Financial insights of CFR

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$169,318K
EPS
$2.65
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Net interest income after credit loss expense	-	437,483	434,839	-
Service charges on deposit accounts	32,157	32,360	31,440	29,151
Trust and investment management fees	47,957	45,651	44,846	43,669
Insurance commissions and fees	22,075	15,180	15,424	13,879
Interchange and card transaction fees	6,532	6,290	5,547	5,619
Other charges, commissions, and fees	13,268	15,228	14,730	13,967
Net gain (loss) on securities transactions	0	-836	0	0
Other	14,326	18,291	13,660	10,988
Total non-interest income	136,315	132,164	125,647	117,273
Loans, including fees	336,285	348,795	355,602	344,689
Taxable	115,199	115,897	125,977	130,127
Tax-exempt	64,898	64,145	62,466	58,041
Interest-bearing deposits	61,456	84,602	75,914	68,740
Federal funds sold	44	26	33	97
Resell agreements	85	102	113	264
Total interest income	577,967	613,567	620,105	601,958
Deposits	108,243	127,936	137,868	134,293
Federal funds purchased	219	273	324	281
Repurchase agreements	28,084	33,621	37,191	34,677
Junior subordinated deferrable interest debentures	1,735	1,865	1,940	1,939
Subordinated notes	1,164	1,165	1,164	1,164
Total interest expense	139,445	164,860	178,487	172,354
Net interest income	438,522	448,707	441,618	429,604
Credit loss expense	6,745	11,224	6,779	13,129
Salaries and wages	166,190	182,486	169,155	162,149
Employee benefits	44,656	36,653	34,465	32,826
Net occupancy	34,753	34,341	34,682	34,640
Technology, furniture, and equipment	41,674	41,575	43,479	40,572
Deposit insurance	7,203	-1,350	6,328	6,590
Other	71,210	77,963	64,369	70,351
Total non-interest expense	365,686	371,668	352,478	347,128
Income before income taxes	202,406	197,979	208,008	186,620
Income taxes	31,419	31,727	33,628	29,617
Net income	170,987	166,252	174,380	157,003
Preferred stock dividends	1,669	1,669	1,668	1,669
Net income available to common shareholders	169,318	164,583	172,712	155,334

Basic EPS	2.65	2.589	2.67	2.39
Diluted EPS	2.65	2.588	2.67	2.39
Basic Average Shares	63,101,492	63,581,250	64,080,473	64,299,943
Diluted Average Shares	63,101,492	63,595,613	64,120,515	64,351,780

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$169,318K
EPS
$2.65
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$169,318K
EPS
$2.65
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$169,318KEPS$2.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$169,318KEPS$2.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$169,318K
EPS
$2.65
Unit: Thousand (K) dollars

Net Income
$169,318K
EPS
$2.65
Unit: Thousand (K) dollars