Financial insights of CFR-PB

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans, including fees	1,383,694
Taxable	488,257
Tax-exempt	239,259
Interest-bearing deposits	308,751
Federal funds sold	196
Resell agreements	590
Total interest income	2,420,747
Deposits	533,265
Federal funds purchased	1,079
Repurchase agreements	137,908
Junior subordinated deferrable interest debentures	7,689
Subordinated notes	4,657
Total interest expense	684,598
Net interest income	1,736,149
Credit loss expense	44,202
Net interest income after credit loss expense	1,691,947
Trust and investment management fees	177,097
Service charges on deposit accounts	121,572
Insurance commissions and fees	65,502
Interchange and card transaction fees	22,858
Other charges, commissions and fees	57,511
Net gain (loss) on securities transactions	-850
Other	55,405
Total non-interest income	499,095
Salaries and wages	674,647
Employee benefits	146,101
Net occupancy	136,940
Technology, furniture and equipment	165,744
Deposit insurance	18,752
Other	277,156
Total non-interest expense	1,419,340
Income before income taxes	771,702
Income taxes	123,145
Net income	648,557
Preferred stock dividends	6,675
Net income available to common shareholders	641,882

Basic EPS	9.92
Diluted EPS	9.92
Basic Average Shares	64,054,228
Diluted Average Shares	64,099,238