| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from financial institutions | 83,525 | 62,766 | 73,858 | |
| Investments in time deposits | 2,880 | 735 | 715 | |
| Securities available-for-sale | 679,737 | 654,616 | 642,910 | |
| Equity securities | 2,725 | 2,573 | 2,318 | |
| Loans held for sale | 6,940 | 8,012 | 10,733 | |
| Total loans | 3,229,667 | 3,095,994 | NaN | |
| Allowance for credit losses | 40,536 | 40,254 | NaN | |
| Loans, net of allowance for credit losses of 40,536 and 42,020 | 3,189,131 | 3,055,740 | 3,110,669 | |
| Other securities | 25,144 | 27,901 | 36,195 | |
| Premises and equipment, net | 39,055 | 40,910 | 42,922 | |
| Accrued interest receivable | 14,777 | 14,070 | 14,820 | |
| Goodwill | 130,438 | 125,520 | 125,520 | |
| Other intangible assets, net | 12,336 | 6,756 | 7,111 | |
| Bank owned life insurance | 63,543 | 62,756 | 63,555 | |
| Swap assets | 2,716 | 3,684 | 3,130 | |
| Deferred taxes | 16,208 | 19,503 | 22,816 | |
| Other assets | 29,167 | 27,792 | 28,597 | |
| Total assets | 4,298,322 | 4,113,334 | 4,185,869 | |
| Noninterest-bearing | 703,778 | 651,934 | 647,609 | |
| Interest-bearing | 2,798,112 | 2,578,529 | 2,548,598 | |
| Total deposits | 3,501,890 | 3,230,463 | 3,196,207 | |
| Short-term federal home loan bank advances | 100,000 | 232,000 | 433,500 | |
| Long-term federal home loan bank advances | 739 | 970 | 1,103 | |
| Subordinated debentures | 104,276 | 104,213 | 104,172 | |
| Other borrowings | 3,594 | 4,699 | 5,379 | |
| Swap liabilities | 5,853 | 6,222 | 7,030 | |
| Accrued expenses and other liabilities | 29,727 | 35,739 | 34,341 | |
| Total liabilities | 3,746,079 | 3,614,306 | 3,781,732 | |
| Common shares, no par value, 40,000,000 shares authorized, 24,658,922 shares issued at march 31,2026 and 24,607,544 shares issued at december 31, 2025, including treasury shares | 420,488 | 388,458 | 312,589 | |
| Retained earnings | 251,041 | 230,798 | 221,321 | |
| Treasury shares, 3,875,574 common shares at march 31, 2026 and 3,861,070 common shares at december 31, 2025, at cost | 76,082 | 75,760 | 75,753 | |
| Accumulated other comprehensive loss | -43,204 | -44,468 | -54,020 | |
| Total shareholders equity | 552,243 | 499,028 | 404,137 | |
| Total liabilities and shareholders equity | 4,298,322 | 4,113,334 | 4,185,869 | |
CIVISTA BANCSHARES, INC. (CIVB)
CIVISTA BANCSHARES, INC. (CIVB)