Financial insights of CIVB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$14,989K
EPS
$0.72
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30
Loans, including fees	49,230	48,718	49,972
Taxable securities	3,954	3,922	3,751
Tax-exempt securities	2,303	2,324	2,338
Deposits in other banks	322	276	210
Total interest and dividend income	55,809	55,240	56,271
Deposits	15,453	16,347	15,558
Federal home loan bank advances	1,353	3,070	4,611
Subordinated debentures	1,108	1,170	1,165
Other borrowings	72	108	123
Total interest expense	17,986	20,695	21,457
Net interest income	37,823	34,545	34,814
Provision for (recovery of) credit losses - loans and leases	-768	378	1,171
Provision for credit losses - off-balance sheet credit exposures	139	-178	-146
Net interest income after provision	38,452	34,345	33,789
Service charges	1,714	1,667	1,564
Net gain (loss) on equity securities	33	255	-74
Net gain on sale of loans and leases	1,605	1,450	841
Atm/interchange fees	1,386	1,435	1,418
Wealth management fees	1,433	1,402	1,325
Lease revenue and residual income	1,630	1,934	525
Bank owned life insurance	390	666	386
Swap fees	56	0	53
Other	1,184	824	551
Total noninterest income	9,431	9,633	6,589
Compensation expense	16,229	15,161	15,011
Net occupancy expense	1,623	1,466	1,419
Contracted data processing	730	559	536
Fdic assessment	423	627	689
State franchise tax	554	536	634
Professional services	1,585	1,225	1,798
Equipment expense	2,089	2,205	1,764
Atm/interchange expense	732	755	683
Marketing	478	391	289
Amortization of core deposit intangible assets	696	318	338
Software maintenance expense	1,475	1,480	1,294
Other operating expenses	3,259	3,604	3,027
Total noninterest expense	29,873	28,327	27,482
Income before taxes	18,010	15,651	12,896
Income tax expense	3,021	2,891	1,881
Net income	14,989	12,760	11,015

Basic EPS	0.72	0.68	0.71
Diluted EPS	0.72	0.68	0.71
Basic Average Shares	20,706,330	18,675,864	15,427,798

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$14,989K
EPS
$0.72
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$14,989K
EPS
$0.72
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$14,989KEPS$0.72Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$14,989KEPS$0.72Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$14,989K
EPS
$0.72
Unit: Thousand (K) dollars

Net Income
$14,989K
EPS
$0.72
Unit: Thousand (K) dollars