 716 698* 715
Office supplies and related expense
511 481 586* 370
Other non-interest expense
1,143 992 1,610* 983
Total non-interest expense
30,274 30,476 28,578* 29,564
Income before income tax expense
25,079 25,214 18,122* 21,633
Income tax expense
4,931 4,910 5,243* 3,251
Net income
20,148 20,304 12,879 18,382
Basic EPS
0.16 0.16 0.099 0.14
Diluted EPS
0.16 0.16 0.099 0.14
Basic Average Shares
126,631,125 128,953,166 129,894,997 130,081,065
Diluted Average Shares
126,631,125 128,953,166 129,894,997 130,081,065
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Loans receivable$89,323K Mortgage-backed securities('mbs')$10,853K Cash and cashequivalents$2,474K Fhlb stock$1,858K Investment securities$52K Total interest anddividend income$104,560K Net interest income$52,266K Revenue from contractswith...$2,690K Income from bank-ownedlife insurance...$1,151K Other non-interestincome$1,106K Revenue from contractswith...$512K Total interestexpense$52,294K Net interest incomeafter provision for...$49,894K Total non-interestincome$5,459K Provision for creditlosses$2,372K Deposits$36,299K Borrowings$15,995K Income before incometax expense$25,079K Total non-interestexpense$30,274K Net income$20,148K Income tax expense$4,931K Salaries and employeebenefits$15,828K Information technology andrelated expense$5,425K Occupancy, net$3,265K Professional and otherservices$1,579K Other non-interestexpense$1,143K Federal insurancepremium$1,110K Deposit and loantransaction costs$768K Advertising and promotional$645K Office supplies andrelated expense$511K

Capitol Federal Financial, Inc. (CFFN)

Capitol Federal Financial, Inc. (CFFN)