Financial insights of CFR

MyFinsight

For the quarter ending 2025-09-30, CFR made $2,075,309K in revenue. $172,712K in net income. Net profit margin of 8.32%.

Income Overview

Revenue
$2,075,309K
Net Income
$172,712K
Net Profit Margin
8.32%
EPS
$2.67
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Loans, including fees
Salaries and wages
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	355,602	-	-	-
Taxable	125,977	-	-	-
Tax-exempt	62,466	-	-	-
Interest-bearing deposits	75,914	-	-	-
Federal funds sold	33	-	-	-
Resell agreements	113	-	-	-
Total interest income	620,105	-	-	-
Deposits	137,868	-	-	-
Federal funds purchased	324	-	-	-
Repurchase agreements	37,191	-	-	-
Junior subordinated deferrable interest debentures	1,940	-	-	-
Subordinated notes	1,164	-	-	-
Total interest expense	178,487	-	-	-
Net interest income	441,618	-	-	-
Credit loss expense	6,779	-	-	-
Trust and investment management fees	44,846	43,669	42,931	41,016
Service charges on deposit accounts	31,440	29,151	28,621	27,412
Insurance commissions and fees	15,424	13,879	21,019	14,839
Interchange and card transaction fees	5,547	5,619	5,402	5,428
Other charges, commissions, and fees	14,730	13,967	13,586	13,060
Net gain (loss) on securities transactions	0	0	-14	16
Other	13,660	10,988	12,466	11,936
Total non-interest income	125,647	117,273	124,011	113,707
Salaries and wages	169,155	162,149	160,857	156,637
Employee benefits	34,465	32,826	42,157	29,060
Subordinated notes	1,164	1,164	1,164	1,164
Net occupancy	34,682	34,640	33,277	32,497
Repurchase agreements	37,191	34,677	32,419	35,868
Junior subordinated deferrable interest debentures	1,940	1,939	1,945	2,197
Federal funds purchased	324	281	201	271
Deposits	137,868	134,293	133,168	164,328
Total interest expense	178,487	172,354	168,897	203,828
Technology, furniture, and equipment	43,479	40,572	40,118	37,766
Taxable	125,977	130,127	116,256	99,561
Tax-exempt	62,466	58,041	54,607	54,618
Resell agreements	113	264	111	580
Federal funds sold	33	97	40	63
Deposit insurance	6,328	6,590	7,184	7,238
Interest-bearing deposits	75,914	68,740	79,495	96,215
Loans, including fees	355,602	344,689	334,608	357,122
Total interest income	620,105	601,958	585,117	608,159
Net interest income	441,618	429,604	416,220	404,331
Other	64,369	70,351	64,473	60,212
Total non-interest expense	352,478	347,128	348,066	323,410
Credit loss expense	6,779	13,129	13,070	19,386
Income before income taxes	208,008	186,620	179,095	175,242
Income taxes	33,628	29,617	28,173	28,741
Net income	174,380	157,003	150,922	146,501
Preferred stock dividends	1,668	1,669	1,669	1,668
Net income available to common shareholders	172,712	155,334	149,253	144,833

Basic	2.67	2.39	2.3	2.24
Diluted	2.67	2.39	2.3	2.24
Weighted-average shares outstanding for basic earnings per common share	64,080,473	64,299,943	64,255,246	63,957,786
Weighted-average shares outstanding for diluted earnings per common share	64,120,515	64,351,780	64,329,044	64,085,007

MyFinsight

Income Overview

Revenue
$2,075,309K
Net Income
$172,712K
Net Profit Margin
8.32%
EPS
$2.67
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Loans, including fees
Salaries and wages
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$2,075,309K
Net Income
$172,712K
Net Profit Margin
8.32%
EPS
$2.67
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Loans, including fees
Salaries and wages
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$2,075,309KNet Income$172,712KNet Profit Margin8.32%EPS$2.67Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesLoans, including feesSalaries and wagesOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$2,075,309KNet Income$172,712KNet Profit Margin8.32%EPS$2.67Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesLoans, including feesSalaries and wagesOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$2,075,309K
Net Income
$172,712K
Net Profit Margin
8.32%
EPS
$2.67
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Loans, including fees
Salaries and wages
Others

Revenue
$2,075,309K
Net Income
$172,712K
Net Profit Margin
8.32%
EPS
$2.67
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Loans, including fees
Salaries and wages
Others