cfr-pb: the income statement

MyFinsight

For the quarter ending 2025-09-30, CFR-PB made $1,276,717K in revenue. $172,712K in net income. Net profit margin of 13.53%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans, including fees	355,602
Taxable	125,977
Tax-exempt	62,466
Interest-bearing deposits	75,914
Federal funds sold	33
Resell agreements	113
Total interest income	620,105
Deposits	137,868
Federal funds purchased	324
Repurchase agreements	37,191
Junior subordinated deferrable interest debentures	1,940
Subordinated notes	1,164
Total interest expense	178,487
Net interest income	441,618
Credit loss expense	6,779
Trust and investment management fees	44,846
Service charges on deposit accounts	31,440
Insurance commissions and fees	15,424
Interchange and card transaction fees	5,547
Other charges, commissions, and fees	14,730
Net gain (loss) on securities transactions	0
Other	13,660
Total non-interest income	125,647
Salaries and wages	169,155
Employee benefits	34,465
Net occupancy	34,682
Technology, furniture, and equipment	43,479
Deposit insurance	6,328
Other	64,369
Total non-interest expense	352,478
Income before income taxes	208,008
Income taxes	33,628
Net income	174,380
Preferred stock dividends	1,668
Net income available to common shareholders	172,712

Basic	2.67
Diluted	2.67
Weighted-average shares outstanding for basic earnings per common share	64,080,473
Weighted-average shares outstanding for diluted earnings per common share	64,120,515