The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 170,987 | 166,252 | 174,380 | 307,925 |
| Credit loss expense | 6,745 | 11,224 | 6,779 | 26,199 |
| Deferred tax expense (benefit) | -2,226 | 2,325 | 7,064 | -4,017 |
| Accretion of loan discounts | 9,669 | 6,036 | 6,870 | 13,718 |
| Securities premium amortization (discount accretion), net | -3,766 | -10,693 | -8,779 | -20,128 |
| Net (gain) loss on securities transactions | 0 | -836 | 0 | -14 |
| Depreciation and amortization | 22,218 | 21,816 | 22,235 | 43,734 |
| Net (gain) loss on sale/write-down of assets/foreclosed assets | 191 | 737 | -80 | 2,374 |
| Stock-based compensation | 5,181 | 11,572 | 4,270 | 8,913 |
| Net tax benefit from stock-based compensation | -136 | -449 | -440 | -1,376 |
| Earnings on life insurance policies | 984 | 1,032 | 1,026 | 1,882 |
| Trading account securities | 22 | 1,358 | -1,973 | 4,309 |
| Lease right-of-use assets | 5,464 | 6,605 | 5,340 | 12,887 |
| Accrued interest receivable and other assets | 42,813 | 76,931 | -67,732 | -1,530 |
| Accrued interest payable and other liabilities | 78,730 | 35,057 | -42,593 | -551,745 |
| Net cash from operating activities | 237,322 | 180,735 | 248,583 | -155,339 |
| Securities held-to-maturity - purchases | 0 | 0 | 0 | 1,500 |
| Securities held to maturity maturities, calls and principal repayments | 24,904 | 22,813 | 30,613 | 46,888 |
| Purchases | 5,627,169 | 6,108,625 | 7,100,978 | 8,285,846 |
| Sales | 0 | 4,165 | 2,651 | 38,556 |
| Maturities, calls and principal repayments | 4,845,490 | 7,118,190 | 7,020,939 | 6,882,720 |
| Proceeds from sale of loans | 0 | 0 | 6,814 | 7,305 |
| Net change in loans | 536,679 | 446,045 | 198,271 | 514,111 |
| Net cash paid in insurance agency asset acquisitions | - | 0 | 0 | - |
| Benefits received on life insurance policies | 1,409 | 702 | -43 | 1,820 |
| Proceeds from sales of premises and equipment | 469 | 916 | 6 | 38 |
| Purchases of premises and equipment | 38,605 | 42,516 | 36,918 | 67,218 |
| Proceeds from sales of foreclosed assets | 453 | 705 | 0 | 15,135 |
| Net cash from investing activities | -1,329,728 | 550,305 | -275,187 | -1,876,213 |
| Net change in deposits | -81,690 | 400,712 | 833,538 | -1,039,134 |
| Net change in short-term borrowings | -417,573 | -50,894 | 151,445 | 79,163 |
| Proceeds from stock option exercises | 0 | 4,065 | 1,925 | 5,956 |
| Purchase of treasury stock | 72,298 | 85,371 | 69,785 | 2,676 |
| Cash dividends paid on preferred stock | 1,669 | 1,669 | 1,668 | 3,338 |
| Cash dividends paid on common stock | 64,008 | 64,064 | 64,702 | 126,590 |
| Net cash from financing activities | -637,238 | 202,779 | 850,753 | -1,086,619 |
| Net change in cash and cash equivalents | -1,729,644 | 933,819 | 824,149 | -3,118,171 |
| Cash and cash equivalents at beginning of period | 8,874,055 | 7,940,236 | 10,234,258 | - |
| Cash and cash equivalents at end of period | 7,144,411 | 8,874,055 | 7,940,236 | - |
CULLEN FROST BANKERS, INC. (CFR)
CULLEN FROST BANKERS, INC. (CFR)