The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Income before income tax expense | - | - | 2,797 | - |
| Income tax expense (benefit) | - | - | -13 | - |
| Income before undistributed income of subsidiaries | - | - | 2,810 | - |
| Equity in undistributed income (losses) of subsidiaries-Bank Subsidiariesand Associated Banks | - | - | -1,163 | - |
| Equity in undistributed income (losses) of subsidiaries-Nonbank Subsidiaries | - | - | -39 | - |
| Net income | 1,831 | 1,509 | 1,608 | 2,073 |
| Provision (benefit) for credit losses | 608 | 687 | 687 | 474 |
| Net change in loans held for sale | 414 | 24 | -98 | -1,733 |
| Depreciation, amortization, and accretion | 478 | 498 | 478 | 565 |
| Deferred income tax expense (benefit) | -82 | -177 | -242 | 57 |
| Share-based compensation | 120 | 97 | 87 | 84 |
| Net gain on sale of assets | 24 | 18 | 28 | 9 |
| Net (increase) decrease in other assets | -89 | 261 | -612 | 1,894 |
| Net increase (decrease) in other liabilities | -395 | -310 | -339 | 1,036 |
| Net change due to operating activities | 2,211 | 2,001 | 2,961 | 4,119 |
| Purchases of debt securities available for sale | 9,463 | 9,755 | 10,087 | 10,776 |
| Proceeds from maturities and paydowns of debt securities available for sale | 4,018 | 3,304 | 2,001 | 3,422 |
| Proceeds from sales of debt securities available for sale | 3,797 | 3,619 | 2,941 | 1,178 |
| Proceeds from maturities and paydowns of debt securities held to maturity | 750 | 662 | 761 | 1,035 |
| Net (increase) decrease in interest-bearing deposits in banks | -326 | -230 | -102 | 13 |
| Acquisitions, net of cash acquired | - | 0 | 0 | 255 |
| Purchases of loans | 680 | 655 | 0 | 1,007 |
| Sales of loans | 1,891 | 207 | 2,793 | 2,677 |
| Net (increase) decrease in loans and leases | 5,433 | -6,050 | -7,174 | 7,927 |
| Capital expenditures, net | 174 | 122 | 172 | 126 |
| Purchases of bank-owned life insurance | - | 0 | 0 | 100 |
| Other | 347 | 93 | 61 | 771 |
| Net change due to investing activities | -5,967 | 2,987 | 5,248 | -12,637 |
| Net increase (decrease) in deposits | 8,537 | -2,566 | -3,382 | 6,146 |
| Net increase (decrease) in short-term borrowed funds | 58 | -505 | 502 | -95 |
| Proceeds from issuance of long-term borrowed funds | 8,534 | 13,185 | 25,983 | 24,617 |
| Repayments of long-term borrowed funds | 9,744 | 14,286 | 28,418 | 19,691 |
| Treasury stock purchased | 600 | 1,050 | 906 | 153 |
| Net proceeds from issuance of preferred stock | 393 | 392 | 0 | 0 |
| Redemption of preferred stock | 400 | 300 | 0 | 0 |
| Dividends paid to common stockholders | 755 | 769 | 808 | 779 |
| Dividends paid to preferred stockholders | 133 | 134 | 120 | 113 |
| Premium paid to exchange debt | - | - | 0 | 0 |
| Payments of employee tax withholding for share-based compensation | - | - | - | 25 |
| Other | -8 | 18 | 21 | - |
| Net change due to financing activities | 5,882 | -6,015 | -7,128 | 9,907 |
| Net change in cash and cash equivalents | 2,126 | -1,027 | 1,081 | 1,389 |
| Cash and cash equivalents at beginning of period | 10,601 | 11,628 | 10,547 | 9,158 |
| Cash and cash equivalents at end of period | 12,727 | 10,601 | 11,628 | 10,547 |
CITIZENS FINANCIAL GROUP INC RI (CFG-PE)
CITIZENS FINANCIAL GROUP INC RI (CFG-PE)