Capitol Federal Financial, Inc. (CFFN)
2025-06-30 | 2024-06-30 | |||
---|---|---|---|---|
Revenue from contracts with customers-Insurance Services | 884 | - | ||
Revenue from contracts with customers-Deposit Account | 2,867 | - | ||
Other non-interest income | 1,537 | 1,098 | ||
Net loss from securities transactions | - | - | ||
Revenue from contracts with customers | - | 3,611 | ||
Total non-interest income | 5,288 | 4,709 | ||
Office supplies and related expense | 370 | 405 | ||
Other non-interest expense | 983 | 1,260 | ||
Occupancy, net | 3,270 | 3,263 | ||
Salaries and employee benefits | 15,277 | 13,307 | ||
Federal insurance premium | 1,072 | 1,352 | ||
Information technology and related expense | 5,163 | 5,364 | ||
Advertising and promotional | 1,453 | 951 | ||
Regulatory and outside services | 1,261 | 1,322 | ||
Deposit and loan transaction costs | 715 | 726 | ||
Total non-interest expense | 29,564 | 27,950 | ||
Provision for credit losses | -451 | 1,472 | ||
Total interest expense | - | 54,671 | ||
Deposits | 35,860 | 36,233 | ||
Borrowings | 18,360 | 18,438 | ||
Total interest expense | 54,220 | - | ||
Mortgage-backed securities ('mbs') | 12,163 | 9,585 | ||
Cash and cash equivalents | 1,620 | 3,875 | ||
Investment securities | 784 | 2,255 | ||
Loans receivable | 82,914 | 76,803 | ||
Fhlb stock | 2,197 | 2,477 | ||
Total interest and dividend income | 99,678 | 94,995 | ||
Net interest income | 45,458 | 40,324 | ||
Net interest income after provision for credit losses | 45,909 | 38,852 | ||
Income before income tax expense | 21,633 | 15,611 | ||
Income tax expense | 3,251 | 5,963 | ||
Net income | 18,382 | 9,648 | ||
Basic earnings per share ('eps') | 0.14 | 0.07 | ||
Basic weighted average common shares | 130,081,065 | 129,866,397 | ||
Diluted eps | 0.14 | 0.07 | ||
Diluted weighted average common shares | 130,081,065 | 129,866,397 |