For the quarter ending 2025-09-30, CHMG has $2,696,634K in assets. $2,451,326K in debts. $107,646K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from financial institutions | 32,445 | 35,825 | ||
| Interest-earning deposits in other financial institutions | 75,201 | 284,226 | ||
| Total cash and cash equivalents | 107,646 | 320,051 | ||
| Equity investments, at estimated fair value | 3,616 | 3,387 | ||
| Securities available for sale, at estimated fair value (amortized cost of 331,286, at september30, 2025 and 617,271 at december 31, 2024, net of allowance for credit losses of 0 at september30, 2025 and december 31, 2024, respectively) | 280,514 | 287,335 | ||
| Securities held to maturity, at amortized cost (estimated fair value of 680 at september30, 2025 and 808 at december 31, 2024, respectively, net of allowance for credit losses of 0 at september30, 2025 and december 31, 2024, respectively) | 680 | 680 | ||
| Fhlbny and frbny stock, at cost | 5,524 | 6,826 | ||
| Loans, net of deferred loan fees | 2,202,356 | 2,132,414 | ||
| Allowance for credit losses | 23,645 | 22,665 | ||
| Loans, net | 2,178,711 | 2,109,749 | ||
| Loans held for sale | 3,075 | 2,212 | ||
| Premises and equipment, net | 15,376 | 15,438 | ||
| Operating lease right-of-use assets | 4,943 | 5,139 | ||
| Goodwill | 21,824 | 21,824 | ||
| Bank-owned life insurance | 2,976 | 2,968 | ||
| Interest rate swap assets | 17,966 | 18,727 | ||
| Accrued interest receivable and other assets | 53,783 | 58,152 | ||
| Total assets | 2,696,634 | 2,852,488 | ||
| Non interest-bearing | 633,216 | 624,389 | ||
| Interest-bearing | 1,725,300 | 1,844,573 | ||
| Total deposits | 2,358,516 | 2,468,962 | ||
| Overnight and short-term advances | 0 | 55,000 | ||
| Subordinated debt, net of issuance costs of 998 and 0, respectively | 44,002 | 44,146 | ||
| Long term finance lease obligation | 3,530 | 3,616 | ||
| Operating lease liabilities | 5,124 | 5,319 | ||
| Interest rate swap liabilities | 18,056 | 18,815 | ||
| Accrued interest payable and other liabilities | 22,098 | 21,664 | ||
| Total liabilities | 2,451,326 | 2,617,522 | ||
| Common stock, 0.01 par value per share, 10,000,000 shares authorized 5,310,076 issued at september30, 2025 and december 31, 2024 | 53 | 53 | ||
| Additional paid-in capital | 49,027 | 48,502 | ||
| Retained earnings | 250,373 | 244,211 | ||
| Treasury stock, at cost 515,322 shares at september30, 2025 and 555,881 shares at december 31, 2024 | 15,069 | 15,095 | ||
| Accumulated other comprehensive loss | -39,076 | -42,705 | ||
| Total shareholders' equity | 245,308 | 234,966 | ||
| Total liabilities and shareholders' equity | 2,696,634 | 2,852,488 | ||
CHEMUNG FINANCIAL CORP (CHMG)
CHEMUNG FINANCIAL CORP (CHMG)