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For the year ending 2025-12-31, CINF has $41,002M in assets. $25,091M in debts.

Balance Sheets Overview

Debt to Asset Ratio
61.19%
Unit: Million (M) dollars
Assets Breakdown
    • Total investments
    • Premiums receivable
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Retained earnings
    • Loss and loss expense reserves
    • Unearned premiums
    • Others

Balance Sheets
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Fixed maturities, at fair value (amortized cost 202518,304 202416,735)
18,123 16,182 13,791 12,132
Equity securities, at fair value (cost 20254,155 20243,953)
12,694 11,185 10,989 9,841
Short-term investments, at fair value (amortized cost 2025148 2024298)
148 298 --
Other invested assets
818 713 577 452
Total investments
31,783 28,378 25,357 22,425
Cash and cash equivalents
1,431 983 907 1,264
Investment income receivable
235 222 192 160
Finance receivable
146 120 108 92
Premiums receivable
3,142 2,969 2,592 2,322
Reinsurance recoverable
655 523 651 640
Prepaid reinsurance premiums
71 70 55 79
Deferred policy acquisition costs
1,344 1,242 1,093 1,014
Land, building and equipment, net, for company use (accumulated depreciation 2025367 2024347)
219 214 208 202
Other assets
995 828 681 646
Separate accounts
981 952 925 892
Total assets
41,002 36,501 32,769 29,736
Loss and loss expense reserves
11,507 10,003 9,050 8,400
Life policy and investment contract reserves
2,992 2,960 3,068 3,059
Unearned premiums
5,254 4,813 4,119 3,689
Other liabilities
1,638 1,487 1,311 1,229
Deferred income tax
1,833 1,476 1,324 1,045
Note payable
25 25 25 50
Long-term debt and lease obligation
861 850 849 841
Separate accounts
981 952 925 892
Total liabilities
25,091 22,566 20,671 19,205
Common stock, par value2 per share (authorized 2025 and 2024500 million shares issued 2025 and 2024198.3 million shares)
397 397 397 397
Paid-in capital
1,561 1,502 1,437 1,392
Retained earnings
16,719 14,869 13,084 11,702
Accumulated other comprehensive loss
-34 -309 -435 -636
Treasury stock, at cost (202542.9 million shares and 202441.9 million shares)
2,732 2,524 2,385 2,324
Total shareholders' equity
15,911 13,935 12,098 10,531
Total liabilities and shareholders' equity
41,002 36,501 32,769 29,736
Unit: Million (M) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fixed maturities, atfair value...$18,123M (11.99%↑ Y/Y)Equity securities, atfair value (cost...$12,694M (13.49%↑ Y/Y)Other invested assets$818M (14.73%↑ Y/Y)Short-term investments, atfair value...$148M (-50.34%↓ Y/Y)Total investments$31,783M (12.00%↑ Y/Y)Premiums receivable$3,142M (5.83%↑ Y/Y)Cash and cashequivalents$1,431M (45.57%↑ Y/Y)Deferred policyacquisition costs$1,344M (8.21%↑ Y/Y)Other assets$995M (20.17%↑ Y/Y)Separate accounts$981M (3.05%↑ Y/Y)Reinsurance recoverable$655M (25.24%↑ Y/Y)Investment incomereceivable$235M (5.86%↑ Y/Y)Land, building andequipment, net, for company...$219M (2.34%↑ Y/Y)Finance receivable$146M (21.67%↑ Y/Y)Prepaid reinsurancepremiums$71M (1.43%↑ Y/Y)Total assets$41,002M (12.33%↑ Y/Y)Total liabilities andshareholders' equity$41,002M (12.33%↑ Y/Y)Total liabilities$25,091M (11.19%↑ Y/Y)Total shareholders'equity$15,911M (14.18%↑ Y/Y)Treasury stock, at cost(202542.9 million shares...$2,732M (8.24%↑ Y/Y)Accumulated othercomprehensive loss-$34M (89.00%↑ Y/Y)Loss and loss expensereserves$11,507M (15.04%↑ Y/Y)Unearned premiums$5,254M (9.16%↑ Y/Y)Life policy andinvestment contract...$2,992M (1.08%↑ Y/Y)Deferred income tax$1,833M (24.19%↑ Y/Y)Other liabilities$1,638M (10.15%↑ Y/Y)Separate accounts$981M (3.05%↑ Y/Y)Long-term debt and leaseobligation$861M (1.29%↑ Y/Y)Note payable$25M (0.00%↑ Y/Y)Retained earnings$16,719M (12.44%↑ Y/Y)Paid-in capital$1,561M (3.93%↑ Y/Y)Common stock, parvalue2 per share...$397M (0.00%↑ Y/Y)

CINF_BIG

CINCINNATI FINANCIAL CORP (CINF)

CINF_BIG

CINCINNATI FINANCIAL CORP (CINF)