Financial insights of CFG-PE

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$517M
EPS
$1.13
Unit: Million (M) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans and leases	1,884	1,901	1,897	1,851
Interest and fees on loans held for sale	21	22	31	36
Investment securities	424	434	433	428
Interest-bearing deposits in banks	91	89	97	92
Total interest income	2,420	2,446	2,458	2,407
Deposits	715	781	816	802
Short-term borrowed funds	4	0	5	9
Long-term borrowed funds	139	128	149	159
Total interest expense	858	909	970	970
Net interest income	1,562	1,537	1,488	1,437
Provision (benefit) for credit losses	140	137	154	164
Net interest income after provision (benefit) for credit losses	1,422	1,400	1,334	1,273
Service charges and fees	112	112	112	111
Capital markets fees	134	140	166	105
Wealth fees	100	98	93	88
Card fees	83	86	87	90
Mortgage banking fees	42	52	49	73
Foreign exchange and derivative products	44	34	42	41
Letter of credit and loan fees	50	49	48	45
Securities gains, net	7	8	2	5
Other income	34	41	31	42
Total noninterest income	606	620	630	600
Salaries and employee benefits	758	716	705	681
Equipment and software	197	199	197	193
Outside services	162	148	161	169
Occupancy	114	109	106	108
Other operating expense	147	171	166	168
Total noninterest expense	1,378	1,343	1,335	1,319
Income before income tax expense	650	677	629	554
U.s. federal income tax expense	-	147*	-	-
State and local income taxes, net of federal income tax effect	-	21*	-	-
Low income housing tax-advantaged investments	-	14*	-	-
Renewable energy tax-advantaged investments	-	5*	-	-
Tax Credits	-	1*	-	-
Changes in valuation allowances	-	0*	-	-
Fdic insurance premiums	-	8*	-	-
Bank-owned life insurance	-	6*	-	-
Nondeductible Expense	-	-1*	-	-
Changes in unrecognized tax benefits	-	0*	-	-
Other adjustments	-	-1*	-	-
Income tax expense	133	149	135	118
Net income	517	528	494	436

Basic EPS	1.14	1.23	1.06	0.93
Diluted EPS	1.13	1.218	1.05	0.92
Basic Average Shares	425,344,491	429,366,129	431,365,552	433,640,210
Diluted Average Shares	429,894,837	433,350,620	435,472,350	436,539,774

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$517M
EPS
$1.13
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$517M
EPS
$1.13
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$517MEPS$1.13Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$517MEPS$1.13Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$517M
EPS
$1.13
Unit: Million (M) dollars

Net Income
$517M
EPS
$1.13
Unit: Million (M) dollars