Financial insights of CHMG

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Revenues from contracts with customer-Wealth Management Group Services Segment	11,945
Revenues from contracts with customer-Service Chargeon Deposits	4,427
Revenues from contracts with customer-Interchange Revenue	4,302
Net (losses) on securities transactions	-17,498
Change in fair value of equity investments	211
Net gain on sales of loans held for sale	261
Net gains (losses) on sales of other real estate owned	2
Income from bank owned life insurance	32
Other	4,263
Total non-interest income	7,945
Loans, including fees	120,376
Taxable securities	8,876
Tax exempt securities	620
Interest-earning deposits	2,963
Total interest and dividend income	132,835
Deposits	41,793
Borrowed funds	3,885
Total interest expense	45,678
Net interest income	87,157
Provision (credit) for credit losses	4,437
Net interest income after provision for credit losses	82,720
Salaries and wages	30,569
Pension and other employee benefits	8,887
Other components of net periodic pension cost (benefit)	-452
Net occupancy expense	5,812
Furniture and equipment expense	1,702
Data processing expense	10,048
Professional services	2,706
Marketing and advertising expense	1,248
Other real estate owned expense	23
Fdic insurance	1,518
Loan expense	1,152
Other	7,516
Total non-interest expense	70,729
Income before income tax expense	19,936
Income tax expense	4,832
Net income	15,104

Basic EPS	3.14
Diluted EPS	3.14
Basic Average Shares	4,804,000
Diluted Average Shares	4,804,000