The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income (loss) | 648,557 |
| Credit loss expense | 44,202 |
| Deferred tax expense (benefit) | 5,372 |
| Accretion of loan discounts | 26,624 |
| Securities premium amortization (discount accretion), net | -39,600 |
| Net (gain) loss on securities transactions | -850 |
| Depreciation and amortization | 87,785 |
| Net (gain) loss on sale/exchange/write-down of assets/foreclosed assets | 3,031 |
| Stock-based compensation | 24,755 |
| Net tax benefit from stock-based compensation | -2,265 |
| Earnings on life insurance policies | 3,940 |
| Trading account securities | 3,694 |
| Lease right-of-use assets | 24,832 |
| Accrued interest receivable and other assets | 7,669 |
| Accrued interest payable and other liabilities | -559,281 |
| Net cash provided by (used in) operating activities | 273,979 |
| Securities held to maturity purchases | 1,500 |
| Securities held to maturity maturities, calls and principal repayments | 100,314 |
| Purchases | 21,495,449 |
| Sales | 45,372 |
| Maturities, calls and principal repayments | 21,021,849 |
| Proceeds from sale of loans | 14,119 |
| Net change in loans | 1,158,427 |
| Net cash paid in insurance agency asset acquisitions | 0 |
| Benefits received on life insurance policies | 2,479 |
| Proceeds from sales of premises and equipment | 960 |
| Purchases of premises and equipment | 146,652 |
| Proceeds from sales of repossessed properties | 15,840 |
| Net cash provided by (used in) investing activities | -1,601,095 |
| Net change in deposits | 195,116 |
| Net change in short-term borrowings | 179,714 |
| Proceeds from stock option exercises | 11,946 |
| Purchase of treasury stock | 157,832 |
| Cash dividends paid on preferred stock | 6,675 |
| Cash dividends paid on common stock | 255,356 |
| Net cash provided by (used in) financing activities | -33,087 |
| Net change in cash and cash equivalents | -1,360,203 |
| Cash and cash equivalents at beginning of period | 10,234,258 |
| Cash and cash equivalents at end of period | 8,874,055 |
CULLEN FROST BANKERS, INC. (CFR-PB)
CULLEN FROST BANKERS, INC. (CFR-PB)