Financial insights of CHMG

MyFinsight

For the quarter ending 2026-03-31, CHMG made $3,145K in revenue. $9,199K in net income. Net profit margin of 292.50%.

Income Overview

Revenue
$3,145K
Net Income
$9,199K
Net Profit Margin
292.50%
EPS
$1.91
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenues from contracts with customer-Wealth Management Group Services Segment	3,145	3,005*	2,967	2,993
Revenues from contracts with customer-Service Chargeon Deposits	1,051	1,115*	1,094	1,114
Revenues from contracts with customer-Interchange Revenue	1,014	1,028*	1,073	1,110
Net (gaines) on securities transactions	-	152*	0	-17,498
Changes in fair value of equity investments	-71	14	136	108
Net gains on sales of loans held for sale	21	92	78	51
Net gains (losses) on sales of other real estate owned	0	10	0	3
Income from bank-owned life insurance	7	8	8	8
Other	1,153	1,250	732	1,406
Total non-interest income	6,320	6,673	6,088	-10,705
Loans, including fees	31,521	31,809	31,033	29,435
Taxable securities	1,687	1,670	1,653	2,530
Tax exempt securities	74	75	80	214
Interest-earning deposits	303	665	1,118	855
Total interest and dividend income	33,585	34,219	33,884	33,034
Deposits	8,539	9,390	10,171	11,076
Borrowed funds	1,462	985	1,025	1,150
Total interest expense	10,001	10,375	11,196	12,226
Net interest income	23,584	23,844	22,688	20,808
Provision for credit losses	601	1,136	1,064	1,145
Net interest income after provision for credit losses	22,983	22,708	21,624	19,663
Salaries and wages	7,600	7,856	7,925	7,579
Pension and other employee benefits	2,122	2,555	2,298	2,112
Other components of net periodic pension and postretirement benefits	-142	-113	-113	-113
Net occupancy	1,528	1,477	1,371	1,431
Furniture and equipment	409	475	399	455
Data processing	2,536	2,417	2,534	2,563
Professional services	691	627	636	805
Marketing and advertising	241	355	203	351
Other real estate owned	8	1	8	3
Fdic insurance	315	293	352	434
Loan expense	334	316	262	296
Other	1,820	2,129	1,770	1,853
Total non-interest expense	17,462	18,388	17,645	17,769
Income before income tax expense	11,841	10,993	10,067	-8,811
Income tax expense	2,642	3,252	2,275	-2,359
Net income	9,199	7,741	7,792	-6,452

Basic EPS	1.91	1.611	1.62	-1.35
Diluted EPS	1.91	1.611	1.62	-1.35
Basic Average Shares	4,825,000	4,806,000	4,811,000	4,808,000
Diluted Average Shares	4,825,000	4,806,000	4,811,000	4,808,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$3,145K
Net Income
$9,199K
Net Profit Margin
292.50%
EPS
$1.91
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$3,145K
Net Income
$9,199K
Net Profit Margin
292.50%
EPS
$1.91
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$3,145KNet Income$9,199KNet Profit Margin292.50%EPS$1.91Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$3,145KNet Income$9,199KNet Profit Margin292.50%EPS$1.91Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$3,145K
Net Income
$9,199K
Net Profit Margin
292.50%
EPS
$1.91
Unit: Thousand (K) dollars

Revenue
$3,145K
Net Income
$9,199K
Net Profit Margin
292.50%
EPS
$1.91
Unit: Thousand (K) dollars