For the year ending 2025-12-31, CHMG has $2,710,235K in assets. $2,455,526K in debts. $50,097K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from financial institutions | 22,772 | |||
| Interest-earning deposits in other financial institutions | 27,325 | |||
| Total cash and cash equivalents | 50,097 | |||
| Equity investments, at fair value | 3,765 | |||
| Securities available for sale, at estimated fair value (amortized cost of 327,888, net of allowance for credit losses of 0 as of december31, 2025 and amortized cost of 617,271, net of allowance for credit losses of 0 as of december31, 2024) | 280,598 | |||
| Securities held to maturity, (estimated fair value of 640 as of december31, 2025 and 808 as of december31, 2024 net of allowance for credit losses of 0 as of december31, 2025 and december31, 2024) | 640 | |||
| Fhlbny and frbny stock, at cost | 9,466 | |||
| Loans, net of deferred loan fees | 2,269,561 | |||
| Allowance for credit losses | 24,209 | |||
| Loans, net | 2,245,352 | |||
| Loans held for sale | 2,102 | |||
| Premises and equipment, net | 15,401 | |||
| Operating lease right-of-use assets | 4,755 | |||
| Goodwill | 21,824 | |||
| Bank owned life insurance | 2,984 | |||
| Interest rate swap assets | 17,280 | |||
| Accrued interest receivable and other assets | 55,971 | |||
| Total assets | 2,710,235 | |||
| Non interest-bearing | 624,532 | |||
| Interest-bearing | 1,646,142 | |||
| Total deposits | 2,270,674 | |||
| Fhlbny overnight advances | 87,110 | |||
| Long-term finance lease obligation | 3,444 | |||
| Operating lease liabilities | 4,937 | |||
| Interest rate swap liabilities | 17,412 | |||
| Accrued interest payable and other liabilities | 27,921 | |||
| Total liabilities | 2,455,526 | |||
| Common stock, 0.01 par value per share, 10,000,000 shares authorized 5,310,076 issued as of december31, 2025 and december31, 2024 | 53 | |||
| Additional-paid-in capital | 49,547 | |||
| Retained earnings | 256,484 | |||
| Treasury stock, at cost (519,079 shares as of december31, 2025 555,881 shares as of december31, 2024) | 15,322 | |||
| Accumulated other comprehensive (loss) | -36,053 | |||
| Total shareholders' equity | 254,709 | |||
| Total liabilities and shareholders' equity | 2,710,235 | |||
CHEMUNG FINANCIAL CORP (CHMG)
CHEMUNG FINANCIAL CORP (CHMG)