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Balance Sheets Overview
Current Ratio
462.15%
Quick Ratio
462.15%
Cash Ratio
138.44%
Debt to Asset Ratio
29.64%
Unit: Thousand (K) dollars
Assets Breakdown
Cash and cash equivalents
Product collateral
Loans held for investment
Others
Liabilities Breakdown
Additional paid-in capital
Accumulated deficit
Product obligation
Others
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Page 1
Quarterly
123
Page 1
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
536,045
607,677
466,252
445,026
Restricted cash
65,014
14,510
14,508
13,676
Marketable securities
527,380
403,605
587,828
633,738
Product collateral
204,823
231,477
251,204
228,955
Accounts receivable, net
287,773
294,338
257,884
237,652
Loans held for investment
167,590
179,536
148,221
188,279
Less allowance for expected credit losses
70,192
73,721
76,640
79,283
Loans held for investment, net
97,398
105,815
71,581
108,996
Prepaid expenses and other current assets
71,083
86,839
106,753
90,854
Total current assets
1,789,516
1,744,261
1,756,010
1,758,897
Property, equipment and software, net
97,429
94,636
94,320
86,480
Operating lease right of use assets, net
78,864
81,078
83,429
85,652
Other assets
30,840
30,408
30,846
31,282
Total assets
1,996,649
1,950,383
1,964,605
1,962,311
Accounts payable
36,255
37,920
38,680
40,026
Accrued and other current liabilities
216,638
185,038
201,862
181,587
Product obligation
134,324
121,141
147,382
134,302
Total current liabilities
387,217
344,099
387,924
355,915
Operating lease liabilities, net of current portion
117,847
120,614
123,284
125,841
Warehouse facility
50,000
-
-
-
Other non-current liabilities
36,763
44,228
51,691
37,281
Total liabilities
591,827
508,941
562,899
519,037
Common stock, issued-Common Stock
-
-
0
0
Common stock, issued-Common Class A
28
28
28
28
Common stock, issued-Common Class B
3
3
3
3
Common stock, issued-Common Class C
0
0
0
0
Additional paid-in capital
4,698,137
4,763,006
4,775,607
4,772,649
Accumulated other comprehensive income (loss)
-548
-947
172
-79
Accumulated deficit
-3,292,798
-3,320,648
-3,374,104
-3,329,327
Total stockholders equity
1,404,822
1,441,442
1,401,706
1,443,274
Total liabilities and stockholders equity
1,996,649
1,950,383
1,964,605
1,962,311
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Balance Sheets
Loans held for
investment
$167,590K
(-9.91%↓ Y/Y)
Cash and cash
equivalents
$536,045K
(-38.26%↓ Y/Y)
Marketable securities
$527,380K
(134.33%↑ Y/Y)
Accounts receivable, net
$287,773K
(25.34%↑ Y/Y)
Product collateral
$204,823K
(-3.83%↓ Y/Y)
Loans held for
investment, net
$97,398K
(-14.65%↓ Y/Y)
Prepaid expenses and
other current assets
$71,083K
(-1.98%↓ Y/Y)
Restricted cash
$65,014K
(381.05%↑ Y/Y)
Less allowance for
expected credit losses
$70,192K
(-2.38%↓ Y/Y)
Total current assets
$1,789,516K
(3.08%↑ Y/Y)
Property, equipment and
software, net
$97,429K
(9.35%↑ Y/Y)
Operating lease right of
use assets, net
$78,864K
(73.04%↑ Y/Y)
Other assets
$30,840K
(-2.77%↓ Y/Y)
Total assets
$1,996,649K
(4.95%↑ Y/Y)
Total liabilities and
stockholders equity
$1,996,649K
(4.95%↑ Y/Y)
Total stockholders
equity
$1,404,822K
(-1.63%↓ Y/Y)
Total liabilities
$591,827K
(24.76%↑ Y/Y)
Accumulated deficit
-$3,292,798K
(-0.56%↓ Y/Y)
Accumulated other
comprehensive income (loss)
-$548K
(-372.41%↓ Y/Y)
Additional paid-in capital
$4,698,137K
(-0.10%↓ Y/Y)
Total current
liabilities
$387,217K
(7.65%↑ Y/Y)
Operating lease
liabilities, net of current...
$117,847K
(57.62%↑ Y/Y)
Warehouse facility
$50,000K
Other non-current
liabilities
$36,763K
(-7.89%↓ Y/Y)
Common stock,
issued-Common Class A
$28K
(0.00%↑ Y/Y)
Common stock,
issued-Common Class B
$3K
(0.00%↑ Y/Y)
Accrued and other
current liabilities
$216,638K
(28.25%↑ Y/Y)
Product obligation
$134,324K
(-3.35%↓ Y/Y)
Accounts payable
$36,255K
(-30.01%↓ Y/Y)
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Chime Financial, Inc. (CHYM)
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Chime Financial, Inc. (CHYM)
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