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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$3,092M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Sale, call or maturity of fixed ...
    • Net income
    • Loss and loss expense reserves
    • Others
Negative Cash Flow Breakdown
    • Purchase of fixed maturities
    • Investment gains and losses, net
    • Payment of cash dividends to sha...
    • Others

Cash Flow
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Net income
2,393 2,292 1,843 -486
Depreciation, amortization and other
168 130 112 127
Investment gains and losses, net
1,405 1,367 1,108 -1,493
Interest credited to contract holders
---43
Interest credited
44 44 45 -
Deferred income tax expense
283 117 223 -355
Premiums and reinsurance receivable
306 266 264 340
Deferred policy acquisition costs
102 149 80 96
Other assets
73 14 30 -28
Loss and loss expense reserves
1,504 953 650 1,095
Life policy and investment contract reserves
55 69 99 77
Unearned premiums
441 694 430 418
Other liabilities
84 134 90 88
Current income tax receivable/payable
-26 -12 -42 40
Net cash provided by operating activities
3,112 2,649 2,052 2,052
Sale, call or maturity of fixed maturities
3,777 3,202 1,136 1,113
Sale of equity securities
335 1,599 206 430
Purchase of fixed maturities
5,388 5,732 2,554 1,901
Purchase of equity securities
409 321 220 466
Change in short-term investments, net
156 -295 --
Changes in finance receivables
30 15 15 -7
Investment in buildings and equipment
20 22 18 15
Change in other invested assets, net
112 112 143 101
Net cash used in investing activities
-1,691 -1,696 -1,608 -933
Payment of cash dividends to shareholders
525 490 454 423
Shares acquired - share repurchase authorization
205 126 67 410
Changes in note payable
0 0 -25 -4
Proceeds from stock options exercised
10 10 9 10
Contract holders' funds deposited
66 73 83 70
Contract holders' funds withdrawn
166 190 218 144
Other
-153 -154 -129 -93
Net cash used in financing activities
-973 -877 -801 -994
Net change in cash and cash equivalents
448 76 -357 125
Cash and cash equivalents at beginning of year
983 907 1,264 1,139
Cash and cash equivalents at end of year
1,431 983 907 1,264
Unit: Million (M) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$2,393M (4.41%↑ Y/Y)Loss and loss expensereserves$1,504M (57.82%↑ Y/Y)Unearned premiums$441M (-36.46%↓ Y/Y)Deferred income taxexpense$283M (141.88%↑ Y/Y)Depreciation, amortizationand other$168M (29.23%↑ Y/Y)Other liabilities$84M (-37.31%↓ Y/Y)Life policy andinvestment contract...$55M (-20.29%↓ Y/Y)Interest credited$44M (0.00%↑ Y/Y)Current income taxreceivable/payable-$26M (-116.67%↓ Y/Y)Net cash provided byoperating activities$3,112M (17.48%↑ Y/Y)Canceled cashflow$1,886M Net change in cashand cash...$448M (489.47%↑ Y/Y)Canceled cashflow$2,664M Investment gains andlosses, net$1,405M (2.78%↑ Y/Y)Premiums and reinsurancereceivable$306M (15.04%↑ Y/Y)Deferred policyacquisition costs$102M (-31.54%↓ Y/Y)Other assets$73M (421.43%↑ Y/Y)Sale, call or maturityof fixed...$3,777M (17.96%↑ Y/Y)Sale of equitysecurities$335M (-79.05%↓ Y/Y)Change in short-terminvestments, net$156M (152.88%↑ Y/Y)Contract holders' fundsdeposited$66M (-9.59%↓ Y/Y)Proceeds from stockoptions exercised$10M (0.00%↑ Y/Y)Net cash used ininvesting activities-$1,691M (0.29%↑ Y/Y)Net cash used infinancing activities-$973M (-10.95%↓ Y/Y)Canceled cashflow$4,268M Canceled cashflow$76M Purchase of fixedmaturities$5,388M (-6.00%↓ Y/Y)Payment of cashdividends to shareholders$525M (7.14%↑ Y/Y)Shares acquired - sharerepurchase authorization$205M (62.70%↑ Y/Y)Contract holders' fundswithdrawn$166M (-12.63%↓ Y/Y)Other-$153M (0.65%↑ Y/Y)Purchase of equitysecurities$409M (27.41%↑ Y/Y)Change in otherinvested assets, net$112M (0.00%↑ Y/Y)Changes in financereceivables$30M (100.00%↑ Y/Y)Investment in buildings andequipment$20M (-9.09%↓ Y/Y)

CINF_BIG

CINCINNATI FINANCIAL CORP (CINF)

CINF_BIG

CINCINNATI FINANCIAL CORP (CINF)