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Balance Sheets Overview

Debt to Asset Ratio
86.80%
Unit: Thousand (K) dollars
Assets Breakdown
    • Goodwill
    • Bank owned life insurance
    • Cash and due from financial inst...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Common shares, no par value, 40,...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Cash and due from financial institutions
61,743
83,525
62,766
73,858
Investments in time deposits
4,125
2,880
735
715
Securities available-for-sale
667,314
679,737
654,616
642,910
Equity securities
2,865
2,725
2,573
2,318
Loans held for sale
8,508
6,940
8,012
10,733
Loans, net of allowance for credit losses of 41,713 and 42,020
3,213,191
3,189,131
3,055,740
3,110,669
Other securities
28,957
25,144
27,901
36,195
Premises and equipment, net
37,417
39,055
40,910
42,922
Accrued interest receivable
14,849
14,777
14,070
14,820
Goodwill
130,438
130,438
125,520
125,520
Other intangible assets, net
11,579
12,336
6,756
7,111
Bank owned life insurance
63,942
63,543
62,756
63,555
Swap assets
2,352
2,716
3,684
3,130
Deferred taxes
16,049
16,208
19,503
22,816
Other assets
30,969
29,167
27,792
28,597
Total assets
4,294,298
4,298,322
4,113,334
4,185,869
Noninterest-bearing
695,142
703,778
651,934
647,609
Interest-bearing
2,763,101
2,798,112
2,578,529
2,548,598
Total deposits
3,458,243
3,501,890
3,230,463
3,196,207
Short-term federal home loan bank advances
123,500
100,000
232,000
433,500
Long-term federal home loan bank advances
561
739
970
1,103
Subordinated debentures
104,317
104,276
104,213
104,172
Other borrowings
3,121
3,594
4,699
5,379
Swap liabilities
6,584
5,853
6,222
7,030
Accrued expenses and other liabilities
31,187
29,727
35,739
34,341
Total liabilities
3,727,513
3,746,079
3,614,306
3,781,732
Common shares, no par value, 40,000,000 shares authorized, 24,669,812 shares issued at june 30, 2026 and 24,607,544 shares issued at december 31, 2025, including treasury shares
420,922
420,488
388,458
312,589
Retained earnings
261,615
251,041
230,798
221,321
Treasury shares, 3,875,574 common shares at june 30, 2026 and 3,861,070 common shares at december 31, 2025, at cost
76,082
76,082
75,760
75,753
Accumulated other comprehensive loss
-39,670
-43,204
-44,468
-54,020
Total shareholders equity
566,785
552,243
499,028
404,137
Total liabilities and shareholders equity
4,294,298
4,298,322
4,113,334
4,185,869
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of allowancefor credit losses of...$3,213,191K (3.30%↑ Y/Y)Securitiesavailable-for-sale$667,314K (3.80%↑ Y/Y)Goodwill$130,438K (3.92%↑ Y/Y)Bank owned lifeinsurance$63,942K (0.61%↑ Y/Y)Cash and due fromfinancial institutions$61,743K (-16.40%↓ Y/Y)Premises and equipment,net$37,417K (-12.83%↓ Y/Y)Other assets$30,969K (8.29%↑ Y/Y)Other securities$28,957K (-20.00%↓ Y/Y)Deferred taxes$16,049K (-29.66%↓ Y/Y)Accrued interestreceivable$14,849K (0.20%↑ Y/Y)Other intangibleassets, net$11,579K (62.83%↑ Y/Y)Loans held for sale$8,508K (-20.73%↓ Y/Y)Investments in time deposits$4,125K (476.92%↑ Y/Y)Equity securities$2,865K (23.60%↑ Y/Y)Swap assets$2,352K (-24.86%↓ Y/Y)Total assets$4,294,298K (2.59%↑ Y/Y)Total liabilities andshareholders equity$4,294,298K (2.59%↑ Y/Y)Total liabilities$3,727,513K (-1.43%↓ Y/Y)Total shareholdersequity$566,785K (40.25%↑ Y/Y)Treasury shares,3,875,574 common shares at...$76,082K (0.43%↑ Y/Y)Accumulated othercomprehensive loss-$39,670K (26.56%↑ Y/Y)Total deposits$3,458,243K (8.20%↑ Y/Y)Short-term federal homeloan bank advances$123,500K (-71.51%↓ Y/Y)Subordinated debentures$104,317K (0.14%↑ Y/Y)Accrued expenses andother liabilities$31,187K (-9.18%↓ Y/Y)Swap liabilities$6,584K (-6.34%↓ Y/Y)Other borrowings$3,121K (-41.98%↓ Y/Y)Long-term federal homeloan bank advances$561K (-49.14%↓ Y/Y)Common shares, no parvalue, 40,000,000...$420,922K (34.66%↑ Y/Y)Retained earnings$261,615K (18.21%↑ Y/Y)Interest-bearing$2,763,101K (8.42%↑ Y/Y)Noninterest-bearing$695,142K (7.34%↑ Y/Y)

CIVISTA BANCSHARES, INC. (CIVB)

CIVISTA BANCSHARES, INC. (CIVB)