Financial insights of CFFN

MyFinsight

For the quarter ending 2025-12-31.

Income Overview

Net Income
$20,304K
EPS
$0.16
Unit: Thousand (K) dollars

Income Statement	2025-12-31	2025-09-30	2025-06-30	2024-06-30
Loans receivable	89,792	83,776*	82,914	76,803
Mortgage-backed securities ('mbs')	11,341	9,770*	12,163	9,585
Cash and cash equivalents	2,773	3,508*	1,620	3,875
Total interest expense	-	-	-	54,671
Fhlb stock	2,032	2,406*	2,197	2,477
Investment securities	51	1,025*	784	2,255
Total interest and dividend income	105,989	100,485*	99,678	94,995
Deposits	37,500	38,682*	35,860	36,233
Borrowings	17,172	17,866*	18,360	18,438
Total interest expense	54,672	56,548*	54,220	-
Net interest income	51,317	43,937*	45,458	40,324
Provision for credit losses	1,106	2,098*	-451	1,472
Net interest income after provision for credit losses	50,211	41,839*	45,909	38,852
Revenue from contracts with customers-Deposit Account	2,872	2,442*	2,867	-
Revenue from contracts with customers-Insurance Services	789	953*	884	-
Revenue from contracts with customers	-	-	-	3,611
Net loss from securities transactions	-	0*	0	-
Other non-interest income	1,818	1,466*	1,537	1,098
Total non-interest income	5,479	4,861*	5,288	4,709
Salaries and employee benefits	15,747	14,552*	15,277	13,307
Information technology and related expense	5,134	4,201*	5,163	5,364
Occupancy, net	3,450	3,587*	3,270	3,263
Regulatory and outside services	1,789	1,650*	1,261	1,322
Federal insurance premium	1,111	1,103*	1,072	1,352
Advertising and promotional	1,056	591*	1,453	951
Deposit and loan transaction costs	716	698*	715	726
Office supplies and related expense	481	586*	370	405
Other non-interest expense	992	1,610*	983	1,260
Total non-interest expense	30,476	28,578*	29,564	27,950
Income before income tax expense	25,214	18,122*	21,633	15,611
Income tax expense	4,910	5,243*	3,251	5,963
Net income	20,304	12,879	18,382	9,648

Basic EPS	0.16	0.099	0.14	0.07
Diluted EPS	0.16	0.099	0.14	0.07
Basic Average Shares	128,953,166	129,894,997	130,081,065	129,866,397
Diluted Average Shares	128,953,166	129,894,997	130,081,065	129,866,397

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$20,304K
EPS
$0.16
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$20,304K
EPS
$0.16
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$20,304KEPS$0.16Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$20,304KEPS$0.16Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$20,304K
EPS
$0.16
Unit: Thousand (K) dollars

Net Income
$20,304K
EPS
$0.16
Unit: Thousand (K) dollars