civb: the income statement

MyFinsight

CIVISTA BANCSHARES, INC. (CIVB)

For the quarter ending 2025-06-30, CIVB made $62,788K in revenue. $11,015K in net income. Net profit margin of 17.54%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	1,881
Other	551
Net gain on sale of loans and leases	841
Net gain (loss) on equity securities	-74
Bank owned life insurance	386
Wealth management fees	1,325
Swap fees	53
Service charges	1,564
Lease revenue and residual income	525
Atm/interchange fees	1,418
Total noninterest income	6,589
Professional services	1,798
Other operating expenses	3,027
Net occupancy expense	1,419
Marketing	289
Compensation expense	15,011
Contracted data processing	536
Equipment expense/depreciation	1,764
Amortization of core deposit intangible assets	338
State franchise tax	634
Software maintenance expense	1,294
Fdic assessment	689
Atm/interchange expense	683
Total noninterest expense	27,482
Provision for credit losses - loans	1,171
Subordinated debentures	1,165
Other borrowings	123
Federal home loan bank advances	4,611
Deposits	15,558
Total interest expense	21,457
Tax-exempt securities	2,338
Taxable securities	3,751
Deposits in other banks	210
Loans, including fees	49,972
Total interest and dividend income	56,271
Net interest income	34,814
Provision for (recovery of) credit losses - off-balance sheet credit exposures	-146
Net interest income after provision	33,789
Income before taxes	12,896
Net income	11,015

Earnings per share, basic, total	0.71
Earnings per share, diluted, total	0.71
Weighted average common shares, basic	15,427,798

Unit: Thousand (K) dollars (except for numbers of shares and EPS)