For the quarter ending 2026-03-31, CFFN made $2,690K in revenue. $20,148K in net income. Net profit margin of 749.00%.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Revenue from contracts with customers-Deposit Account | 2,690 | 2,872 | 2,442* | 2,867 |
| Revenue from contracts with customers-Insurance Services | 512 | 789 | 953* | 884 |
| Net loss from securities transactions | - | - | 0* | 0 |
| Income from bank-owned life insurance ('boli') | 1,151 | - | - | - |
| Other non-interest income | 1,106 | 1,818 | 1,466* | 1,537 |
| Total non-interest income | 5,459 | 5,479 | 4,861* | 5,288 |
| Loans receivable | 89,323 | 89,792 | 83,776* | 82,914 |
| Mortgage-backed securities ('mbs') | 10,853 | 11,341 | 9,770* | 12,163 |
| Cash and cash equivalents | 2,474 | 2,773 | 3,508* | 1,620 |
| Fhlb stock | 1,858 | 2,032 | 2,406* | 2,197 |
| Investment securities | 52 | 51 | 1,025* | 784 |
| Total interest and dividend income | 104,560 | 105,989 | 100,485* | 99,678 |
| Deposits | 36,299 | 37,500 | 38,682* | 35,860 |
| Borrowings | 15,995 | 17,172 | 17,866* | 18,360 |
| Total interest expense | 52,294 | 54,672 | 56,548* | 54,220 |
| Net interest income | 52,266 | 51,317 | 43,937* | 45,458 |
| Provision for credit losses | 2,372 | 1,106 | 2,098* | -451 |
| Net interest income after provision for credit losses | 49,894 | 50,211 | 41,839* | 45,909 |
| Salaries and employee benefits | 15,828 | 15,747 | 14,552* | 15,277 |
| Information technology and related expense | 5,425 | 5,134 | 4,201* | 5,163 |
| Occupancy, net | 3,265 | 3,450 | 3,587* | 3,270 |
| Regulatory and outside services | - | 1,789 | 1,650* | 1,261 |
| Professional and other services | 1,579 | - | - | - |
| Federal insurance premium | 1,110 | 1,111 | 1,103* | 1,072 |
| Advertising and promotional | 645 | 1,056 | 591* | 1,453 |
| Deposit and loan transaction costs | 768 | 716 | 698* | 715 |
| Office supplies and related expense | 511 | 481 | 586* | 370 |
| Other non-interest expense | 1,143 | 992 | 1,610* | 983 |
| Total non-interest expense | 30,274 | 30,476 | 28,578* | 29,564 |
| Income before income tax expense | 25,079 | 25,214 | 18,122* | 21,633 |
| Income tax expense | 4,931 | 4,910 | 5,243* | 3,251 |
| Net income | 20,148 | 20,304 | 12,879 | 18,382 |
| Basic EPS | 0.16 | 0.16 | 0.099 | 0.14 |
| Diluted EPS | 0.16 | 0.16 | 0.099 | 0.14 |
| Basic Average Shares | 126,631,125 | 128,953,166 | 129,894,997 | 130,081,065 |
| Diluted Average Shares | 126,631,125 | 128,953,166 | 129,894,997 | 130,081,065 |
Capitol Federal Financial, Inc. (CFFN)
Capitol Federal Financial, Inc. (CFFN)